Peer-to-Peer Loan vs. Bank Loan (Infographic)

Funding Circle LogoThe below infographic is from the creative crew at Funding Circle (in the UK).  Funding Circle is one of the leaders in the peer to peer (P2P) lending space.  The platform just announced a pretty huge investment to juice their global expansion.  Founded in the UK, they have already opened up shop in the United States but with new money in the bank I expect that soon we will hear some new announcements regarding expansion into other countries.


The information below highlights a painful problem with traditional banks.  Yes we all know they are dinosaurs lumbering around in desperate need of some Darwinian evolution.  But the comparison shows that a business may get funding using P2P in a couple weeks – meanwhile months later the banks are still filing the paperwork.  Maybe that is why High Street bank lending is in decline and P2P is rocketing?  Decide  for yourself.


Funding Circle Peer to Peer Loan

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