EarnUp, a fintech startup that offers a consumer-first platform for automating loan payments, announced on Wednesday it has surpassed $10 billion in loans managed through its platform. Launched in 2017, EarnUp Revealed it is looking to help consumers stay on track in making loan payments through its technology and predictive analytics. Speaking about the milestone, Nadim Homsany, Co-Founder and President of EarnUp, stated:
“The demand for EarnUp has been incredible from both consumers and lenders. People are desperate for better tools to improve financial health. Americans come to us feeling overwhelmed by their loans and gain confidence and control over their financial lives with the platform. This is the transformation EarnUp was built for.”
EarnUp also revealed that 30 percent of its users have reportedly missed fewer payments since they started using the platform, based on company customer surveys.
“In addition, 80 percent of EarnUp’s users report that they were able to automate their loan payments for the first time, indicating the power of EarnUp as a revolutionary technology solution for a broad range of consumers.”
Matthew Cooper, Co-Founder and CEO of EarnUp, went on to add:
“We’re so proud of this milestone, and the explosive momentum it represents. Consumers deserve more from their financial products, and we are dedicated to making financial wellness a reality for every American.”
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Reg A - Form 1-A Filings Beta
Beta. Initial Form 1-A only. Target raise is the stated Amount to be Raised, totaled. Compared with the same dates one year earlier.
YTD: Jan 1, 2026 - Nov 7, 2026 vs Jan 1, 2025 - Nov 7, 2025
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Number of Filings134Prior 129 +3.9%
Target Raise, Total$3.45BPrior $3.59B -3.8%
This YTD
Year prior
Change
Filings
134
129
+3.9%
Target raise
$3.45B
$3.59B
-3.8%
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“The demand for EarnUp has been incredible from both consumers and lenders. People are desperate for better tools to improve financial health. Americans come to us feeling overwhelmed by their loans and gain confidence and control over their financial lives with the platform. This is the transformation EarnUp was built for.”
