XTM Announces Competition of 2.0 Fintech Platform

XTM, a Canada-based fintech that provides mobile banking and payment card solutions, announced on Tuesday it has completed its 2.0 Fintech Platform after a year of development. According to XTM,  the enhanced platform and mobile app have every feature you would expect in a neo banking app including transaction tracking, balance reports, e-Transfer, bill-pay, card-to-card transfers, card to bank, suspicious activity notifications, and more.

The platform’s enhancements include:

  • Cloud-based PCI compliant architecture allowing for quick scale
  • Multi-language, time-zone and multi-currency support
  • Publicly published APIs to facilitate rapid integrations
  • Upgraded security
  • Updated UI/UX for portals and mobile apps
  • Lending and adjudication engines facilitating overdraft and other credit offerings
  • Closed-loop capabilities allowing programs such as CaliCard in the US to launch
  • White label solution enabling quick to market solutions for resellers
  • Multiple POS integrations, which will be announced shortly
  • Multi-bank and multi-processor integrations allowing for quick launch and rollout

While sharing more details about the enhancements, Chad Arthur, XTM’s CTO, stated:

“Version 2.0 represents the cohesive work of a team committed to excellence. It’s the culmination of all the very best practices established through a decade of building world-class Fintech applications.”

Marilyn Schaffer, CEO of XTM, added:

“As a Fintech company, we invest heavily in our technology roadmap; in innovation. We will continue building on a great user experience. We are grateful for our community and for the trust and patience they’ve demonstrated as we continue to mature our product offering.”

Founded in 2006, XTM acquired, developed, and integrated solutions businesses of every size, which includes challenger banks, credit unions, consumers, and governments. The company’s goal is to disrupt traditional banking with its white-labeled mobile wallet, banded Visa and Mastercard solutions, and platform.

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