BNPL : Lawmakers Looking at Buy Now, Pay Later Need to Raise the Bar According to Affirm

Max Levchin, Founder and CEO at Affirm (NASDAQ: AFRM), noted that there’s been increased attention on buy now, pay later (BNPL) over the past few weeks, raising questions about why consumers “choose these products, how they use them, and the industry’s overall practices.” Levchin added… Read More

Fintech Klarna Teams Up with Coinbase to Add Stablecoin to Funding Options

Klarna (NYSE:KLAR), the global digital bank and flexible payments provider, has partnered with Coinbase (NASDAQ:COIN) to add stablecoin funding to its broad range of traditional sources of funding, which include consumer deposits, long-term loans and short-dated commercial paper. The digital bank intends to raise short-term funding… Read More

Volante Technologies Clients Prepare for EU SEPA Instant and SWIFT Cross-Border Payments Regulations

Volante Technologies, the enabler of Payments as a Service, announced it has upgraded its clients to meet the latest SEPA Instant Payments Regulation (IPR) and SWIFT SRG 2025 mandate, which came into effect October 9th and November 22nd, 2025, respectively. This announcement follows the major… Read More

Architect Financial Technologies Reports $35M Series A to Scale Perpetual Futures Exchange AX

Architect Financial Technologies Inc. announced the completion of a $35 million strategic Series A investment round. The funding will now aim to accelerate the growth of AX, the financial industry’s centralized exchange for perpetual futures on traditional asset classes, “launched by the company last month.”… Read More

DTCC’s FICC and BNY Introduce Collateral-in-Lieu Service

The Depository Trust & Clearing Corporation (DTCC), the market infrastructure for the financial services industry, and BNY (NYSE: BK), a global financial services company, announced that DTCC’s Fixed Income Clearing Corporation (FICC) subsidiary has launched its Collateral-in-Lieu (CIL) service under its Sponsored General Collateral (GC)… Read More

Australia’s EoY Spending Activity Shaped by Structural Shift in Consumer Behavior, Report Claims

Australians really splashed out during this past Black Friday, with consumer spending reportedly reaching $23.8 billion – which is 19.5 per cent higher than a typical fortnight. The latest figures come from CommBank iQ, which combines data from one of Australia’s largest banks with over… Read More

US Federal Reserve Proposes New “Payment Account,” Fintechs May Be Interested

The US Federal Reserve Board has proposed a new “payment account” that certain financial institutions could use solely for clearing and settling payments. This may appeal to Fintechs in the payments sector. This would differ from a “master account,” which is what many regulated financial… Read More

AI Driven Digital Commerce and Privacy Trends for 2026 Examined in New Report

Kaspersky has recently shared end-of-year insights on AI-driven shopping and privacy. and what the retail and e-commerce sector should expect in 2026. Kaspersky had launched its 2025 update focused on cybersecurity in the retail and e-commerce sector, examining “real-world incidents and key threat trends affecting… Read More

Generative AI Increasingly Being Used by Retail Banking Platforms for Fraud Prevention, Other Use-Cases : Research

CB Insights noted that AI is now considered to be a universal focus area for retail banks, with various generative AI use cases increasingly emerging across operations, from fraud prevention to enhancing a range of customer service solution. CB Insights also mentioned that as agentic… Read More

UK Consumer Finance Being Shaped by Evolving Credit Ecosystem, Report Reveals

The United Kingdom’s credit ecosystem is changing, according to an extensive update from industry body UK Finance. The regulation that now governs this seemingly critical area of consumer finance will see several bursts of change, with an outdated regime reformed and a new regulatory framework… Read More

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