Estateguru CEO Mihkel Stamm recently stated that their goal is to surpass €1 billion in total loan volume.
The total volume of loans issued by investors on the Estateguru platform over the course of its roughly 10-year operation “may exceed the €1 billion mark next year.”
Alongside this milestone, the income earned by investors could “surpass €100 million,” predicts the company’s CEO, Mihkel Stamm.
Stamm further noted:
“Our portfolio over the past two years has been performing exceptionally well. As the entire sector is on an upward trend, interest in real estate-backed investments is growing too. This momentum could help us reach these significant figures in the coming year.”
He adds that this autumn, the total volume of issued loans “exceeded €850 million, while investor earnings surpassed €86 million.”
Estateguru platform currently has “over 160,000 investors, about 10,000 of whom joined in 2024 alone.”
According to Stamm, it’s hard to find alternative instruments to crowdfunding that enable investors to earn “around a 10% return with such strong security as a first-rank mortgage on real estate.”
Stamm added in a blog post by Estateguru that every investment involves risk, and every investor evaluates the balance between expected returns and investment safety.”
Today, crowdfunding said to be highly competitive “with all traditional investment options.”
He highlighted Estonia as an example, where crowdfunding has “recently been recognized at a new level by the government.”
Now all private investors in Estonia can freely use their investment account funds to invest in “licensed crowdfunding platforms and reinvest along with earned returns,” the Estateguru CEO explained.
One significant driver of next year’s €1 billion target is the “sharp increase in interest from real estate developers this autumn.”
Stamm also shared:
“Optimism has been evident in the real estate market during the second half of this year, encouraging developers to move forward with various projects. This, in turn, has heightened interest in the financing solutions we offer.”
He concluded that the number of loan applications “increased in the final quarter across all three Baltic countries.”