August 19, 2018 @ 2:44 pm By Cali Haan  |  

Exuberance for blockchain amongst large enterprise execs has deflated slightly in the past two years, says Deloitte in their recent global blockchain survey. The company’s 2018 global blockchain survey of 1053 “blockchain-savvy” managers at companies doing more than $500 million a year has found that 40%… Read More

August 13, 2018 @ 2:00 am By JD Alois  |  

Defining Distributed Ledger Technology Distributed Ledger Technology (DLT), also frequently referenced as blockchain, is a fast emerging sector of finance but also has the capacity to extend into other sectors of industry. Yet DLT is frequently misunderstood and regularly terminology is at odds across sector… Read More

August 11, 2018 @ 12:39 pm By JD Alois  |  

Deloitte Germany has published research on the crowdfunding sector and when it comes to comparing new forms of online capital formation and old banks – banks win. That is, at least in the eyes of the Deloitte research. Deloitte states that when it comes to… Read More

August 8, 2018 @ 8:52 pm By JD Alois  |  

There has been an ongoing debate regarding the benefits of marketplace lending when it comes to consumer loans.  A Federal Reserve study hammered peer to peer lending (ie marketplace lending) in late 2017 only to see the study pulled as industry advocates highlighted shortcomings in… Read More

August 5, 2018 @ 10:36 am By JD Alois  |  

KPMG has published their Pulse of Fintech report highlighting global Fintech activity for the first half of 2018. According to KPMG, global investment in Fintech is going gangbusters as “Fintech market activity worldwide gained momentum during the first half of the year as the geographic… Read More

July 31, 2018 @ 12:26 pm By JD Alois  |  

The US Department of the Treasury has published its long anticipated report on Fintech. This is the fourth in a series of reports emanating from Treasury that address emerging innovations in finance. Secretary Steven T. Mnuchin commented on the reports release stating “American innovation is… Read More

July 30, 2018 @ 10:26 pm By JD Alois  |  

The Cambridge Centre for Alternative Finance (CCAF) at the Judge Business School at Cambridge University in the UK, has launched their second annual Blockchain study following their first successful blockchain benchmarking report in 2017. CCAF recently completed their 2nd Global Cryptoasset Benchmarking Study and is in… Read More

July 30, 2018 @ 3:41 pm By JD Alois  |  

The Chamber of Digital Commerce’s and their Token Alliance, an initiative of more than 350 blockchain and token experts from around the globe, has published a set of guidelines to help shape the responsible growth of the token and initial coin offering (ICO) markets. The document called Understanding Digital Tokens:… Read More

July 26, 2018 @ 2:43 pm By JD Alois  |  

This week S&P Global published the Global Banks Midyear report for 2018. While credit conditions remain relatively good, the trade dispute, largely with China, is causing concern. Beyond the overall good economic environment there is a pressing issue when it comes to traditional banks. The… Read More

July 25, 2018 @ 8:18 am By Cali Haan  |  

Researchers at the Bank of Canada have published a working paper stating that the proof-of-work reward system and large network size of Bitcoin protect it against attacks. The study, “Incentive Compatibility on the Blockchain,” is something of a vindication of Bitcoin’s high energy consumption. It… Read More

July 21, 2018 @ 2:36 pm By JD Alois  |  

The Financial Stability Board (FSB) published a report on crypto-assets, including cryptocurrency and blockchain based securities, last week. The document is being presented to the G20. The document is a byproduct of the G20 meeting which took place in Buenos Aires in March. The member… Read More

July 15, 2018 @ 12:00 pm By JD Alois  |  

UK research firm Beauhurst published a report recently that highlighted foreign investment into high growth UK firms. According to their numbers, foreign investment is booming in the UK – in spite of Brexit induced jitters. The report states that during 2017 foreign investment hit £6… Read More

July 12, 2018 @ 5:30 pm By JD Alois  |  

Earlier this year, the Deloitte Center for Financial Services (DCFS) and LendIt Fintech joined together to publish a survey on online lending and the current state of the ecosystem. The numbers were highlighted this past April during the LendIt Fintech conference but Deloitte has recently shared… Read More

July 10, 2018 @ 9:19 am By JD Alois  |  

Allied Crowds, a tech firm dedicated to lessening information asymmetries, has published a director of cryptocurrency exchanges in emerging markets. Allied Crowd states: “[This report] establishes which cryptocurrency exchanges will trade which currency pairings. In other words, it answers the question where a member of… Read More

July 8, 2018 @ 9:18 pm By Therese Torris  |  

Early-days monitor of the German crowdfunding market, Crowdfunding.de announced in its latest quarterly report that Germany passed the half billion-euro mark in cumulated in SME crowdfunding at the end of June 2018. The report monitors only equity crowdfunding and crowdlending on marketplaces open to German… Read More

July 6, 2018 @ 11:54 am By Cali Haan  |  

  The European Banking Authority (EBA), charged with harmonizing banking across the EU, has devoted 13 pages of its latest 56-page Fintech report to assessing two potential use cases in banking for “distributed ledger technology” (DLT, although sometimes called “blockchain”). And while its not all… Read More

July 4, 2018 @ 7:53 am By JD Alois  |  

A report created at the request or the European Parliament’s Committee on Economic and Monetary Affairs, addresses the topic of “virtual currencies” or cryptocurrencies. The paper entitled “Virtual Currencies and Central Banks Monetary Policy: Challenges Ahead,” seeks to present an analysis of the phenomenon of… Read More

July 3, 2018 @ 4:54 pm By JD Alois  |  

In recent years most Fintech Hub reports have pegged the UK, and more specifically London, at the top of the list when it comes to ranking Fintech centers of excellence. The UK has been widely lauded due to various characteristics but always included in these… Read More

July 3, 2018 @ 10:17 am By JD Alois  |  

Q2 2018 Sees Increase in Crypto Theft and in Cryptocurrency Money Laundering CipherTrace has published a report on Crypto Theft and money laundering. Their research covers the second quarter of 2018 and according to the document there has been a dramatic rise in Crypto crime… Read More

June 27, 2018 @ 7:18 am By JD Alois  |  

Global financial services firm ING is out with an interesting report on cryptocurrency. Partnering up with Ipsos to create Cracking the Code on Cryptocurrency, ING surveyed much of Europe to gain insight into this emerging sector of finance. According to the research; 66% of individuals… Read More