December 17, 2025 @ 1:19 am By JD Alois  |  

Griffin, a banking-as-a-service platform that focuses on Fintechs and platforms, says it had a banner year, experiencing 5X growth in revenue while processing over £3 billion in payments. Griffin is a regulated bank in the UK that offers a full-stack, API driven platform for embedded… Read More

December 16, 2025 @ 2:58 pm By JD Alois  |  

The American Fintech Council (AFC) has issued a statement in support of the Bank-Fintech Partnership Enhancement Act (HR 6552). The legislation requires the Board of Governors of the Federal Reserve System, the Comptroller of the Currency, and the Federal Deposit Insurance Corporation to study how… Read More

December 16, 2025 @ 11:35 am By JD Alois  |  

Earlier this month, Citadel Securities issued a statement addressed to the Securities and Exchange Commission (SEC) stating that it should not grant exemptive relief regarding the definitions of an exchange or a broker-dealer for DeFi trading protocols. Citadel claimed that granting broad exemptive relief from… Read More

December 16, 2025 @ 10:41 am By JD Alois  |  

Payments provider PayPal (NASDAQ:PYPL) is pursuing a Utah-chartered industrial loan company. The company has submitted its application to the Utah Department of Financial Institutions and the Federal Deposit Insurance Corporation. An industrial bank charter is a state-issued license, primarily in Utah, allowing a financial institution… Read More

December 16, 2025 @ 10:34 am By JD Alois  |  

TrueLayer, a European payments network that offers Pay by Bank payments, is reporting that its Chief Operating Officer, Rob Kerrigan, will be joining the newly formed UK Payments Initiative (UKPI). TrueLayer joins 30 other firms in the payments sector, including all major UK retail banks…. Read More

December 16, 2025 @ 10:09 am By JD Alois  |  

The UK Financial Conduct Authority (FCA) has posted an update on Open Banking. Unlike in the US, the UK has outlined prescribed requirements for financial services firms to allow customers to control their data, specifying who may access it, while providing streamlined processes for changing… Read More

December 16, 2025 @ 10:02 am By JD Alois  |  

Cross River Bank and Highnote will offer a new stablecoin settlement as part of Visa’s stablecoin settlement pilot program. In a release, the companies stated that the collaboration will offer USDC settlement over the Solana blockchain in a production environment. Luca Cosentino, Head of Crypto… Read More

December 16, 2025 @ 9:10 am By JD Alois  |  

The Canton Network will offer USD1 stablecoin, issued by World Liberty Financial (WLFI). WLFI is majority-controlled by the Trump family. USD1 has a market cap of over $2 billion. USD1 is fully backed 1 to 1 by US Treasuries, dollar deposits, and other low-risk assets…. Read More

December 15, 2025 @ 11:59 am By JD Alois  |  

Interactive Brokers, (NASDAQ:IBKR) is rolling out the ability to accept stablecoins. Interactive Brokers reports over 4 million clients around the world and assets of more than $750 billion. Interactive Brokers is one of the largest electronic brokers based on daily average revenue trades, executing 4,273,000… Read More

December 15, 2025 @ 11:43 am By JD Alois  |  

The world’s most loved big tech firm, Apple (NASDAQ:AAPL), is under scrutiny by the Secretariat of the Swiss Competition Commission (COMCO) for possible transgressions of Swiss competition laws. The Secretariat launched a preliminary investigation on December 10, 2025, to determine whether other mobile payment app providers can effectively… Read More

December 15, 2025 @ 10:51 am By JD Alois  |  

The Securities and Exchange  Commission, Crypto Task Force, is holding another roundtable today (December 15, 2025). The topic of discussion is financial privacy and surveillance. As blockchain technology can provide broad capabilities for monitoring transactions, and the US government has been known to abuse its… Read More

December 15, 2025 @ 10:42 am By JD Alois  |  

Digital assets are quickly becoming the norm. Today, JP Morgan (NYSE:JPM) announced a new tokenized money market fund –My OnChain Net Yield Fund (MONY). The Fund is available on the Ethereum blockchain and is powered by Kinexys Digital Assets. While it is available today, it… Read More

December 12, 2025 @ 6:24 pm By JD Alois  |  

The Office of the Comptroller of the Currency (OCC) has approved five national trust bank charter applications. The approvals are conditional but will allow the entities to operate under federal rules. The entities approved are in the digital asset sector, including First National Digital Currency… Read More

December 12, 2025 @ 2:02 pm By JD Alois  |  

Zodia Custody has been granted a Markets in Crypto Assets (MiCA) license by Luxembourg’s Commission de Surveillance du Secteur Financier (CSSF). This approval will enable Zodia Custody Europe to provide regulated digital asset custody services across EU Member States. Sophie Bowler, Chief Risk and Compliance… Read More

December 12, 2025 @ 1:57 pm By JD Alois  |  

R3 says it will launch a Corda protocol to support a Solana, curated yield vault offering managed RWA yield. The protocol is expected to be available in the first half of 2026. R3 explains the mission as supporting their vision of connecting TradFi and DeFi… Read More

December 12, 2025 @ 12:49 pm By JD Alois  |  

French Fintech Kéria has raised €1.5 million, including €0.5 million in debt, in a Seed Funding round. Led by Epopée Gestion (Xplore), other investors include Newfund, Fabien Breget, Bpifrance, and Caisse d’Epargne CEPAC. Kéria is building an AI-powered solution to automatically analyse mortgage applications and… Read More

December 12, 2025 @ 12:34 pm By JD Alois  |  

The Trump Administration wants to ensure that the development of artificial intelligence (AI) is regulated at the federal level and not by individual states. While Republicans tend to give states broad leeway in governance, the current Administration fears a fragmented approach to AI development will… Read More

December 12, 2025 @ 11:15 am By JD Alois  |  

Coinbase (NASDAQ:COIN) is expected to enter the hot prediction markets. Currently exemplified by Kalshi and Polymarket, just this past week,  Gemini Space Station (NASDAQ:GEMI) just received approval for a DCM license from the Commodity Futures Trading Commission (CFTC) to operate its own prediction marketplace. While Coinbase has… Read More

December 12, 2025 @ 9:31 am By JD Alois  |  

As was reported earlier, the Office of the Comptroller of the Currency (OCC) released a preliminary review of Debanking. The action of Debanking individuals and other organizations was a nefarious pursuit that came to light during the Biden Administration. In effect, banks would close accounts,… Read More

December 12, 2025 @ 9:00 am By JD Alois  |  

The Increasing Investor Opportunities Act of 2025, or Invest Act (HR 3383), was approved by the US House of Representatives yesterday, with 302 in favor and 123 opposed. Eight Representatives did not vote. This legislation may completely reform the definition of an Accredited Investor, which is currently a… Read More