Opinion

Editorial opinions and perspective on Fintech.

House Subcommittee on Digital Assets Holds Field Hearing on the CLARITY Act, No Democrats Show Up

Today, the House Financial Services Subcommittee on Digital Assets, Financial Technology, and Artificial Intelligence held a “field hearing” (in New York City) on the CLARITY Act – pending legislation that was approved in the House last year but remains in legislative purgatory in the Senate…. Read More

Beyond Wallets: How Infrastructure Will Determine the Success of the Digital Euro

The digital euro is a promising step forward for Europe, with the potential to transform how money moves across the continent. So far, much of the debate has centred on payments sovereignty and consumer wallets, and both certainly matter. A trusted form of central bank… Read More

Stalled CLARITY Act Gets Presidential Treatment as White House Meeting Scheduled for Today

President Donald Trump is scheduled to meet with legislators today to discuss the CLARITY Act, the stalled crypto market infrastructure legislation. The legislation was approved by the Senate Banking Committee, but a floor vote on the bill has yet to arrive. While the CLARITY Act… Read More

Fintech Insiders Comment on Stripe Potential Acquisition of PayPal

Stripe is partnering with Advent to acquire PayPal (NASDAQ:PYPL), according to multiple reports. The deal could value PayPal at around $53 billion, with some observers anticipating a higher price. If Stripe acquires PayPal, it could extend its reach into payments/transfers/financial services for both businesses and… Read More

Today: SEC Convenes Roundtable on Improving IPO Ecosystem

The Securities and Exchange Commission (SEC), Office of the Advocate for Small Business Capital Formation, will convene a roundtable today in partnership with the SEC’s Division of Corporate Finance to discuss the initial public offering (IPO) ecosystem. Entitled “Rethinking the Rulebook: Modernizing the IPO Process… Read More

Opinion: European Sovereignty is Also a Matter of Payments Infrastructure

Volatile energy prices, disrupted trade routes, new sanctions regimes: today’s geopolitical tensions are making it painfully clear to Europe that sovereignty is not an abstract idea, but a matter of concrete control. If you do not control critical infrastructure yourself, you are vulnerable when it… Read More

SEC Regulatory Agenda a Big Change from Previous Administration

The Securities and Exchange Commission has published its Regulatory Agenda for the coming year, marking a significant shift from the previous administration. During the Biden presidency, former SEC Chairman Gary Gensler placed much of the focus on political ambitions like ESG, such as climate disclosure…. Read More

Bitwise Analyst Comments on Rising Bitcoin (BTC) Support Levels Despite AI Capital Allocation Surge and Regulatory Challenges

Asset manager Bitwise has underscored a notable resilience in Bitcoin’s market structure, pointing to an incrementally higher price floor even amid intense competition for investment dollars from the artificial intelligence sector and slow progress on comprehensive crypto rules in Washington. Senior Investment Strategist Juan Leon… Read More

President Trump’s Positive Stance on Crypto Signals Potential Bitcoin (BTC) Inclusion in New Child Savings Accounts

President Donald Trump recently voiced strong support for cryptocurrency during a press event. When asked about the possibility of incorporating Bitcoin into the newly launched Trump Accounts program, he described himself as having become “a big crypto guy” and indicated that “something could happen” in… Read More

Mercuryo Executive Says BONK Exploit Means Industry Needs to Rethink Security

BonkDAO, the manager of BONK memecoin ecosystem, have reported that approximately $20 million in value was drained from the network as a user gained sufficient token voting power to drive a transfer of funds to accounts they controlled. The exploit heightens concerns that smaller coins… Read More

Just a Bill on Capitol Hill: The CLARITY Act is a No Show

The digital asset industry expected the newest version of the CLARITY Act to drop this weekend but unfortunately it seems the legislation is still under construction. Meanwhile the Senate returns from the July 4th recess on July 13th with hope springing eternal that when the… Read More

Benjamin Franklin: Founding Father and Capital Markets Architect

If you could build a time machine and drop in on Benjamin Franklin, what would he make of modern markets and regulations that grant some investors broad access to risk, diversification, and upside while restricting others from participating? That was essentially the premise of a… Read More

Bitwise CIO Foresees New Bitcoin and Crypto Bull Market Starting This Fall

Matt Hougan, Chief Investment Officer at Bitwise Asset Management, believes the cryptocurrency market is on the verge of a significant shift. In a July 1, 2026, memo, he outlined why he expects a fresh bull market for Bitcoin and the wider digital asset space to… Read More

European Central Bank (ECB) Shares Insights on Digital Transformation of Money, Payments, Finance

Piero Cipollone, a member of the European Central Bank’s (ECB) Executive Board, addressed the Generali Executive Series on the accelerating digital transformation of money, payments, and finance. His remarks highlighted how technological shifts are reshaping the payments landscape and outlined the Eurosystem’s strategic response to… Read More

SEC Chairman Paul Atkins Touts Market Economy, Hammers Socialism, Using Enforcement as a Policy Tool

Securities and Exchange Commission Chairman Paul Atkins spoke at the Economic Club of New York this week discussing the benefits of free markets while stating enforcement at the Commission has too frequently been used as a policy tool. Invoking the legacy of Adam Smith, author… Read More

UK Financial Conduct Authority Shares Crypto Rules, Insiders Respond

The UK Financial Conduct Authority (FCA) has shared “landmark crypto rules” that are said to be designed to turn the UK into a global digital asset hub. In a public statement, David Geale, Executive Director of payments and digital finance at the FCA said the… Read More

Binance Founder Changpeng Zhao (CZ) Links Current Crypto Market Pressures to AI Investment Flows, Global Instability, Recurring Market Patterns

Zhao Changpeng

Changpeng Zhao or CZ, the founder of global cryptocurrency exchange Binance, has shared his assessment of the headwinds facing Bitcoin and other digital assets in 2026. He attributes the ongoing challenges to a blend of influences working together, rather than any one isolated trigger. The… Read More

Ethereum Co-Founder Vitalik Buterin Calls Obfuscation Cryptography’s Ultimate Challenge in New Technical Essay

Ethereum co-founder Vitalik Buterin has published a detailed new article examining program obfuscation, which he describes as one of the most ambitious and difficult goals in modern cryptography. In the post titled “Obfuscation: building the final boss of cryptography (Part I),” he maps out the… Read More

More Fintechs Applying for Bank Charters

A recent report by Moody’s highlights the growing interest in acquiring a federal bank charter. For years, few firms sought to obtain a bank charter, but the transition to digital finance and the desire to offer bank services directly have compelled more entities to apply… Read More

Fintech Insiders Comment on Bank of England Stablecoin Rules Proposal

  The Bank of England has published proposed rules for privately issued stablecoins. This sector of Fintech may become the new, improved payment rails that provide instant transfers and payments at a lower cost than legacy providers. The rules have encouraged some participants in the… Read More

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