Debitum says they are pleased to announce that a new investment product – shorter terms and daily interest repayments – is available to their investors starting now.
Debitum is a licensed and regulated platform “where it is possible to invest only in bond-like financial instruments Asset-Backed Securities (ABS) backed by SME business loans with collateral.”
Debitum claims that loan originators, as well as underlying collateral, “are carefully selected.”
According to Debitum, this is done by industry professionals to “ensure that only stable, well-secured financial instruments are available to investors.”
Business loans and thus financial instruments (ABS) on the platform “have historically had an investment term of over 1 year.”
Debitum further notes that considering “the global economic situation, within the last six months, Debitum has aligned investment products with the current situation.”
Thus, the assets with “a term of 3-6 months and an increased annual rate of return are available on the platform.”
At the start of a new year, Debitum says they step even further and “launch a new investment product where the main characteristics are an even shorter term (30-90 days) and daily interest payout to the investor.”
Debitum adds that they “have done a lot on the planning side together with our Loan Originators.”
As a result, they have found “a way to significantly increase liquidity for business loan investments. Now, with the new investment product our investors can get the invested principal amount even faster, as well as re-invest the earned funds more quickly.”
Debitum expects that from today on, part of Debitum’s new asset portfolio “will consist of “short-term and daily repayments” investment products.”
In another recent update, it was noted that at Debitum, they are committed to “providing our investors with a seamless and user-friendly platform for their investment journey.”
As more investors are joining the Debitum community, they have updated the platform registration process. The aim is to simplify it.
Two major issues have been improved: “shortened registration process and implemented ID verification automation.”
They have made changes to the mandatory verifications “required before investors can deposit and invest on the Debitum platform.”
Previously, completing the Investment Knowledge Questionnaire (IKQ) was “a mandatory step.”
However, now new investors need “to complete the ID and KYC (Know Your Customer) verifications. It means – the time to first investment is significantly shorter.”