December 17, 2025 @ 2:27 pm By Tony Zerucha  |  

The growing prevalence of card-not-present transactions will drive a 24% increase in global chargeback volumes by 2028, Sift predicts in its Q4 2025 Digital Trust Index: The Rising Impact of Chargebacks and Consumer Disputes. Card-not-present payments represent 63% of transactions. This growth will drive losses projected to… Read More

December 17, 2025 @ 10:50 am By Tony Zerucha  |  

  Backbase’s 2026 Banking Predictions Report reveals how artificial intelligence, unified platforms, and invisible payments will shift from pilot projects to production-scale transformation across retail, commercial, wealth, and private banking. Drawing on feedback from executives at McKinsey & Company, Bain & Company, EY, EverBank, Nedbank… Read More

December 17, 2025 @ 8:17 am By Tony Zerucha  |  

A new report from Tipalti on AI in finance finds that trust and transparency are two key concerns as more companies adopt the emerging technology. The State of AI in Finance: Exploring the AI Trust Gap surveyed 500 companies from Canada, the United Kingdom, and… Read More

December 16, 2025 @ 4:17 pm By Tony Zerucha  |  

Ncontracts’ The Future of Compliance describes compliance’s transition from more of a mundane obligation into a strategic priority. However, that change, still ongoing, has been far from smooth. Compliance has become a strategic function, with 82% of respondents saying they are satisfied with board and… Read More

December 16, 2025 @ 8:41 am By Tony Zerucha  |  

Similarweb’s 2025 Generative AI Landscape: The State of Gen AI provides a concise breakdown of how AI has changed mobile search and digital interaction. According to Similarweb, average monthly web visits to AI sites rose 76% YoY, and unique visitors increased 58%. Those numbers are… Read More

December 16, 2025 @ 8:21 am By Tony Zerucha  |  

Octane has closed its Series F funding round of $100 million in equity capital. The raise includes new equity capital to be used for growth initiatives, and amounts to be used for secondary share transfers. Valar Ventures led the round with participation from Upper90, Huntington Bank, Camping World and Good Sam, Holler-Classic, and… Read More

December 16, 2025 @ 2:15 am By Tony Zerucha  |  

Visa (NYSE: V) today launched its Stablecoins Advisory Practice. The new service by Visa Consulting & Analytics (VCA) provides actionable insights and recommendations to guide banks, fintechs, merchants, and businesses of all sizes on market fit, strategy, and implementation. As the stablecoin market cap surpasses $250 billion, Visa’s… Read More

December 15, 2025 @ 4:52 pm By Tony Zerucha  |  

The Web3 community weighed in on the crypto year that was and the crypto year that will be. Read more about Bitcoin, stablecoins and price movements below. “Companies that continue positioning themselves solely as Bitcoin holders risk commoditization. The strategic advantage will shift toward those… Read More

December 15, 2025 @ 8:32 am By Tony Zerucha  |  

The Web3 and Web2 communities have plenty to say about AI’s development in 2026. Read on to find out what. “Massive capacity partnerships across the value chain were what surprised me most in 2025 – AI Labs, hyperscalers, neoclouds, memory and hardware providers, real estate… Read More

December 15, 2025 @ 8:15 am By Tony Zerucha  |  

This week, ONCHAIN Labs announced ONCHAIN Gateway, an access and routing layer built on the ONCHAIN Protocol Network (OPN, pronounced “open”). Gateway enables anyone to buy verified on-chain assets on demand, directly from fiat or crypto, without centralized listings, custodial intermediaries, or multi-step bridging flows…. Read More

December 15, 2025 @ 7:55 am By Tony Zerucha  |  

Pineapple Financial has launched a mortgage tokenization platform. Pineapple is now converting real-world mortgage records – historically trapped in PDFs, emails, and back-office folders – into secure and programmable digital assets on the Injective blockchain. This is an example of a publicly traded mortgage company… Read More

December 14, 2025 @ 4:50 pm By Tony Zerucha  |  

Channel3 this week confirmed a $6 million seed round led by Matrix, with participation from Ludlow Ventures, Paul Graham, Sri Batchu and Matteo Franeschetti. The investment assists Channel3 with its mission of making every product on the web discoverable and actionable by AI. The agentic… Read More

December 14, 2025 @ 12:33 pm By Tony Zerucha  |  

AI dominates cybersecurity experts’ 2026 predictions as it touches on authentication, privacy and attack acceleration. GPU optimization and AI-driven attacks will push companies toward regional cloud providers “GPU optimization becomes a headline topic in 2026. Today, most companies only use about 60% of the GPU… Read More

December 14, 2025 @ 8:35 am By Tony Zerucha  |  

A new study from Tink, an open banking and payments platform, reveals that many UK consumers feel anxious about making mistakes when paying by manual bank transfer. This lack of confidence is driving abandoned transactions and undermining trust in the small businesses they buy from… Read More

December 13, 2025 @ 2:33 pm By Tony Zerucha  |  

As expected, the Web3 community had plenty to say about the Fed and rate cuts this week. Read on to learn about the impacts on crypto and the broader markets. “This rate cut validates our view that restrictive policy is giving way to a slower,… Read More

December 13, 2025 @ 8:33 am By Tony Zerucha  |  

Capitolis has named Okan Pekin as president. He is based in London and reports to founder and CEO Gil Mandelzis. Okan brings more than 35 years of global financial services experience, including senior leadership roles at Citi (NYSE: C) until his retirement in April. Most… Read More

December 13, 2025 @ 8:16 am By Tony Zerucha  |  

Accertify, a unified risk decisioning platform provider, this week released results from Cyber Monday 2025 showing an interesting consumer pattern: more transactions, smaller baskets, and a spike in volume at the 9 p.m. Central hour. Accertify clients processed 49.3 million transactions on Cyber Monday, representing… Read More

December 13, 2025 @ 1:35 am By Tony Zerucha  |  

Swiipr, an airline payment fintech, has partnered with Google to launch an instantly provisioned digital compensation card, eliminating the need for passengers to download an app to receive funds. The new airline pay-out product leverages Google’s pioneering Web Push Provisioning (WPP), enabling travellers to add… Read More

December 11, 2025 @ 3:53 pm By Tony Zerucha  |  

As the calendar flips to December, the fintech community is busy trying to figure out what’s coming in 2026. Read some of their best guesses below. Sanctions and financial risk  “As sanctions expand across more geographies, the risk isn’t limited to newly added entities—it increasingly… Read More

December 10, 2025 @ 7:54 pm By Tony Zerucha  |  

According to the inaugural J.D. Power U.S. Mortgage Servicer Digital Experience Study, slower industry-wide adoption of mobile apps produces a decidedly uneven digital user experience across different mortgage servicers. While some mortgage servicing apps are delivering on industry best practices, others are lagging significantly behind… Read More