P2P Lender Prêt d Union Expected to Launch in Italy Soon

Prêt d’Union, a leading peer to peer lender operating in France, is expected to expand operations into Italy soon. First reported by TechCrunch, Prêt d’Union apparently will operate under the brand “You United Credit”.  As TC points out, several domains (http://younited-credit.it) are registered under the name of Charles Egly – PDG / CEO of Prêt d’Union – and already resolve to the French version of the online lender.

Prêt d’Union has raised capital several times, most recently in July of 2015, when they stated their intent to expand across Europe with Italy at the top of the list. Egly predicted at that time; “In the next five years will be the [peer to peer lender] leader in continental Europe and in at least five countries.”

Since the online lender launched, the over 32000 borrowers who have used the platform have experienced an enviable degree of satisfaction. In a survey earlier this month, Prêt d’Union shared that almost 98% of customers were satisfied with the service provided. Have you ever seen that type of customer satisfaction from a bank?  The same survey indicated that 82% of their customers appreciated the friendliness and quality of the Prêt d’Union advisors. Prêt d’Union is dedicated to transparency, clarity and to aiding the “real [French] economy”, while providing savers with a competitive investment alternative.

 

In the past four years of operation, Prêt d’Union has originated over €300 million in loans while returning almost €13 million in interest to investors. Borrowers receive notification of approval in under 48 hours. Individuals may borrower for personal, small business as well as real estate finance.

 



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Disclosure Quest

Reg A - Form 1-A Filings Beta

Beta. Initial Form 1-A only. Target raise is the stated Amount to be Raised, totaled. Compared with the same dates one year earlier.

YTD: Jan 1, 2026 - Oct 22, 2026 vs Jan 1, 2025 - Oct 22, 2025

Share this graph
Number of Filings130Prior 125 +4.0%
Target Raise, Total$3.37BPrior $3.54B -4.7%
This YTDYear priorChange
Filings 130 125 +4.0%
Target raise $3.37B $3.54B -4.7%

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Source: DisclosureQuest. Initial Form 1-A only.

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This display counts initial Form 1-A filings only. It does not represent subsequent filings, including Form 1-A/A amendments or Form 1-A POS post-qualification updates filed by the issuer. Amounts are the stated Amount to be Raised on the initial filing, not capital raised and not amounts revised in later filings.

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