Opinion

Editorial opinions and perspective on Fintech.

No Vote on the CLARITY Act as Bill is Pushed to September

Hope springs eternal. Yesterday, Senate leadership decided they did not have sufficient support to hold a floor vote on the CLARITY Act, key crypto market infrastructure legislation that aims to protect consumers while enabling digital asset innovation. The Crypto Council for Innovation (CCI) expressed their… Read More

Down to the Wire: Time Runs Short on the CLARITY Act Vote in the Senate

The Senate is scheduled to go into recess at the end of business this Friday, leaving only a couple of days for the CLARITY Act to reach a floor vote. While a growing number of Americans hold crypto and there is an obvious need to… Read More

Crypto Adoption Will Advance Regardless of the CLARITY Act Outcome According to Bitwise CIO

As the US Senate approaches its summer recess, attention remains fixed on the fate of the CLARITY Act, a major piece of digital asset market structure legislation. Bitwise Chief Investment Officer Matt Hougan has offered a measured perspective: while passage would represent the ideal outcome… Read More

Perspective: DeFi is Losing the Plot

Everyone in DeFi is talking about the “Earn” Wars. Robinhood, Coinbase, Revolut, and Kraken are competing for retail balances. Protocols like Aave, Morpho, and Ethena are competing to be the borrowing strategy. Vault providers are competing to package it, and strategists like Steakhouse, Gauntlet, Sentora,… Read More

California Confiscation Tax Embraced by the State’s Democrat Party

The California Confiscation tax, which is slated to be on the ballot this coming November, has gained the support of the California Democrat party. This past June, the “billionaire tax” earned sufficient signatures to move the issue to a ballot vote, evading the state legislature…. Read More

Carta Executive Comments on Transparency Requirements under EU’s Artificial Intelligence (AI) Act

The EU Commission’s AI Act transparency requirements went into force on 2nd August, 2026. The European Commission’s AI Office, together with national authorities, will begin enforcing the new rules. Under the rules, AI systems including chatbots must tell users they are dealing with AI. Images,… Read More

Still No Floor Vote Scheduled for the CLARITY Act as Senate Nears Recess

The US Senate is scheduled to convene at 3 PM today. The upper house of Congress will be in session this week, but the summer recess will kick in at the end of the week, with Senators not scheduled to return until September 14th. As… Read More

Solana Foundation Chief Info Security Officer Says AI Is Making Crypto Scams Harder to Detect

Michael Coates, the newly appointed chief information security officer at the Solana Foundation, has raised alarms about how artificial intelligence is transforming cryptocurrency-related fraud into something far more convincing and harder to detect. In a recent interview, Coates stressed that the industry’s most pressing risks… Read More

The CLARITY Act: Banks Have a Simple Way to Beat Crypto Firms and Stablecoin Issuers: It’s Called Competition.

Mr. Potter Banker Banking (1)

The banking industry continues to pound away at the CLARITY Act, the crypto infrastructure legislation that will set the path for the US to dominate the global digital asset industry. The banking industry’s opposition to the bill is based on FUD. There is a simple… Read More

FATF Publishes Report on Decentralized Finance (DeFi), One Prominent Insider Says Report Falls Short

Following a targeted report on VASPs and digital assets, the FATF [Financial Action Task Force], a global coordinator of financial standards and illicit activity, has filed a report on decentralized finance, or DeFi. FATF standards are followed, and at times adhered to, by approximately 200… Read More

Capital Ideas: Going Public’s Darren Marble on Streaming Capital Formation and the Retail Investor Appetite That Won’t Go Away

Darren Marble has spent years arguing that the wall between entertainment and investing doesn’t need to exist – and that tearing it down could actually make private capital formation more transparent, not less. Marble, Founder and CEO of Going Public, joined ICAN co-hosts Nick Morgan,… Read More

Bitcoin Approaches a Potential Cyclical Low as Less Confident Investors Exit the Market : Analysis

The cryptocurrency market continues to navigate a challenging phase, with Bitcoin showing signs of approaching a key turning point in its four-year cycle. As selling pressure from shorter-term or less committed participants intensifies, analysts at ARK Invest suggest that the digital asset may be nearing… Read More

Bitwise CIO Foresees Hyperliquid -Style Protocols and Robinhood Markets-Like Platforms Driving Next Bitcoin and Crypto Surge 

Matt Hougan, Chief Investment Officer at Bitwise, has shifted focus toward specific investment categories poised to capitalize on the anticipated next wave of cryptocurrency growth. With signs of market stabilization emerging—such as Bitcoin’s recent gains amid broader equity weakness and renewed ETF inflows—Hougan urges investors… Read More

The CLARITY Act: Hurdles Remain on Revised Language Raising Questions as to Whether Democrats Truly Want to Support Financial Innovation

Updated language in the CLARITY Act was revealed yesterday in an attempt to sway Democrat members of the Senate to support the legislation. New language covering ethics was added to mollify members who claimed that participation by President Trump needed to be addressed. Unfortunately, it… Read More

Coinbase Wins Legal Victory Over SEC, Receives Monetary Award Following Former SEC Chair Gary Gensler’s Disappearing Texts

The Securities and Exchange Commission (SEC) entered a dark period during the tenure of former Chairman Gary Gensler. Ambitious and smart, Gensler sought to appease his political allies to earn a higher position in the Biden/Harris administration by pursuing radical policy goals, ignoring the SEC’s… Read More

UK: The Payments Association Comments on New Economic Secretary Following Selection by PM

The UK government is in the midst of a significant change following the exit of Keir Starmer and the selection of Andy Burnham as the new Prime Minister. While industry and financial services remain optimistic about the new government, clarity on policy will emerge over… Read More

Innovate Finance Comments on New PM Andy Burnham, Cabinet and Fintech

The new Prime Minister, Andy Burnham, raises many questions for the entrepreneurial class, including the key Fintech sector. Innovate Finance, an advocacy group supporting innovation in financial services, has distributed an email sharing thoughts on the new government. Many pundits note that Burnham will swing… Read More

Trezor Defends Hardware Wallets in Response to ZachXBT’s Harsh Assessment 

Debates over the best ways to safeguard digital assets often intensify when key industrt voices weigh in. Recently, well-known blockchain investigator ZachXBT sparked widespread discussion by sharply criticizing dedicated hardware devices, labeling them unreliable for serious use in storing funds or approving transfers. His comments,… Read More

Strategy ($MSTR) Should Adopt More Structured Approach to Bitcoin Accumulation Amid Liquidity Concerns : Analysis

As part of a detailed analysis released recently, on-chain analytics platform CryptoQuant (NASDAQ:MSTR) highlighted growing financial strains at Strategy, the prominent Bitcoin-focused firm led by Michael Saylor.  Researchers pointed to a significant deterioration in the company’s liquidity position, driven by surging dividend obligations on its… Read More

Bitcoin ETFs May Follow Gold’s Volatile Path, Analyst Warns

Senior ETF analyst Eric Balchunas has outlined a compelling historical parallel between Bitcoin exchange-traded funds and gold ETFs, suggesting that investors in the newer products could experience a similar mix of rapid early success, extended periods of disappointment, and eventual recovery. In his latest commentary,… Read More

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