Opinion

Editorial opinions and perspective on Fintech.

How Trump’s Fed Battle Affects Bitcoin

The latest confrontation between President Donald Trump and the US Federal Reserve is pushing investors toward assets insulated from political influence, with Bitcoin “a beneficiary”. This is the analysis from deVere Group CEO Nigel Green, as Fed Chair Jerome Powell confirms he is facing a federal criminal investigation linked… Read More

Senate Banking Committee Delays Markup on Crypto Market Infrastructure Bill as Draft Legislation Criticized [u]

Reports indicate that legislation on crypto market infrastructure has been delayed. The bill had been scheduled for a markup hearing tomorrow (January 15th) at the Senate Banking Committee, but following criticism from Coinbase and a statement that they no longer support the bill, Senator Cynthia… Read More

Capital Ideas: Inside Crypto’s Institutional Shift and the Policy Gap Holding It Back, Eric Peterson of Kraken Shares Perspective

Crypto markets have been volatile in recent weeks, but beneath the price action, a more important shift is underway. Institutional engagement with digital assets is not retreating.  It is maturing. And the policy debate is only beginning to catch up. That was the central theme… Read More

Cross River Bank Advocates for Maintaining Stablecoin Yield Regulations

Cross River Bank has publicly called on the US Senate to uphold newly established rules governing yields on stablecoin deposits. This appeal comes amid discussions on broader digital asset market structures, highlighting the bank’s commitment to fostering a competitive and consumer-friendly financial ecosystem. The focal… Read More

Insurtech CyberCube Forecasts AI Reality Check Amid Fast-Evolving Cyber Insurance Ecosystem

Risk analytics firm CyberCube has released its forward-looking insights for 2026. Titled “CyberCube Forecasts AI Reality Check Amid Rapid Change in Cyber Insurance,” the report highlights a pivotal year where artificial intelligence promises transformation but faces significant hurdles. As cyber threats grow in sophistication, the… Read More

Locked and Loaded. Senate Crypto Infrastructure Bill Emerges for Markup as Negotiations Persist

The crypto infrastructure bill has been working its way through Congress for months. The CLARITY Act was approved by the House of Representatives in July. The Senate’s version of the bill, the Digital Asset Market Clarity Act, has emerged after months of wrangling among digital asset… Read More

Capping Credit Card Interest Rates Would Reduce Credit Available to Less Affluent, Harm Individuals with Poor Credit Scores

President Donald Trump roiled the financial services sector this past week with his declaration that credit card interest rates would be capped at 10%. Of course, this would probably take an act of Congress and is unlikely, but the statement highlighted Trump’s lack of understanding… Read More

Trump Administration May Be Backing Away from Investigation of Fed Chair Jerome Powell

In one of the outlandish moves by the Trump Administration, it emerged this past weekend that the US Department of Justice was investigating Fed Chair Jerome Powell over cost overruns for renovations at the US Federal Reserve. Powell took to X to declare he would… Read More

A Full Blown Banana Republic. Trump Administration Slammed for Indictment of Fed Chair Jerome Powell

The independence of the US Federal Reserve is sacrosanct. Removing it from the vicissitudes of elected officials, many of whom do not have a clue about economics and finance, has been foundational to the stability of the US economy. The revelation that the US Department… Read More

BNPL Fintech Affirm’s Chief Revenue Officer Shares Insights on Cost of Credit Card Interest on Future Purchases

In the cutthroat world of retail, where billions are poured into marketing campaigns, sleek websites, and frictionless in-store experiences, an unseen force is undermining these efforts. Wayne Pommen, Chief Revenue Officer at Affirm (NASDAQ: AFRM), recently highlighted this “invisible headwind”: the staggering cost of credit… Read More

Petition Filed with Securities and Exchange Commission to Raise Reg CF Funding Cap to $20 Million

There has been a formal submission to the Securities and Exchange Commission (SEC) to increase the funding cap of Regulation Crowdfunding (Reg CF) from the current $5 million to $20 million. A petition to the SEC is a request to issue, change, or repeal a… Read More

Venezuela’s Alleged Bitcoin Holdings Could Add Billions in Seized BTC to US Reserves and Tighten Global Supply : Analysis

In the wake of recent geopolitical shifts, reports have emerged suggesting that Venezuela could possess a substantial, undisclosed stash of Bitcoin, potentially valued in the tens of billions of dollars. This new claim / revelation comes amid heightened tensions following US military actions that led… Read More

California In First Place for People Leaving the State: UHAUL Tells No Lies

While there are a lot of things that California is great at, think beautiful weather, beaches, and mountains, when it comes to serving the residents, it seems the Golden State is further down the list. The annual UHAUL report on one-way customers using their service indicates… Read More

“What blockchain really does is eliminate the need for Visa.”

Mr. Potter Banker Banking (1)

The digital asset ecosystem is gearing up amid the Trump Administration’s embrace of blockchain technology and the recognition that digital is the future of all financial services, including securities. At least initially, back office services were in many respects the most obvious uses of distributed… Read More

Decentralized Prediction Markets Platform Kalshi Could Challenge Traditional Inflation Forecasting Models

In the evolving ecosystem of prediction markets, Kalshi Inc. has quickly emerged as a significant force, recently highlighting research that positions its platform as a potentially superior tool for anticipating inflation trends. This development comes at a time when economic uncertainty continues to grip global… Read More

Instant Financial’s CEO Comments on What New CFPB Opinion Means for EWA Industry

We recently connected with Instant Financial CEO Tal Clark to talk about the Consumer Financial Protection Bureau (CFPB) advisory opinion on cash advances for company workers and their preference for B2B models. Tal share his point of view on this matter including thoughts on why this… Read More

Bitpanda Examines Facts Around Illicit Crypto Use, Challenges Narratives about Virtual Currency’s Role in Money Laundering

European digital assets platform Bitpanda has released an update that examines the facts around “illicit crypto use” while also challenging prevailing narratives about cryptocurrency’s role in money laundering, terrorist financing, and sanctions evasion. As authorities like the European Anti-Money Laundering Authority (AMLA) and the Financial… Read More

Ethereum Co-founder Vitalik Buterin Emphasizes Importance of Decentralization and Real-World Use-Cases for dApps

Russian-Canadian programmer and Ethereum co-founder Vitalik Buterin has emphasized the need for practical, genuinely decentralized applications to realize the platform’s vision as a global computing system. In his recent New Year’s post on X, he called on the Ethereum ecosystem to prioritize foundational values, positioning… Read More

Austin, Miami Expected to Benefit from California’s Proposed Confiscatory Tax, Socialist Policies in NYC

Following California’s proposal of a new tax targeting affluent citizens, social media is abuzz with condemnations and reports of wealthy investors fleeing or plotting their exit from the state, where they helped drive phenomenal economic growth and prosperity. New York City is also expected to… Read More

Global Asset Management Trends in 2026 : Blockchain and Tokenization to Reach Inflection Point

OliverWyman noted that as we sit at the end of 2025, AI-mania continues to roll, equity markets are trading “near records,” interest rates are gradually bite surely coming down, inflation hasn’t quite yet spiraled out of control, and the credit cycle “hasn’t cycled that much.”… Read More

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