Opinion

Editorial opinions and perspective on Fintech.

Financial Technology Association Tells FDIC to Modify Rules on Custodial Deposits

The Financial Technology Association (FTA) has sent a letter to the Federal Deposit Insurance Corporation (FDIC) telling them to modify rules designed to address custodial deposits. The letter was sent in response to proposed rulemaking on the accounts. The FTA says it supports the FDIC’s… Read More

Blackrock’s Success Highlights the Opportunity of Private Markets

Blackrock (NASDAQ:BLK), the world’s largest asset manager, reported over $11.6 trillion in assets as of the fourth quarter – a record amount. The growth in assets fueled a rise in earnings of $1.67 billion, or an EPS of $10.63, from $1.38 billion, or an EPS… Read More

David Duccini, CEO and Founder of Silicon Prairie, Explains Why He Canceled Funding Portal Status, Expectations for Crowdfunding Industry

Recently, CI reported that Silicon Prairie had exited its status as a Funding Portal. A Funding Portal is a relatively new FINRA-regulated intermediary created under the JOBS Act of 2012. Initially viewed as a path for firms to issue securities under Reg CF, most Funding… Read More

Digital Bank Revolut Expands Product Offering with Focus On Wealth Management

Revolut, the global financial super-app, is making significant strides in its mission to redefine and reimagine modern financial services. With its latest product offering tailored for wealth management and private clients, the Fintech company is positioning itself as a solution for individuals seeking sophisticated financial… Read More

AI May Widen Inequality in Asia But Policymakers Could Counteract with Regulations to Promote Ethical Use of Tech – Report

The IMF has shared an update / analysis on how artificial intelligence will affect Asia’s economies. According to the blog post from the IMF, AI may widen inequality, but policymakers can “counteract this with more effective social safety nets, reskilling programs, and regulations to promote… Read More

Investment Crowdfunding Report Provides Update on Reg CF, Reg A

Kingscrowd, a data specialist in the securities crowdfunding sector, has provided some data on 2024 activity. While not including Reg D 506c, which is almost impossible to track, Kingscrowd shares information on Reg A and Reg CF, which are available to both Accredited and non-accredited… Read More

SPACE ID’s Harrison Seletsky Urges Caution Amid AI Frenzy

While human-like AI agents look to gain a more prominent role throughout the business in 2025, Harrison Seletsky sees reason for concern. The director of business development at the digital identity platform SPACE ID, Seletsky, cautioned that these tolls are still in their early development stages. Likening… Read More

EU: MiCA Predicted to Reshape Global Stablecoin Markets

While MiCA [Markets in Crypto Assets] rules in the EU do not regulate securities it does outline a path for stablecoin integration. Stablecoins may emerge as the next iteration of payments rails with immediate transfers and low cost services. Dary McGovern, Chief Operating Officer of… Read More

Xapo Bank CEO Comments on US Bitcoin ETF Launch on One Year Anniversary

Although the US Securities and Exchange Commission (SEC) fought it tooth and nail, one year ago, the first Bitcoin ETFs were approved by the regulator. The approval brought a degree of mainstream acceptance to the world’s favorite crypto, providing a way for anyone to purchase… Read More

Other World Computing’s Larry O’Connor’s 2025 Predictions

2024 saw significant developments in AI, data management, and performance tools. Other World Computing founder and CEO Larry O’Connor believes progress will continue in 2025. Here are his predictions for 2025. The return of on-prem data, compute, and backup to improve performance, strengthen security, and… Read More

EuroCrowd Sees Crowdfunding as Supporting the EU’s Capital Markets Objectives

EuroCrowd, a pan-European association advocating on behalf of online capital formation in the EU, sees investment crowdfunding as playing a key role in supporting the EU’s capital markets objectives. The key aspect to creating the European Union was the free movement of goods and services,… Read More

Crowdfunding has Become Major Boost for Baltic Real Estate Market: Estateguru CEO

Estateguru noted that the crowdfunding sector, which gained growth momentum worldwide during the COVID-19 pandemic, has opened up opportunities for the public to invest their free capital and boosted the expansion of small and medium-sized businesses. Estateguru pointed out that over the past 10 years,… Read More

Bitcoin Is Well-Positioned for Medium-Term Gains but Q1 2025 Pullback Still a Possibility: Bitfinex Analysts

Bitcoin (BTC), the flagship cryptocurrency, started the first full week of 2025 with strong positive momentum, pushing through the key $100,000 mark on Monday and notching up a positive start to the new year. Ethereum (ETH), XRP, and other major crypto-assets have also delivered a… Read More

UK AIM Listings Over £1 billion at 9 Year Low: Globacap CEO Says AIM is in Decline

UK AIM listings of firms valued at over £1 billion are at a 9-year low, notes Myles Milston, CEO and co-founder of a capital markets technology company, Globacap. According to recent data, just six firms top that amount. In an article in Proactive Investor,  AIM… Read More

Euro Inflation at 2.4% in December 2024, Up From 2.2% in November, May Impact Crypto Markets

EU area inflation is on the rise, with Eurostat reporting that annual inflation is expected to be 2.4% in December 2024, up from 2.2% in November. Services are expected to have the highest annual rate in December at 4.0%, compared with 3.9% in November. Energy… Read More

David Goldman of Celesta Capital Explains Why Investment Firms Have Taken Interest in AI and Infrastructure Development

  Deal flow in 2024 has picked up significantly compared to last year, and AI deals have predominantly dominated headlines due to megadeals like those involving OpenAI, Grok, and others. While later-stage companies have seen a bulk of the funding, seed activity in the space… Read More

Coinbase Expects Establishment of Comprehensive Regulatory Framework in the US, Introduction of Sound Stablecoin Legislation

Coinbase‘s (NASDAQ:COIN) 2025 Crypto Market Outlook provides key insights focused on the web3 and blockhain ecosystem. The Outlook provides investors with deep dives that span the crypto space, from altcoins to ETFs, staking to gaming, and other important developments. As noted by Coinbase, the following… Read More

Corporate Bitcoin Adoption as Reserve Asset Gained Momentum in 2024, Reflecting Paradigm Shift in Treasury Strategies – Analysis

Ryze Labs has shared its review for the year 2024 as well as its 2025 outlook with CI. Ryze Labs has shared the following key insights, as part of its comprehensive Market Outlook for 2025: The cryptocurrency market displayed “remarkable” maturity and institutional acceptance in… Read More

Dr. Ronghui Gu of CertiK Shares Insights on Bitcoin and Crypto Ecosystem Security Challenges

As Bitcoin reaches unprecedented levels following yesterthe US election results, thousands of first-time investors are rushing to enter the cryptocurrency market. But new research from CertiK – the blockchain security firm that has protected over $3 trillion in user assets – reveals concerning vulnerabilities that… Read More

Adding Bitcoin to Company Balance Sheet Protects Against Inflation, Diversifies Reserves, Relai Exec Explains

Imrich (Imo) Bábics, Chief Growth Officer at Relai, noted last week the company added 13 BTC to their balance sheet, bringing the total Bitcoin holdings in our corporate treasury to 30 BTC. Bábics has shared why they are doing this. He claims that it is… Read More

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