Politics, Legal & Regulation

July 21, 2025 @ 12:29 pm By JD Alois  |  

The Securities and Exchange Commission (SEC), Small Business Capital Formation Advisory Committee (SBCFAC), meets tomorrow (July 22, 2025) to discuss two key issues impacting capital formation. First, the Committee will review Reg A and explore ways to improve the exemption. Reg A or Reg A+… Read More

July 21, 2025 @ 10:50 am By JD Alois  |  

The UK aims to establish itself as a global cryptocurrency hub. This being said, they will not tolerate bad actors and hooligans. Last week, the Financial Conduct Authority (FCA) announced that it had “seized” seven crypto ATMs, while arresting two individuals on allegations of operating… Read More

July 21, 2025 @ 8:06 am By JD Alois  |  

Buy Now, Pay Later (BNPL) services have emerged as a popular method for consumers to access credit. Typically offered at the point of sale, BNPL providers can offer immediate credit, frequently at a lower interest rate than traditional credit cards. While providing a good service… Read More

July 20, 2025 @ 5:47 pm By Omar Faridi  |  

On July 14, 2025, the U.S. banking landscape took a significant step toward embracing the digital assets and blockchain ecosystem. Blockdaemon has shared key insights following the announcement. As covered, the Federal Reserve, the Federal Deposit Insurance Corporation (FDIC), and the Office of the Comptroller… Read More

July 20, 2025 @ 5:45 pm By Omar Faridi  |  

Visa (NYSE:V) and Mastercard (NYSE: MA) are once again under legal scrutiny, facing a fresh multi-billion-pound class action lawsuit. The case, lodged in the UK’s Competition Appeal Tribunal, accuses the two companies of imposing excessive interchange fees, which are alleged to violate competition laws. This… Read More

July 19, 2025 @ 11:23 am By Tony Zerucha  |  

CEOs Michael Carbonara of Ibanera and Nigel Green of deVere Group weighed in on the GENIUS Act and the Clarity Act. “The GENIUS and Clarity Acts represent a long-overdue inflection point for digital finance in the United States. For years, innovation has outpaced regulation, forcing… Read More

July 18, 2025 @ 7:42 pm By JD Alois  |  

President Donald Trump signed the GENIUS Act (S 1582) into law today in a landmark move that adds to the legitimacy of the crypto industry. In a grand ceremony today, President Trump declared the legislation Coinbase CEO Brian Armstrong, Circle CEO Jeremy Allaire, Tether CEO Paulo Ardoino, Robinhood… Read More

July 18, 2025 @ 1:23 pm By JD Alois  |  

Yesterday, several bills were approved in the House of Representatives that should dramatically change the landscape for the digital asset sector. The GENIUS Act is legislation that provides federal rules for the issuance and usage of payment stablecoins. This bill will soon be signed into… Read More

July 18, 2025 @ 10:00 am By Nick Morgan  |  

As fireworks light up the sky this Independence Day, the Capital Ideas podcast spotlights a different kind of freedom – economic freedom – with a timely discussion on who gets to invest in America. While most Americans can buy luxury goods online, bet on sports… Read More

July 18, 2025 @ 9:20 am By Omar Faridi  |  

The European Central Bank (ECB) has released its third progress report on the digital euro preparation phase, spanning November 2024 to April 2025, alongside a letter from ECB Executive Board member Piero Cipollone to Aurore Lalucq, Chair of the European Parliament’s Committee on Economic and… Read More

July 17, 2025 @ 4:46 pm By JD Alois  |  

Three key acts of crypto legislation have been approved in the House of Representatives today. As was recently reported, the GENIUS Act, payment stablecoin legislation, was approved in the House and is now on its way to the President’s desk to be signed into law…. Read More

July 17, 2025 @ 4:27 pm By JD Alois  |  

After a choppy week of political posturing, the GENIUS Act (S 1582), the legislation that provides federal rules for payment stablecoins, has been approved in the House of Representatives. This means the legislation will soon be presented to the President’s desk to be signed into… Read More

July 17, 2025 @ 11:00 am By JD Alois  |  

According to a report in WSJ.com, 401(k)s will soon be able to hold private securities. As defined benefit plans have declined in the US, 401(k)s have emerged as the top retirement vehicle for workers. Investors are limited in how much they can dedicate to a… Read More

July 17, 2025 @ 9:04 am By JD Alois  |  

During a late-night session of the House of Representatives, HR 580 was approved by a majority of its members, thus allowing key crypto legislation to advance towards a floor vote. HR 580 is a procedural resolution that multiple Republicans were blocking. A vote earlier in… Read More

July 16, 2025 @ 4:05 pm By JD Alois  |  

Welp, it seems like the votes weren’t there again. Yesterday, the House of Representatives voted on a procedural measure to advance crypto legislation. Embarrassingly, the vote failed. President Trump corralled the Representatives who voted against the measure and last night claimed on Truth Social –… Read More

July 16, 2025 @ 11:27 am By JD Alois  |  

The One Big Beautiful Bill, signed into law on July 4th, made the Trump tax cuts from 2017 permanent. While opposition leaders have made claims that these tax cuts benefited the wealthy, they really supported the middle segment of society and, most importantly, smaller firms…. Read More

July 16, 2025 @ 10:48 am By JD Alois  |  

Yesterday, the House of Representatives stalled several cryptocurrency bills in a key procedural vote, causing the House to move to recess and regroup on the legislation. Three crypto bills are in the queue for approval in the House: the CLARITY Act (HR 3633), the GENIUS Act… Read More

July 15, 2025 @ 3:47 pm By Omar Faridi  |  

U.S. Senator Cynthia Lummis (R-Wyo.) has introduced legislation aimed at overhauling the tax treatment of digital assets, addressing long-standing grievances within the cryptocurrency community. The bill aims to eliminate the practice of double taxation on digital assets, a significant barrier that currently taxes cryptocurrencies both… Read More

July 15, 2025 @ 12:57 pm By Omar Faridi  |  

Canada is taking significant steps to regulate the stablecoin market, with the Office of the Superintendent of Financial Institutions (OSFI) collaborating with the Department of Finance and the Bank of Canada to develop a comprehensive legislative framework. Announced recently, this initiative aims to establish clear… Read More

July 15, 2025 @ 12:26 pm By Omar Faridi  |  

A long-simmering legal battle between veteran Chicago floor traders and CME Group, the world’s largest derivatives marketplace, finally reached the courtroom. Nearly 4,000 traders, once the lifeblood of Chicago’s iconic trading pits, are seeking over $2 billion in damages in a class-action lawsuit that accuses… Read More