Bank of America Reports Surge in Digital Transactions enabled by Artificial Intelligence

Bank of America (NYSE: BAC) has announced a surge in digital activity among its clients, fueled by advanced artificial intelligence, streamlined payment systems, and customized financial planning resources. In 2025, clients engaged with the bank roughly 30 billion times through app logins and automated notifications… Read More

Upstart Seeks National Bank Charter to Expand AI-Driven Lending

Upstart Holdings, Inc. (NASDAQ:UPST), the creator of an artificial intelligence lending marketplace traded on NASDAQ under the ticker UPST, has revealed its intention to seek a national bank charter. The move, disclosed March 10, involves establishing Upstart Bank, N.A., as a federally insured institution, pending clearances… Read More

Eurosystem Introduces Appia Roadmap for Europe’s Tokenized Finance

The European Central Bank (ECB) has indicated that Eurosystem has taken a step forward in modernising Europe’s financial infrastructure by launching a comprehensive roadmap for tokenised finance. Recently this month, it unveiled the Appia initiative, designed to create an integrated, innovative and resilient ecosystem for… Read More

Banco Santander, Visa Pilot AI-Enabled Agentic Payments across LatAm Markets

Banco Santander (NYSE: SAN) and Visa (NYSE: V) have reportedly achieved a breakthrough in digital commerce, unveiling the region’s inaugural controlled pilot of end-to-end payments executed entirely by artificial intelligence agents. Announced recently this month, the partnership leverages Visa Intelligent Commerce technology to enable secure,… Read More

European Fintech Sector Still Depends on US Investors but Autonomy Is Increasing, Report Reveals

EU coins money Europe

Finch Capital has indicated that Europe’s fintech ecosystem is achieving remarkable strides in innovation and capital attraction, yet it continues to lean on American backers for scaling its biggest successes. Finch Capital’s latest State of European FinTech report spotlights this “sovereignty paradox”: the continent excels… Read More

Bold Security Emerges With $40M Round

Bold Security has emerged from stealth and announced a $40 million funding round with participation from Bessemer Venture Partners, Picture Capital, and Red Dot Capital Partners.  The company focuses on what workers and AI tools are actually doing on enterprise edge devices, and reduces risk… Read More

Startups are Increasingly Failing Due to Cash Flow Challenges, Report Claims

A recent report from CB Insights sheds fresh light on the harsh realities facing new ventures. Researchers examined 431 venture-backed startups that shut down since 2023, drawing from founder statements, shutdown announcements, and public post-mortems. After identifying clear causes for 385 of them, the data… Read More

BNPL Fintech Affirm Extends Stripe Partnership to Enable Shared Payment Tokens for Agentic Commerce

San Francisco-based BNPL Fintech Affirm (NASDAQ: AFRM) is increasingly focused on flexible financing options with recently announced partnerships that integrate the payments company’s pay-over-time model into AI shopping experiences and essential tax services. These moves now seemingly underscore the financial tech company’s commitment to transparent,… Read More

Revolut Launches Full UK Banking Services with FSCS Protection

Digital bank Revolut has reached a transformative milestone in the British market by activating its dedicated UK banking license. Following a successful preparatory phase, the Prudential Regulation Authority has removed all restrictions, allowing Revolut Bank UK Ltd to begin operating as a fully authorized bank…. Read More

InformedIQ Survey Finds Rising Auto Finance Fraud, AI Fatigue

InformedIQ, a developer of AI-based software for income and employment verifications, has released the results of an industry-wide survey, presented to more than 2,500 auto finance professionals. The findings reveal that while fraud levels are reaching new heights, lenders are increasingly wary of generic AI… Read More

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