Opinion

May 27, 2026 @ 4:14 am By Omar Faridi  |  

As the S&P 500 closed the past week at yet another all-time record high, the University of Michigan‘s most recent reading of US consumer sentiment has now significantly plummeted to its lowest level in almost 70 years. And as The Wall Street Journal recently reported,… Read More

May 26, 2026 @ 10:07 am By Nick Morgan  |  

The Man Who Helped Invent Blockchain Says Prosperity Will Come From Innovation, Not Blind Faith in Fiat Dr. W. Scott Stornetta, whose early 1990s research on digital timestamping and immutable records laid the foundation for blockchain and was cited throughout Satoshi Nakamoto’s Bitcoin white paper,… Read More

May 25, 2026 @ 7:23 pm By Omar Faridi  |  

Privacy focused cryptocurrencies such as Zcash (ZEC) and Monero (XMR) lack the fundamentals needed for greater mainstream adoption. Although large platforms like Coinbase (NASDAQ:COIN) support Zcash trading now and there are legitimate reasons why these projects could have had real use-cases, the reality is that… Read More

May 25, 2026 @ 7:19 pm By Omar Faridi  |  

The AI digital divide is very much a real phenomenon and not really a key digital technology trend that too many Fintech industry professionals are even talking about (as they should be). With global AI adoption surging dramatically across countries and jurisdictions, we have all… Read More

May 25, 2026 @ 7:18 pm By Omar Faridi  |  

Cardano founder Charles Hoskinson has been reviewing various governance models across more than 11,000 different DAOs or decentralized autonomous organizations as he seriously looks to fundamentally enhance how Cardano (AD) effectively addresses and resolves internal conflicts. According to Hoskinson, this ongoing effort meaningfully builds on… Read More

May 25, 2026 @ 2:45 pm By Omar Faridi  |  

Coinbase (NASDAQ:COIN) CEO Brian Armstrong has highlighted many of key areas where the financial system still needs a significant update. Armstrong said that tokenization of real-world assets is a high-potential segment that could transform real estate, stocks, bonds, funds by bringing them all onchain. He… Read More

May 23, 2026 @ 8:28 am By Omar Faridi  |  

Everyone in the crypto and blockchain space is talking about Bitcoin Pizza Day because some random guy many years back actually paid 10,000 BTC for a few pizzas. At the time, though, Bitcoin was trading for a few cents or below $1. Back then, nobody… Read More

May 23, 2026 @ 8:25 am By Omar Faridi  |  

US dollar or Euro pegged stablecoins and regulated digital assets platforms such as Coinbase (NASDAQ:COIN), Gemini (NASDAQ:GEMI), and Kraken (under parent firm Payward) now decisively dominate US markets. Meanwhile, more speculative altcoins and associated decentralized projects, such as Cardano (ADA), EOS, and IOTA, have basically not made much noise during this past Bitcoin… Read More

May 23, 2026 @ 8:21 am By Omar Faridi  |  

Web3 referred to an evolving set of standards aimed at improving upon web2, which is a set of protocols and standards that make up the modern Internet. These standards include HTTP, TCP/IP, and various other online protocols through which internet traffic is running. But when… Read More

May 23, 2026 @ 1:29 am By Omar Faridi  |  

US lawmakers under the more crypto- and innovation-friendly Trump Administration are making considerable progress when it comes to finally providing the blockchain and digital assets sector a mature regulatory environment that will help with responsible growth and adoption in the years ahead. In addition to… Read More

May 22, 2026 @ 12:47 pm By JD Alois  |  

The White House posted a series of Executive Orders (EO) this week, signed by President Donald Trump. A key EO was demanding that Fintechs have better access to the Federal Reserve and certain functions, such as payment accounts and real-time payments, to improve services for non-bank… Read More

May 22, 2026 @ 12:29 pm By JD Alois  |  

Kevin Warsh was sworn in as the new Federal Reserve Chairman at an interesting time for the United States. While President Donald Trump has publicly stated he wants an independent Fed Board Chairman, he has also declared his desire for lower interest rates as determined… Read More

May 22, 2026 @ 9:59 am By JD Alois  |  

Bolt CEO Ryan Breslow eliminated his entire Human Resources (HR) department after determining it was doing more harm than good. Bolt is an established Fintech that has grown from payments and anti-fraud services to offering banking, crypto, and more. At one point, Bolt had a… Read More

May 22, 2026 @ 8:38 am By Tony Zerucha  |  

With more than 350,000 followers across Instagram, YouTube, and TikTok, QuantMap co-founder Ivan Patriki understands how influencers, or “Finfluencers,” succeed. But he also sees many ominous signs in that sector. Patriki’s response is QuantMap, a monthly subscription service bringing institutional-grade tools to retail investors. He seeks… Read More

May 22, 2026 @ 8:07 am By Omar Faridi  |  

Blockchain technology provider ConsenSys has recently submitted a detailed formal comment to the Federal Deposit Insurance Corporation (FDIC) regarding its proposed rulemaking to implement the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act). This submission addresses requirements for FDIC-supervised permitted payment stablecoin… Read More

May 21, 2026 @ 9:35 pm By Omar Faridi  |  

Cardano founder and Ethereum co-founder Charles Hoskinson has highlighted (what he believes to be) significant risks to the blockchain focused iniative’s sharp emphasis on constantly maintaining academic rigor. He has warned now on several occasions that the potential failure of a key funding initiative might… Read More

May 21, 2026 @ 2:51 pm By Omar Faridi  |  

Finfluencers are actively harming consumers and preventing them from achieving financial independence. Unsuspecting social media users are increasingly being subjected to flashy posts where people are shown driving fancy cars and flaunting their wealth but these are usually just props. In order to achieve true… Read More

May 21, 2026 @ 2:48 pm By Omar Faridi  |  

As widely reported by now, US President Donald Trump has requested the Federal Reserve to seriously consider enabling proper fintech access to payment accounts As CI reported, Trump has now signed an executive order on Tuesday calling on US regulatory authorities as well as the… Read More

May 21, 2026 @ 8:00 am By Omar Faridi  |  

Fintech professional Simon Taylor has shared key insights after the White House just issued an executive order under the Trump Administration requiring the SEC, CFTC, FDIC, OCC, CFPB, as well as the NCUA, to identify any applicable rules that block fintech firms within the next… Read More

May 21, 2026 @ 7:56 am By Omar Faridi  |  

Dogecoin (DOGE) price remains flat at around $0.10 (after reaching over $0.30 a few years back) despite seemingly bullish ecosystem developments such as digital bank Revolut announcing it will launch a physical debt card with support for the memecoin. Interestingly, Dogecoin began as just a… Read More