Is social lending damaging charities?

November 19, 2012 @ 4:47 am By The Guardian

There are some positive aspects of social investment, but also risk that investors are profiting from poverty

For just over a year now, I’ve been developing a new non-profit organisation, Minerva Pathway. We’re close to critical mass at the moment: the programme format is ready to go, the core team is in place (both of us volunteers, for the time being), the governance is being finalised, and we’ve been developing the project’s profile quite well.

The big obstacle is money. Of course, that’s not surprising in the current economic climate. But the Herculean task of gaining that first infusion of cash to get up and running has been made all the more difficult because of a sea-change in the way charities are funded.

Reg A - Form 1-A Filings Beta

Beta. Initial Form 1-A only. Target raise is the stated Amount to be Raised, totaled. Compared with the same dates one year earlier.

YTD: Jan 1, 2026 - Nov 5, 2026 vs Jan 1, 2025 - Nov 5, 2025

Number of Filings134Prior 129 +3.9%

Target Raise, Total$3.45BPrior $3.59B -3.8%

	This YTD	Year prior	Change
Filings	134	129	+3.9%
Target raise	$3.45B	$3.59B	-3.8%

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Source: DisclosureQuest. Initial Form 1-A only.

Created by Crowded Media Group

This display counts initial Form 1-A filings only. It does not represent subsequent filings, including Form 1-A/A amendments or Form 1-A POS post-qualification updates filed by the issuer. Amounts are the stated Amount to be Raised on the initial filing, not capital raised and not amounts revised in later filings.

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