FIS Embeds Spade’s Real-Time Transaction Enrichment Across Its Debit Platform

FIS (NYSE: FIS) has embedded Spade’s real-time merchant enrichment tools into its debit processing stack, giving issuing banks and credit unions cleaner merchant identities at the moment a transaction is processed. The move is aimed at statements that actually look familiar to cardholders, fewer avoidable… Read More

IFC to Provide Visa Up To $200m In Settlement Risk Cover For Latin American Banks

International Finance Corporation (IFC), the private-sector investment arm of the World Bank Group, is set to provide an unfunded risk participation facility of up to $200 million to Visa, according project documents seen by CrowdFund Insider. The facility will cover settlement risk exposure on a… Read More

Nubank’s Monzo Takeover Discussions Highlight How Digital Banks Are Scaling and Why Incumbents Still Dominate

Brazil’s digital banking platform Nubank (NYSE: NU) is said to currently be holding early conversations about a possible purchase of UK’s Monzo, a move that would give the Latin American digital lender a ready-made platform in the United Kingdom and a foothold for wider European… Read More

Revolut Obtains Central Bank Approval to Acquire Banco Cetelem in Argentina

Revolut has secured a key regulatory milestone in Latin America after Argentina’s central bank approved its purchase of Banco Cetelem Argentina from BNP Paribas Personal Finance. The decision, announced by the London-based fintech on 24 September 2026, allows the company to complete a deal first… Read More

Singapore Financial Stability Risks Rise As AI Investment, Fiscal Pressures Lift Cost Of Capital

Global financial stability risks have increased as higher sovereign borrowing needs, an investment-intensive artificial intelligence cycle and geopolitical tensions push up the cost of capital, the Monetary Authority of Singapore said in its latest financial stability review. Long-term nominal and real sovereign yields have risen… Read More

Rogue AI Agents, Increased Stablecoin Acceptance Highlight Last Week’s Research Roundup

Irregular study shows agents acting independently again Irregular looked at a self-hosted system where an open-weights model supported both a coding agent and an AI app that the agent was supposed to maintain. When given a software maintenance task, the agent altered and replaced the… Read More

Philippine Central Bank Sets $16m Capital Requirement For Banks Shifting To Digital Models

The Bangko Sentral ng Pilipinas (BSP) has set a minimum capital requirement of ₱1 billion (about $16 million) for thrift, rural and cooperative banks that shift to business models similar to digital banks, as the central bank moves to strengthen safeguards around digital transformation in… Read More

Digital Assets Thoughts of the Week: the CLARITY Act, Canada and Tokenization, and More

The CLARITY Act remains top of mind in the digital asset sector. The CLARITY Act “The larger issue is that the US still lacks a clear rule for when a digital asset is a security, when it is a commodity, and which regulator is responsible…. Read More

MoonPay Agrees to Acquire North Capital, Expanding Focus on Tokenized Securities

MoonPay has taken a notable step toward regulated onchain capital markets by agreeing to acquire North Capital Investment Technology, a US private-markets infrastructure firm active in the securities crowdfunding sector. The companies announced a definitive merger agreement on September 23, 2026. Once the transaction closes,… Read More

Canadian Banks Launch New Initiative for Tokenized CAD Deposits

Canada’s lenders have recently launched a joint effort to study a Canadian-dollar tokenized deposit system, aiming to keep the country’s payments rails competitive as digital money develops worldwide. On September 22, 2026, Bank of Montreal, CIBC, National Bank of Canada, Royal Bank of Canada, Scotiabank,… Read More

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