Opinion

Editorial opinions and perspective on Fintech.

Debanking Emerges Again with Claims Regarding JP Morgan Chase Cancelling Accounts

Mr. Potter Banker Banking (1)

The practice of “debanking” has emerged once again, with reports that JP Morgan (NYSE:JPM) is pursuing the discriminatory practice. Debanking was prevalent during the Biden years. Effectively, banks would sever relationships with individuals or entities deemed unsavory for political views or activities out of favor… Read More

Embedded Insurance Firm Says Autumn Budget Needs Freeze in Tax, More Regulatory Clarity

Ross Sinclair, CEO and founder at embedded insurance firm EIP, has shared his hopes for the Insurtech sector and possible policy changes announced in the Chancellor of the Exchequer’s Autumn Statement. The budget will be revealed by Chancellor Rachel Reeves this Wednesday. Some Fintech insiders are concerned… Read More

CEO of DECTA UK Says Autumn Statement Needs to Introduce Drastic Reforms

The Autumn Statement will be delivered by the Chancellor of the Exchequer, Rachel Reeves, this Wednesday. Much of the speculation surrounding the budget proposal swirls around rising taxes and support for specific programs. The Labour government inherited a challenging economy with declarations of a “fiscal… Read More

AI, Tech Reset Beginning: deVere CEO

A global reset is unfolding across AI and tech markets as investors confront the limits of a model that has powered equity gains for two years, warns the CEO of a global financial advisory giant. The warning from Nigel Green of deVere Group follows four… Read More

More Brits Predicted to Flee the UK Following Autumn Statement as Taxes Expected to Rise

The Autumn Statement, the UK’s budget update, is just around the corner. Chancellor of the Exchequer Rachel Reeves is expected to deliver Labour’s vision for the economy, which may include a host of tax increases. Thought to be on the table include increases in capital… Read More

Mexico is set to be Latin America’s Next Fintech hub. Here’s Why.

Investment in LatAm Fintech startups reached $6.1 billion in 2022, and the region continues to demonstrate its potential. Latin America used to be dominated by cash and traditional banks, but it has now turned into one of the world’s key markets for digital finance. Brazil… Read More

Shutdown, IRS, Stablecoins and More: Web3 Thoughts of the Week

Washington DC Capitol At Night Red Light

Government action, including the shutdown and a welcome IRS decision, along with market analysis and stablecoin talk, dominated Web3 minds this week. Growing Ethereum stablecoin volume a good sign “While we continue to see some negative sentiment around ETH due to its decline from nearly… Read More

UK Investment Crowdfunding Deals Tanked in 2024. Why Did this Happen?

Perennial crowdfunding poster Clive Reffell recently posed a pertinent question. In the UK, the number of securities crowdfunding deals tanked in 2024. Reffell asked why this happened. “Is it too hard for retail investors to work out a required ROI?” Valid question. Reffell referenced data from… Read More

USA Dominates Artificial Intelligence (AI) Start Up Funding, Europe Will Suffer Due to Lack of Access to Capital for Early Stage AI Firms

The artificial intelligence (AI) sector is red hot. Sure, some are predicting a bubble, but this is no dot.com bomb from the 2000s. The technology is real, and expectations are that just about every business will benefit from AI. This is a multi-decade transition to… Read More

Fintech Professional Predicts Blockchain Wallets Disrupting Existing Financial Services Platforms

Mike Cagney, the executive board chairperson and the co-founder of Figure (NASDAQ:FIGR), has said that blockchain wallets are going to completely disrupt how existing financial services actually work. Cagney also mentioned that today, we have an account at a firm like SoFi. They offer clients… Read More

Bitcoin and Crypto Market Recovers as US Senate Approves Bill to End Govt Shutdown

Bitcoin (BTC), Ethereum (ETH) and altcoins have again been surging due to  seemingly renewed optimism and positive investor sentiment in financial markets, supported by an update that the US government shutdown could soon come to an end. Bitcoin, the flagship cryptocurrency, has surged around 5%… Read More

Federal Reserve Governor Stephen Miran Says Stablecoins Might Become Force to be Reckoned with that Put Pressure on Interest Rates

Stablecoins may potentially become an area of considerable growth, according to Federal Reserve Governor Stephen Miran. During a recent speech covering crypto and other developments for the first time in his new role, Miran said that based on the surveys that he has reviewed, and… Read More

Bitcoin (BTC) 4-Year Cycle May Not Be Dead : Analysis

The research team at BitMEX has recently commented on why the Bitcoin (BTC) price is crashing. The digital assets firm pointed out that the prevailing narrative is now everywhere: “This time is different.” With spot exchange-traded-funds or ETFs and considerable institutional flows, many now seemingly… Read More

European Banking Institutions Call for EU to Rethink Digital Euro Design and Launch

Major banking institutions are now reportedly calling for the European Union to rethink the Digital Euro. According to media reports, there are now at least 14 large banks asking the EU reexamine its digital euro roll-out strategy. The European Payments Initiative (EPI Company) has now… Read More

KPMG UK Shares Insights on Bank of England Rate Decision

KPMG UK has recently shared commentary on the latest Bank of England rate decision. As widely reported and anticipated, The Bank of England has decided it will keep rates on hold as it awaits the Budget, noted Yael Selfin, Chief Economist at KPMG UK. Yael Selfin of… Read More

Coinbase Calls on US Department of the Treasury to Ensure GENIUS Act Guidelines are Consistent with Congressional Objectives

Crypto exchange Coinbase (NASDAQ:COIN) has recently called on the US Treasury Department to ensure that its rules and guidelines for the GENIUS Act are aligned and consistent with congressional objectives. Digital assets firm Coinbase noted that Treasury needs to avoid enforcing requirements that go beyond… Read More

Fintech Industry Professional Comments on UK Government’s Financial Inclusion Strategy

In response to the UK government releasing the Financial Inclusion Strategy, Viktor Prokopenya, the Founder of Capital.com, has shared key insights with CI. Viktor Prokopenya of Capital.com has said there is now a pressing need to improve financial literacy, which equates to “a need to… Read More

Senator Warren Defends “Defamatory” Statements Criticizing Binance Founder CZ’s Presidential Pardon

A legal representative for US Senator Elizabeth Warren is now defending a social media post in which the lawmaker alleged that “corruption” somehow led to the October 23, 2025 presidential pardon of Binance founder Changpeng Zhao or “CZ”. A lawyer said to be representing Zhao… Read More

New York City Has Been Losing New Finance Jobs for Some Time. The Election of Zohran Mamdani Could Accelerate the Escape from New York Trend

With today’s Mayoral election in New York City, many observers are worried about the consequences of a potential socialist or communist taking office to manage the world’s most vibrant city and top global financial center. Neophyte politician Zohran Mamdani has seen his poll numbers tighten… Read More

Capital Ideas: Modern Media Offerings Are Exposing a Two-Tiered Investing System

When iconic media brands raise capital on modern rails, the camera pans wide and the inequities of U.S. investor access come sharply into focus. Mohit Bhansali, founder and CEO of EquiDeFi, the platform powering the $500 million Los Angeles Times offering, joined ICAN’s Capital Ideas… Read More

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