Curve, a smart card and Fintech app, has added a series of “Autopilot” features designed to help customers better their money management.
Based in the UK, Curve is currently live in 31 markets across the UK and Europe and plans to launch in the US later in 2021.
The new features include:
- Anti-Embarrassment Mode – Here customers can decide which debit or credit cards serve as a backup, just in case their default card declines a transaction at the point of sale. At the queue at the local pub buying a round of drinks, getting a haircut, or shopping at a physical store after months of absence, customers can preserve their dignity with Curve automatically switching cards at the point of sale, if their default card doesn’t have enough funds.
- Curve Cash Auto Spend – Customers can change their settings and automatically spend the cashback they already earn with Curve. Curve will take money straight from a Curve Cash balance when there are enough funds to cover the transaction. Consumers can use the Curve card or app and take advantage of 1% cashback when they spend at top retailers and restaurants including Zara, Selfridges, H&M, Honest Burgers, Pret, Leon and Wahaca. Curve Metal customers can receive cashback from up to six merchants of their choice. All Curve Cash appears in a virtual Curve Card on the app, along with any promos and money sent from other people.
Curve said it is currently trialing another Autopilot feature that will allow customers to designate a specific bank card to a recurring payment or direct debit, and also select a payment rule according to an individual merchant.
Curve’s Chief Operating Officer, Nathalie Oestmann commented:
“After a year of lockdown restrictions, consumer experiences and expectations have shifted hugely. They want their online experiences to be easy and delightful, and that’s the way it should be. At Curve, we’re laser-focussed on 24/7 innovation, and our Autopilot features give customers control at their fingertips, as they and much of the UK look to more fulfilling social interactions over the next few months.”