Inflation does not affect most investors, according to an update from PeerBerry.
Available data shows (via an investor survey conducted by their platform last month), that 52% of the surveyed investors “do not change their investment habits and keep their previous investment volumes. 21% of investors state they increased investments this year.”
PeerBerry notes in a blog post that 24% of survey participants “have reduced investment portfolios, and 3% are currently not investing.”
PeerBerry also mentioned that the survey results show “that some investors seek to offset the impact of inflation by investing more and generating more income; meanwhile, some may have lower opportunities to invest due to the increased prices when less income remains for investing.”
Most of the survey participants “indicated investments in P2P loans (29%), ETFs (20%), stocks (14%), and real estate (13%) as currently having the best risk-to-return ratio.”
PeerBerry pointed out that the increase in interest “on bank deposits made them an attractive alternative to other investment options.”
As stated in the update from PeerBerry, many investors believe “that investments in P2P loans (25%), ETFs (19%), stocks (14%), and real estate (14%) will remain among the most stable and attractive return-generating investments in the coming year.”
Regarding investing in loans, most investors believe “that the most attractive in the coming year will remain investments in short-term loans (34%) and real estate loans (16%).”
PeerBerry further noted that most investors “indicate they experienced losses this year when investing in stocks (21%), P2P loans (18%), and cryptocurrencies (15%). Some investors expressed disappointment with their investments in real estate, especially highlighting the German market.”
As noted in the update from PeerBerry, 21% of survey participants stated “that they did not experience any losses this year.”
Although some investors experienced losses investing in stocks and P2P loans, almost half of the survey participants (48%) “report earning the highest profits from investments in P2P loans and stocks (18%) this year.”
31% of investors believe inflation “will normalize in 2025. 29% of the survey respondents believe the situation will improve in 2024. 13% of the surveyed investors are optimistic that inflation will start to decrease at the end of this year, and 27% say they do not know when inflation will normalize.”
As mentioned in a blog post by PeerBerry, 1029 investors from 46 countries, most of whom are 26-55 years old, “participated in the survey on the inflation impact on investment habits.”
