Last month, Equifax announced that it was incorporating buy now, pay later (BNPL) data in their credit files. Industry sibling Experien has already been adding at least some data to their files. BNPL has risen in popularity due to its growing accessibility and lower cost… Read More
FICO (aka Fair Isaac Corporation) has been around since about 1956, back in the day of punch card computers. Widely utilized and frequently criticized, FICO is the most quoted grade when consumers apply for a loan. But Fintech can make a FICO better, or perhaps… Read More
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