Vivox AI, a UK-based technology company building regulator-ready, atomic AI agents for AML, KYB/KYC and financial crime, has raised £1.3 million (€1.5 million) to accelerate product development and scale its enterprise platform.
The round includes backing from Axel Weber, former president of Germany’s central bank and chairman of UBS Group, Dan Cobley, former managing director at Google UK, and a large group of executives and angels.
Vivox AI will use the funding to expand its core platform and advance a new class of AI agents designed specifically for highly regulated financial institutions.
Unlike general-purpose AI systems, Vivox AI’s agents operate as independent, auditable units, each responsible for a clearly defined task across onboarding, KYB, due diligence and financial crime workflows. This modular architecture enables financial institutions to deploy AI in production environments while maintaining regulatory control, auditability and operational accountability.
At the heart of the platform is a self-learning AI agent layer, implemented through Vivox AI’s AI agent, Rachel, which continuously improves performance through supervised feedback from experienced human analysts, while preserving explainability and governance controls. The agents securely connect to multiple internal and external data sources, enabling real-time enrichment and decision support across complex compliance processes.
Vivox AI’s platform is already deployed across enterprise customers operating in more than 100 countries, including the UK, Europe, US and Singapore. Clients include TransferMate, Altery, Osome and Telf. Across live deployments, the system has reduced complex compliance case processing times from approximately six hours to around 30 minutes, lowered false-positive screening alerts by up to 86%, and enabled straight-through processing (STP) rates of up to 50% for selected onboarding and due-diligence workflows. The platform also consolidates multiple analyst systems into a single interface.
The company’s proposition centres on what it describes as “atomic” AI agents – independent, auditable AI units designed to perform one clearly defined compliance function, such as corporate registry analysis, UBO identification, sanctions and PEP triage, adverse media reasoning, or enhanced due diligence review. Each agent can be validated, monitored and governed separately.
The system aligns by design with the latest regulatory and supervisory expectations, including recent FCA guidance on AI, the EU AI Act, as well as multiple emerging governance frameworks for AI, including those recently adopted in Singapore.
”In today’s environment, transparency, auditability, and regulatory alignment are not optional – they are a must. Vivox AI is building the blueprint for how regulated financial institutions should integrate AI safely and responsibly,” Weber said.
Tim Khamzin, founder and CEO of Vivox AI, said,
”The role of the compliance analyst is rapidly evolving into that of a compliance engineer, focused on managing complex investigations and supervising AI agents rather than manual, repetitive processes. Our platform is designed to support this shift, enabling teams to operate with greater control, transparency and regulatory confidence.”