August 5, 2025 @ 4:15 pm By JD Alois  |  

Upgrade, a Fintech focused on providing credit, has surpassed $40 billion in credit, serving over 7 million customers. Launched in 2017, Upgrade was founded by Fintech OG Renaud Laplanche.  While launching with a credit anchor, Upgrade is now more of a neobank providing services like… Read More

August 5, 2025 @ 12:04 pm By JD Alois  |  

Companies House, the UK repository for business filings, will soon require firms and individuals to validate their identity.  The process is expected to roll out over a 12 month period, commencing on November 18, 2025. Going forward, there will be legal requirements for directors and… Read More

August 5, 2025 @ 11:47 am By JD Alois  |  

Republic Europe, part of Republic – the largest online capital formation platform in the world, will soon add its new Mirror Notes to its European subsidiary. In the US, Republic offers Mirror Tokens, which are digital assets that “mirror” securities in private firms. By adding… Read More

August 5, 2025 @ 10:03 am By JD Alois  |  

There has been a maelstrom of complaints this week targeting the UK government and its tepid response toward digital asset innovation. As the US moves forward with new law that enables payment stablecoins under the GENIUS Act, and pending legislation on crypto market infrastructure, the… Read More

August 5, 2025 @ 9:50 am By JD Alois  |  

Following its merger with Auto Club Trust, FSB, Grasshopper has announced $46.6 million funding round. Grasshopper is a federally chartered digital bank that targets small business customers. Its services include the full range of expected business banking services plus offers embedded banking and banking as… Read More

August 4, 2025 @ 3:14 pm By JD Alois  |  

The Chancellor of the Exchequer, Rachel Reeves, has publicly declared her intent to enable digital asset innovation in the UK, but for many, the Chancellor is falling short of this goal. Writing in the FT, former Chancellor George Osborne, has slammed Reeves, claiming that Britain… Read More

August 4, 2025 @ 12:39 pm By JD Alois  |  

Last week, the White House revealed its report on the President’s Working Group on Digital Asset Markets. The policy initiative was launched by President Donald Trump earlier this year as he sought to address the negligence during the Biden administration regarding digital asset innovation. Immediately, acting… Read More

August 4, 2025 @ 11:50 am By JD Alois  |  

Retail access to the most promising private firms has been blocked for decades. The myopic Accredited Investor definition has disenfranchised the majority of the population, in favor of the wealthy for decades. While changes in the law like the JOBS Act of 2012 and better… Read More

August 4, 2025 @ 9:24 am By JD Alois  |  

Stablecoins, although often lumped in with cryptocurrency, are actually a new technology that enables payments and transfers. Digital currency, or payments stablecoins, holds the promise of faster, cheaper, and more secure transfers compared to the more traditional processes widely used today. There was a period… Read More

August 1, 2025 @ 11:19 am By JD Alois  |  

The UK Financial Conduct Authority (FCA) has announced that retail investors will soon be able to access crypto exchange-traded notes (cETNs), under changes announced by the agency. ETNs, which are similar to ETFs, are debt instruments for investors to gain exposure to an underlying asset…. Read More

August 1, 2025 @ 11:06 am By JD Alois  |  

Earlier this week, the White House issued a report on the President’s Working Group on Digital Asset Markets. David Sacks, the President’s crypto czar, said the report provides a “long-awaited regulatory clarity for innovators in a cutting-edge industry.” “President Trump is delivering on his promise… Read More

July 31, 2025 @ 5:06 pm By JD Alois  |  

Coinbase (NASDAQ:COIN), the first publicly traded crypto exchange, reported Q3 earnings today and according to the Street, the numbers were a disappointment. At this time, in after-hours trading, shares of Coinbase are down by almost 5% following the 4 PM close, at around $358.89. During… Read More

July 31, 2025 @ 4:43 pm By JD Alois  |  

DealMaker, a broker-dealer that specializes in enabling online capital formation, says that it has supported over $300 million during the half of 2025. The platform notes that the industry raised in aggregate $447.5 million, so DealMaker captured the bulk of the market. DealMaker assists firms… Read More

July 31, 2025 @ 2:32 pm By JD Alois  |  

LendingClub (NYSE:LC), a digital bank, topped earnings expectations this week, pushing shares higher. According to the Q2 2025 quarterly report, LendingClub saw 2% year-on-year growth in originations and 33% growth in revenue, generating $38 million in GAAP net income compared to $15 million in the… Read More

July 31, 2025 @ 12:59 pm By JD Alois  |  

Republic Europe, formerly Seedrs, is one of the few securities crowdfunding platforms that offers an effective secondary marketplace for shares issued on the platform. Before Republic acquired the UK-based online capital formation platform, its founders created an effective platform for investors to buy and sell… Read More

July 30, 2025 @ 4:47 pm By JD Alois  |  

The White House has issued a fact sheet regarding the President’s Working Group on Digital Asset Markets. This working group was established under President Trump’s Executive Order 14178 in January. The EO was part of a broader government inititive to support digital asset innovation, something… Read More

July 30, 2025 @ 4:08 pm By JD Alois  |  

The House Financial Services Committee, along with the Subcommittee on Digital Assets, Financial Technology, and Artificial Intelligence, have joined to introduce legislation that aims to support the usage of Artificial Intelligence (AI) in financial services. According to a public statement, the bill, the Unleashing AI… Read More

July 30, 2025 @ 2:39 pm By JD Alois  |  

The US Federal Reserve, Open Market Committee, has decided to hold rates steady in a move that is likely to frustrate President Donald Trump, who has been rather vocal in advocating for lower interest rates. Markets have anticipated this decision with current expectations indicating rate… Read More

July 30, 2025 @ 1:13 pm By JD Alois  |  

The Securities and Exchange Commission (SEC) has voted to permit in-kind creations and redemptions for crypto asset exchange-traded product (ETP or ETF) shares. The Commission also voted to approve other orders that advance a merit-neutral approach to crypto-based products, including exchange applications seeking to list… Read More

July 30, 2025 @ 11:58 am By JD Alois  |  

Apex Group, the firm that acquired European tokenization enabler Tokeny, has announced the launch of a new bridge to facilitate the integration of traditional finance with blockchain-based services. In a public statement, Apex said that Apex Digital 3.0 is now available to power the next era of fund… Read More