October 9, 2025 @ 5:57 pm By Omar Faridi  |  

Fiserv, Inc. (NYSE: FI), a global provider of payments and financial services technology, in partnership with the Bank of North Dakota, announced the Roughrider coin, North Dakota’s stablecoin. Backed by U.S. dollars, the Roughrider coin will reportedly become the first U.S. state stablecoin to launch… Read More

 Tagged fiserv, north dakota, stablecoins

October 9, 2025 @ 4:52 pm By Omar Faridi  |  

The payments industry has been combatting fraud for many years. But according to Chargebacks911, a global firm focused on dispute resolution and chargeback prevention, data reveals that merchants are losing more money and goodwill to false declines than to fraudulent activities. This appears to be… Read More

 Tagged chargebacks, chargebacks011, fraud, research

October 9, 2025 @ 4:03 pm By Omar Faridi  |  

A recent report highlights fintech startup Ramp‘s seemingly aggressive push to disrupt American Express‘ current dominance in the $2 trillion U.S. corporate and small-business credit card sector. Founded in 2019 by Eric Glyman and Karim Atiyeh, Fintech firm Ramp has scaled to $1 billion in… Read More

 Tagged american express, amex, cards, fintech, ramp, spending

October 9, 2025 @ 3:16 pm By Omar Faridi  |  

QED Investors, a VC firm focused on investing in high-potential financial services firms in the US, has looked into why 2025 appears to have been the year of the bank charter. Since January of this year, there have been 20 filings for de novo charters,… Read More

 Tagged banking, fintech trends, insights, qed investors

October 9, 2025 @ 10:08 am By JD Alois  |  

The Laffer Curve continues to shed light on how to manage tax policy more effectively. Unfortunately, too few recognize the pragmatech theory that posits a too high tax burden will alter individual behavior. As taxes rise, especially on the affluent, who may relocate easily, this… Read More

 Tagged laffer curve, revolut, taxes, uae, uk, united kingdom

October 9, 2025 @ 8:54 am By Tony Zerucha  |  

New research from CodeSignal and Legit finds that consumers grossly underestimate the frequency with which Artificial Intelligence (AI) is used to create the apps and tools they use daily. CodeSignal found that 81% of the developers it surveyed reported using AI-powered coding assistants; 49% used… Read More

 Tagged app design, gen z, Legit, millennials, privacy, research, Suzanne Ciccone

October 9, 2025 @ 8:52 am By Omar Faridi  |  

21X, the operator of the EU-regulated on-chain trading and settlement system, and DekaBank, the securities services provider of the German Savings Banks Finance Group (Sparkassen-Finanzgruppe), announced the  completion of an on-chain trade on the Polygon testnet. This marks a step forward in their collaboration “to… Read More

 Tagged 21x, dekabank, frankfurt, germany

October 9, 2025 @ 8:48 am By Omar Faridi  |  

Mike Cagney, Co-founder and current Executive Chairman of Figure (NASDAQ:FIGR), which aims to transform capital markets by leveraging blockchain technology, predicts that the era of megabank stablecoin is coming. Cagney noted that the GENIUS Act will usher in JP Coin, and it will “suck the liabilities (deposits) out… Read More

 Tagged blockchain adoption, figure, genius act, mike cagney, perspective

October 9, 2025 @ 12:32 am By Omar Faridi  |  

Crowdcube is now allowing retail investors to acquire shares in Atom Bank. The UK based fintech firm is the latest in what has become a long line of startup initiatives that Crowdcube has enabled retail investors to invest in so far, including Revolut, Monzo Bank,… Read More

 Tagged atom bank, crowdcube, investing, retail investors, uk

October 8, 2025 @ 10:29 pm By Omar Faridi  |  

Canada reaches $12.2 trillion in payment transactions in 2024, with credit cards accounting for 1 in 3 transactions. This, according to a recent update shared by Payments Canada. Some of the main research report highlights are as follows: Digital payments represented 86 per cent of… Read More

 Tagged digital transactions, e-commerce, payments canada, research