Opinion

December 9, 2025 @ 10:57 pm By Omar Faridi  |  

2025 was an important year in anti-money laundering and financial crime regulation, and 2026 is set to bring even more challenges and complexity for financial institutions. This, according to Fenergo’s insights which were obtained from professionals that had discussed various upcoming regulatory trends and had… Read More

December 9, 2025 @ 11:02 am By JD Alois  |  

Congressman Dan Goldman, a Democrat from the state of New York, has introduced new legislation that takes aim at the affluent. The ROBINHOOD Act (H.R.9298) is a proposed tax that claims to ensure the wealthy “pay their fair share,” a frequent mantra of the left…. Read More

December 9, 2025 @ 8:44 am By Tony Zerucha  |  

Bitcoin poised to outperform NASDAQ, gold when risk appetite rebuilds? “Bitcoin has already been hit with a far more aggressive reset than equities or gold. This matters, because when risk appetite improves, the assets that have corrected the most tend to respond first and fastest…. Read More

December 8, 2025 @ 4:21 pm By JD Alois  |  

The European Union has fined Elon Musk and his company X €120 million (~$140 million) for claims that X violated the Digital Services Act.  The DSA can impose penalties on platforms and individuals if they are deemed to have enabled “illegal content.”  Platforms must also open up data to amorphous… Read More

December 8, 2025 @ 6:22 am By JD Alois  |  

Rewards platforms like Kickstarter and Indiegogo were once the rage. The concept of “pre-sales”, enabling creators to offer a product before its production and giving interested consumers the opportunity to purchase it at a discount before its wider release, was embraced by many. But the… Read More

December 6, 2025 @ 5:00 pm By Omar Faridi  |  

Digitalization and geopolitical tensions are now increasingly said to be shaping developments in the payments market, according to an update from Sweden’s Riksbank. Blockchain / distributed ledger technology (DLT) and the tokenization of various assets are now creating both new opportunities and potential risks. The… Read More

December 6, 2025 @ 11:08 am By Omar Faridi  |  

UK Finance Chief Executive David Postings shared key insights at the Economic Crime Congress 2025. The session included key perspectives from Lord Hanson and have viewpoints shared during sessions involving Marcus Wogart, Rachel Herbert, James Babbage, Mike Regnier, Michelle Haslem and Tracy Paradise. David Postings… Read More

December 4, 2025 @ 11:17 am By JD Alois  |  

The Consumer Financial Protection Bureau (CFPB) intends to furlough most of its workers on December 31st.  The young agency was created by the Dodd-Frank Wall Street Reform and Consumer Protection Act, passed in 2010, officially opening in mid-2011. The mission of the Bureau is defined… Read More

December 3, 2025 @ 10:46 am By JD Alois  |  

Reflecting on a survey released today by Santander that addresses the UK payments market as well as fraud concerns. A BioCatch executive says the results indicate a need to change payment regulations in the UK. BioCatch is a cyber firm that tackles the vulnerabilities in… Read More

December 2, 2025 @ 11:05 am By JD Alois  |  

Before the United States was a nation, it was an investment. Securities and Exchange Commission Chairman Paul Atkins delivered a speech at the New York Stock Exchange today outlining his thoughts on how to reinvigorate US markets. As everyone knows, public markets have been in… Read More

December 2, 2025 @ 9:51 am By JD Alois  |  

While lauding various aspects of the European Union’s efforts to promote capitalism and the single market, Eurocrowd has called out the Capital Markets Union (CMU) initiative for failing to deliver on its most ambitious promises. The European Union is a vast market that surpasses the US… Read More

December 1, 2025 @ 3:33 pm By JD Alois  |  

Switzerland is known for beautiful mountains, watches, and chocolates. The country is also known as a haven for the affluent. This past week, the wealthy European country took a vote to its citizens, who made a decision that makes quite a bit of sense: The… Read More

December 1, 2025 @ 11:26 am By JD Alois  |  

Nobody seems to love crypto anymore. Bitcoin is down by almost 8% over the last 24 hours, with Ethereum (ETH) down by over 10%. There is plenty of speculation as to why people are selling, but there are also reports of people anticipating a bounce… Read More

November 30, 2025 @ 8:49 pm By Omar Faridi  |  

Commenting on the UK Chancellor’s recent 3-year stamp duty holiday for newly listed firms announced in the latest Budget, Karim Haji, Global and UK Head of Financial Services, KPMG, said: “Cutting stamp duty may act as a carrot to entice more firms to choose London… Read More

November 30, 2025 @ 1:22 pm By Omar Faridi  |  

Dr. Sean Dawson, head of research at onchain options platform, Derive.xyz (TVL $115.8M, $18.6B trade volume), has shared a Bitcoin and cryptocurrency market update. Dr. Sean Dawson of Derive.xyz noted that Bitcoin (BTC) volume dropped 25% as the market seemingly reversed its panic selling. They… Read More

November 29, 2025 @ 2:28 pm By Omar Faridi  |  

Anthony Apollo, Executive Director at the Wyoming Stable Token Commission, has shared what he claims is another first for a U.S. state which has been achieved by their organization (the Wyoming Stable Token Commission). At a recent gathering / sesssion, their CISO Keith Lawhorn unveiled… Read More

November 28, 2025 @ 4:45 pm By Dave Scola  |  

With the FedNow instant payment transaction limit set to rise from $1 million to $10 million this month, following the RTP network’s increase in February, Dave Scola, US Chief Executive of Form3, explores the potential impact on companies, payment providers, and the resilience and competitiveness… Read More

November 26, 2025 @ 4:34 pm By JD Alois  |  

Klarna (NYSE:KLAR), a European Fintech that operates in the US, is planning to launch a dollar-based stablecoin. Klarna, best known for credit and payments, said it would be issuing KlarnaUSD using Stripe’s stablecoin infrastructure, “Open Issuance,” which is powered by Bridge. The stablecoin is currently… Read More

November 26, 2025 @ 11:23 am By JD Alois  |  

The Chancellor of the Exchequer, Rachel Reeves, revealed the Autumn Budget today, and for those anticipating multiple tax increases, the statement did not disappoint. Reeves said the government is “doubling down on its plans and the economic and fiscal strategy it set last autumn.” While… Read More

November 26, 2025 @ 8:46 am By JD Alois  |  

With the Autumn Budget being presented today, Judopay CEO Anant Patel is calling upon the UK government to recognize the importance of Fintech for the UK economy. Patel sees a need for collaboration in the Fintech sector that will “create jobs and wealth, supporting social… Read More