Tagged: united kingdom

January 7, 2026 @ 8:06 am By Omar Faridi  |  

UK Finance noted in a blog post that as the new year begins, the prospect of a retail Central Bank Digital Currency (CBDC), referred to as the ‘Digital Pound,’ continues to linger in the UK’s financial landscape without a definitive green light. Initiated by the… Read More

January 7, 2026 @ 1:07 am By Omar Faridi  |  

The Bank of England‘s latest Money and Credit statistics for November 2025 reveal a mixed but modestly improving picture of the UK economy, with increases in mortgage lending and consumer borrowing amid ongoing uncertainties. According to the data, net borrowing of mortgage debt by individuals… Read More

January 6, 2026 @ 9:21 am By JD Alois  |  

The Cambridge Centre for Alternative Finance (CCAF) at Cambridge Judge Business School has announced a Women Regulators Network (WRN). The goal is described as addressing gaps in women’s financial inclusion. According to a blog post, WRN  will be guided by a global Council of senior… Read More

January 6, 2026 @ 1:10 am By Omar Faridi  |  

As the new year unfolds, UK businesses are channeling their energies into technological advancements and workforce development to drive growth amid evolving market dynamics. According to the latest Lloyds Business Barometer New Year Flash, a significant portion of companies are prioritizing investments in artificial intelligence… Read More

January 5, 2026 @ 10:44 am By Omar Faridi  |  

As the new year dawns in 2026, the London Stock Exchange (LSE) is showing tentative signs of recovery after a sluggish period marked by sparse listings and economic turbulence. UK financial industry professionals are now fairly optimistic that a fresh influx of initial public offerings… Read More

January 3, 2026 @ 1:32 pm By Omar Faridi  |  

Many UK households faced a challenging festive season in 2025, with financial pressures forcing significant cutbacks. According to Vanquis Bank‘s Financial Wellbeing Index, one in five families earning less than £40,000 annually reduced their holiday spending, highlighting the ongoing struggle with escalating living expenses. Overall,… Read More

December 31, 2025 @ 8:57 am By Omar Faridi  |  

As the year 2025 finally draws to a close, UK’s ThinCats says that is an opportune moment to carefully reflect on what they claim to have achieved together, along with their customers, introducers and colleagues, and how they now continue to support the growth of… Read More

December 30, 2025 @ 11:35 am By Omar Faridi  |  

KPMG UK has recently noted that a relatively cautious consumer landscape is now expected to continue into upcoming year. KPMG’s Consumer Pulse survey measures the overall consumer confidence as the current year finally comes to an end and 2026 begins. KPMG UK Q4 2025 Consumer… Read More

December 30, 2025 @ 11:04 am By Omar Faridi  |  

Lloyds Banking Group, which serves as one of the UK’s mortgage lenders, is preparing to discontinue its invoice factoring operations by the end of 2025, marking a further retreat by major high-street banks from specialized financing for small and medium-sized enterprises (SMEs). Invoice factoring, also… Read More

December 30, 2025 @ 12:28 am By Tony Zerucha  |  

Ahead of the Christmas spending peak, the October 2025 credit card data from global analytics software leader FICO showed a decline in credit card spending in the UK compared with the previous month and the previous year. Lower spending led to average balances falling for… Read More

December 29, 2025 @ 5:28 am By Omar Faridi  |  

Smart Data Group (SDG) has recently appointed Dr. Ruth Wandhöfer as independent  Mobilisation Lead as the industry focuses on efforts to unlock the next phase of Open Banking and build the foundations for a more scalable, secure and resilient smart data economy in the United… Read More

December 28, 2025 @ 9:56 pm By Omar Faridi  |  

UK Finance has examined some key policy questions that have shaped 2025’s crypto regulatory development, while looking to next year ahead of the final Policy Statements. According to the update from UK Finance, 2025 has been a busy year of regulatory development in the UK,… Read More

December 28, 2025 @ 8:12 am By Omar Faridi  |  

The Payment Systems Regulator (PSR) has set out changes that will give businesses more information on the card payment fees they pay. This follows its market review, which found that Mastercard and Visa don’t face competition due to rising fees and a lack of clarity… Read More

December 26, 2025 @ 12:05 pm By JD Alois  |  

WiseAlpha, a fractional bond trading app, is returning to crowdfunding to raise growth capital. WiseAlpha is raising money on Crowdcube. According to the offering page, the online round is part of a wider round. So far, 202 investors have committed £185,000 on the platform. Investors… Read More

December 26, 2025 @ 9:14 am By JD Alois  |  

The Cambridge Centre for Alternative Finance (CCAF) at the Cambridge Judge Business School has celebrated its 10-year anniversary. The CCAF was launched as the only academic entity pursuing the advent of digital finance. While multiple private entities frequently published research on aspects of Fintech, including… Read More

December 26, 2025 @ 8:38 am By Omar Faridi  |  

UK fraud reports from the past year have reportedly been dominated for the most part by vehicle and various ticket scams in 2025, according to new figures from Lloyds. It was driving lessons and test scams that have now recorded the sharpest year-on-year rise, up… Read More

December 26, 2025 @ 12:42 am By Omar Faridi  |  

HM Treasury’s latest September consultation, A Streamlined Approach to Payment Systems Regulation, confirmed plans to get rid of the Payment Systems Regulator (PSR) and transfer its overall functions to the United Kingdom’s Financial Conduct Authority (FCA). This marks a key moment for UK payments regulation… Read More

December 23, 2025 @ 9:02 am By JD Alois  |  

It was reported last March that UK VC funding increased by 43.5% YoY to $1.2 billion in January 2025, in spite of fewer deals, but the quick start has apparently stalled over the following months as both deal volume and value have declined. A report… Read More

December 23, 2025 @ 8:43 am By Omar Faridi  |  

Business confidence in the United Kingdom reportedly increased to around 47% in December of 2025, surging five points from the past month and standing 10 points higher than the start of 2025, according to the most recent Lloyds Business Barometer. In addition to this, overall… Read More

December 23, 2025 @ 8:31 am By Omar Faridi  |  

The United Kingdom’s credit ecosystem is changing, according to an extensive update from industry body UK Finance. The regulation that now governs this seemingly critical area of consumer finance will see several bursts of change, with an outdated regime reformed and a new regulatory framework… Read More