Tagged: research

Equifax Data Indicates US Consumer Debt Nears $18T as Delinquencies Stabilize

Equifax (NYSE: EFX) has recently released its Market Pulse Third Quarter U.S. Consumer Credit Trends, which now reportedly includes U.S. national consumer credit data and trends through September 2025 sourced from Equifax data. According to Equifax, delinquency on total U.S. consumer debt inched up to… Read More

High-Value Deals Fuel Venture Capital Activity Amid Overall Slowdown in Q1-Q3 2025, Report Reveals

Global venture capital activity in Q1-Q3 2025 shows a seemingly clear shift in strategy as the overall deal volume year-on-year declined primarily because of an 11% decline in low-value (≤ $10 million) investments. GlobalData noted that high-value investments (>$100 million) surged 17% and billion-dollar deals… Read More

“New Normal” in Finance : Economic Pressures Push Middle Market Teams Toward AI Adoption

AvidXchange Inc, a provider of accounts payable automation software and payment solutions for middle market businesses and their suppliers, announced key findings from its 2026 Trends Survey of middle market finance professionals. The data reveals that economic pressures are now said to be accelerating investment… Read More

Private Climate Finance in Emerging Markets and Developing Economies Examined in WEF Report

The World Economic Forum recently unveiled a stakeholder‑specific roadmap in order to mobilize private climate finance at scale in emerging markets as well as developing economies (EMDEs). The research report, From Risk to Reward: Unlocking Private Capital for Climate and Growth, focuses on execution, outlining… Read More

Interest Rate Cuts in Australia May Have Less Impact on Spending than Expected, Report Claims

Changes to interest rates may potentially have less of an impact on household spending than previously thought or forecasted, according to an update from Australia’s Commbank, which also noted that this means the reserve bank might have to lift or cut rates by more in… Read More

UK Treasury Asks Financial Services Skills Commission to Prepare Report on Impact of AI

The UK Treasury has asked the Financial Services Skills Commission (FSSC) to prepare a report on AI focused skills requirements, training as well as ongoing tech advancements in financial services. With AI talent in growing demand and increase in the technology’s overall adoption, the United… Read More

TransUnion Insights Unveil Diverging Credit Risk Trends Among US Consumers

Patterns in consumer credit risk indicate a prominent divide among US based consumers, as some demonstrate “heightened financial resilience,” meanwhile others are now facing growing challenges. These latest insights have come from TransUnion’s (NYSE: TRU) Q3 2025 Credit Industry Insights Report, which also reveals how… Read More

Retail Fintech VC Activity Pulls Back in Q3 2025 : Research

Venture capital deal activity in retail Fintech reportedly pulled back in Q3 2025 but saw several positive developments, according to an update from PitchBook. The research report noted that overall funding reached $1.9 billion across 131 different deals, down a considerable 20.8% in value and… Read More

AI Funding on Track to Double 2024’s Record Total of $108B, Report Reveals

Artificial intelligence funding this year is said to be on track to double 2024’s record total ($108.0B). This, according to an update from CB Insights. Although deals fell in Q3’25, billion-dollar rounds to AI infrastructure providers continued to fuel the ongoing funding surge. However, the… Read More

Contactless Payments Features are Undermining Security and Consumer Safety Measures : Research

Common convenience features that are built into various contactless payment systems are seemingly undermining their security, according to recent university study. The research, which has reportedly been led by the University of Surrey with assistance from the University of Birmingham, appears to have exposed so-called… Read More

New Zealand based Small Businesses Report Slow but Steady Growth

Xero, the global small business platform, released its Xero Small Business Insights (XSBI) for Aotearoa New Zealand revealing that although the small business sector continues to struggle, there are still certain positive signals of improvement. For the first time in 2.5 years, overall sales actually… Read More

Digital Banking: US Consumers Now Heavily Depend on Mobile Banking Apps – Research

MX Technologies, Inc. has recently released survey of 1,000+ U.S. consumers, revealing consumers are showing up on mobile every day — some, multiple times per day — but many financial services providers are said to be struggling to address increasing user expectations. Over half or… Read More

UK Small Businesses Take Cautious Hiring Approach, Report Claims

UK small business revenue and jobs are still said to be growing somewhat steadily but losing momentum after a fairly reasonable start to 2025, according to the Xero Small Business Insights (XSBI) data from Xero, the global small business platform. The research report noted that… Read More

UK Business Confidence Surges in October After Modest Decline in Past Month : Lloyds Bank

UK business confidence rose during October, increasing 8 points to 50%, according to the Lloyds Business Barometer. The significant increase comes after a drop in September, with the recent uplift said to be marked by increased confidence across several regions as well as sectors. Overall… Read More

AI Tools Expected to Enhance Digital Commerce Experience for UK Consumers, Report Reveals

KPMG bas noted recently that around 15% of UK consumers said that they intend to use AI chatbots (such as Chat GPT and Gemini) in order to search for various deals this Black Friday period, increasing to one in three among younger age groups –… Read More

Investments in Fraud Detection and Prevention Expected to Increase Significantly by 2030, Report Claims

A research study by global tech strategists Juniper Research anticipates a  85% surge in fraud detection and prevention investment by 2030; increasing significantly from $21 billion in 2025 to $39 billion in 2030. This reflects the urgent need to combat various fraud techniques, like real-time… Read More

Enterprise Fintech Remains on Track in Q3 with Steady AI and Stablecoin Ecosystem Activity : Research

AI and stablecoins have kept the enterprise Fintech sector on track in Q3 2025, according to an update from PitchBook. The research report noted that Fintech is enabling AI to literally pay for itself. Led by payments firms, enterprise fintech companies raised $6 billion across… Read More

German CEOs to Focus on AI and Acquisitions to Cope with Economic Challenges : Research

KPMG noted that the overall sentiment in German boardrooms continues to get worse: around 72 percent of CEOs in the leading European economy still expect growth for their firm in the next 3 years – which is a low compared to 77 percent reported in… Read More

Banking Sector Profits Potentially Facing Major Hit from AI Adoption, Report Claims

Banking industry profit margins are potentially facing a significant $170 billion hit from the rise of AI, according a report from McKinsey. And failure to adapt to consumers’ growing usage of artificial intelligence may lead to banks losing billions of dollars in earnings, the report… Read More

Generative AI Is Improving How Credit Risk Is Being Assessed : Research

Generative artificial intelligence is now said to be reshaping the financial sector, emerging as a sophisticated tool in transforming how credit risk is being assessed. This, according to a report from OliverWyman which also noted that by moving further beyond traditional linear models, generative AI… Read More

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