Tagged: credit cards

Coinbase Enables Stablecoin backed Credit Cards and Bitcoin backed Loans, Fundamentally Streamlining Digital Lending

Coinbase (NASDAQ:COIN) has teamed up with fintech firm Cardless to launch useful credit card products. This offering stands out from more traditional credit and lending products by allowing consumers to leverage their holdings in stablecoins, particularly USDC, as collateral or through integrated rewards mechanisms, providing… Read More

Marqeta’s 2026 State of Credit Report Shows Shift to Multi-Product Action By Young Consumers, SMBs

Marqeta’s 2026 State of Credit Report details a shift towards multi-product behavior by consumers and SMBs, yet many financial institutions still operate under the singular credit card mindset Consumers and SMB owners use various cards, BNPL and credit-building products for different jobs and in different… Read More

Cybercriminals Exploit Fintech Platform Stripe in Credit Card Skimming Operation 

An emerging wave of rather concerning online theft is leveraging one of the Fintech sector’s most widely used platforms in order to conceal and reportedly distribute malicious code designed to harvest sensitive payment details. Security researchers have uncovered a refined Magecart-style campaign that cleverly repurposes… Read More

Digital Banking Platform Zindigi Launches Pakistan’s Fintech Credit Card

In a key development for Pakistan’s outdated financial services sector, the digital banking platform Zindigi has officially rolled out the country’s inaugural fintech credit card. The launch occurred on Thursday, positioning Zindigi as a trailblazer in bridging traditional banking gaps through technology-driven solutions. Users can… Read More

Robinhood Launches High-End Platinum Card to Compete Against Amex

Robinhood

Robinhood Markets (NASDAQ: HOOD) is making waves in the luxury credit card space by launching its new Platinum Card, which is described as being a high-end product with a $695 annual fee and a physical card plated in 99.9% pure platinum. This offering directly positions… Read More

LoanPro, NXTMOVES Announce Credit Integration

LoanPro, a credit platform, and NXTMOVES, a credit card program management platform with issuing capabilities and embedded transaction-level controls, this week announced a strategic partnership integrating credit servicing, issuing infrastructure, and program management to power compliant, scalable credit card programs. As American consumers continue to… Read More

Zūm Rails Adds Embedded Credit Card Acceptance Capability

This week, Zūm Rails announced that it will enable companies to embed credit card acceptance directly into its all-in-one payment ecosystems, creating custom checkout experiences for customers across the US and Canada. This final piece of Zūm Rails’ payments ecosystem was contingent upon it becoming… Read More

Lemon Introduces Bitcoin-Backed Credit Card in Argentina

In a move to bridge cryptocurrency with everyday finance, Lemon, a digital wallet serving more than 5.5 million customers across the region, has unveiled Argentina’s inaugural credit card secured by Bitcoin. This product allows users to secure peso-based loans without relying on traditional banking systems… Read More

Bilt Introduces Credit Cards with Mortgage Rewards

Bilt Rewards has unveiled an expansion to its popular rewards program with the launch of Bilt Card 2.0, introducing three new credit cards that now allow users to earn points on mortgage payments for the first time. Announced recently, this update builds on the company’s… Read More

Capping Credit Card Interest Rates Would Reduce Credit Available to Less Affluent, Harm Individuals with Poor Credit Scores

President Donald Trump roiled the financial services sector this past week with his declaration that credit card interest rates would be capped at 10%. Of course, this would probably take an act of Congress and is unlikely, but the statement highlighted Trump’s lack of understanding… Read More

JP Morgan to Take Over Apple Card from Goldman Sachs

Rumors about Goldman Sachs (NYSE:GS) exiting its support for the Apple Card have been circulating for quite some time. The Apple Card played a significant role in Goldman’s failed expansion into consumer Fintech. While the thesis that Goldman’s vast expertise in global markets would play… Read More

Thailand Card Payments to Rise Nearly 3% in 2025 : Research

Thailand’s aggregate card payments market is now being projected to grow by 2.7% in 2025 to reach THB2.3 trillion (appr. $65.4 billion), supported by the ongoing expansion of digital payment acceptance infrastructure, government-led financial inclusion initiatives, and the growing adoption of contactless payments, according to… Read More

Gemini to Expand European Operations, Unveils XRP focused Credit Card, Supports Stablecoin RLUSD Access

Digital assets firm Gemini announced a series of updates that signal its growing influence in the global crypto market. On August 25, 2025, the company launched the XRP Edition of its Gemini Credit Card in partnership with Ripple, expanded the availability of Ripple’s USD-backed stablecoin… Read More

US Consumer Credit Market Exhibiting Signs of Stability and Measured Growth : TransUnion

TransUnion’s Q2 2025 Credit Industry Insights Report (CIIR) reveals a U.S. consumer credit market demonstrating resilience and disciplined behavior amid a complex economic landscape. Released on August 14, 2025, the research report highlights steady credit usage, controlled balance growth, and declining delinquency rates across key… Read More

OnePay and Synchrony to Launch Credit Card Program with Walmart

OnePay, a consumer fintech, and Synchrony (NYSE: SYF), a  consumer financial services company, announced a partnership to power a credit card program with Walmart (NYSE: WMT). The credit card program is expected to launch this fall, “with the experience embedded inside the OnePay app and… Read More

i2c Consumer Credit Study Provides Helpful Tips For Issuers

A new consumer credit behavior study released by i2c breaks down generational activity while providing direction for service providers. The study asked the following questions: How many cards do consumers have, and how much of their primary card’s credit are they using? What do consumers… Read More

CIBC Adapta Mastercard Introduced in Canada, Credit Card Adapts to Consumer Spending Behavior

CIBC announced its “no annual fee” CIBC Adapta Mastercard, which is reportedly the first credit card in Canada that automatically “determines the cardholder’s top three spend categories each month based on where they spend the most, and rewards them with 50% more points on those… Read More

Stealer Malware Leaked More than 2 Million Bank Cards – Report

Kaspersky Digital Footprint Intelligence estimates that 2.3 million bank cards were leaked on the dark web, based on an “analysis of data-stealing malware log files from 2023-2024.” On average, every 14th infostealer infection results in stolen credit card information, with nearly “26 million devices compromised… Read More

Policy to Cap Credit Card Interest Rates is Wrong and a Form of Price Control. The Market Always Wins.

Price Controls Rarely Work. The Free Market is a Better Option. There have been multiple proclamations from various policymakers regarding the need to cap credit card rates. Unfortunately, forcing credit card issuers to cap interest rates charged to users will accomplish little good while harming… Read More

US Credit Card Defaults Surge to $46B in First 9 Months of 2024

US credit card defaults have reportedly surged to $46 billion in the first 9 months of 2024, which is said to be the highest since 2010. Credit card defaults are now up more than 50% year-over-year. And defaults of seriously delinquent credit card loan balances… Read More

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