North vs. South: Robocash Says Investors in Different Parts of Europe Invest Differently, a peer to peer lending platform operating in Europe as well as parts of Asia, has surveyed their investors and come to the conclusion that individuals in different parts of Europe – invest differently.  According to, investors in Central Europe tend to make more long term plans with 50% investing in P2P loans to help prepare for retirement – while just 38% in Southern Europe. Investors based in Southern Europe appear to be more interested in making fast returns. reports that 56% prefer investing in short term loans in contrast to 47% in Central Europe. states that the survey involved P2P investors in two separate regions:

  • Southern – Spain, Italy, and Portugal
  • Central – Germany, Austria, and Switzerland called Central European investors more “pragmatic.”

The survey involved P2P investors from Southern (Spain, Italy, and Portugal) and Central Europe (Germany, Austria and Switzerland) and showed that they use different investment strategies. Being more pragmatic, the latter tend to make long-term plans: 50% of them invest in P2P lending to earn enough for retirement compared to only 38% of respondents from Southern Europe.

Additionally, said that Central Europeans are “prone to analyze” and prefer investing in stocks in contrast to the South: 32% to 11%. The South is more interested in real estate investments than Central Europeans at 25% to 19%. adds that investors in German-speaking countries are more experienced than the South, due in part to the fact that alternative lending (P2P) is more developed in Central Europe.

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