Opinion

Editorial opinions and perspective on Fintech.

Digital Assets Exchange Gemini Adds BNB Coin (BNB) Trading, Custody Support

BNB Coin (BNB) is now supported for trading and custody on digital assets platform Gemini (NASDAQ:GEMI). BNB Coin (BNB) is the native crypto token of the BNB Chain ecosystem. It had originally been issued by Binance back in 2017 and is commonly used for digital currency… Read More

BNPL : Lawmakers Looking at Buy Now, Pay Later Need to Raise the Bar According to Affirm

Max Levchin, Founder and CEO at Affirm (NASDAQ: AFRM), noted that there’s been increased attention on buy now, pay later (BNPL) over the past few weeks, raising questions about why consumers “choose these products, how they use them, and the industry’s overall practices.” Levchin added… Read More

SBE Council Outlines the Benefits The INVEST Act

The INVEST Act was recently approved by the US House of Representatives and is now in the Senate, where it will be considered to become law. The bill incorporates multiple policy changes that help smaller businesses, as well as improve opportunities for smaller investors. The… Read More

2025 Becomes Watershed Year for Crypto Policy as Regulatory Clarity Enables Institutional Adoption : Analysis

TRM Labs policy team’s Ari Redbord and Angela Ang were joined by TRM’s EMEA Compliance Advisor Luke Dufour for a review of what mattered most in global crypto policy in Q4 2025. As jurisdictions across the globe move from rule‑setting to execution, the crypto and… Read More

European Commission, the EU Rule Maker, Says It Needs to Make Fewer Rules

The European Commission (EC) has published a fact sheet outlining its ambition to make regulations clearer and more straightforward. The EC is run by an appointed body of policymakers that aims to establish pan-European rules to build a stronger and more cohesive Europe. This includes… Read More

DAT Financing Decisions Being Driven by Wrong Metric : Analysis

NYDIG noted that DATs or digital asset treasuries are now making billion-dollar financing moves based on rather “inconsistent, loosely defined metrics, risking major strategic missteps.” NYDIG pointed out recently in a blog post that with several companies trading right around “1x mNAV,” small changes in… Read More

FinCEN Assesses Penalty Against Paxful for “Willfully” Facilitating Suspicious Activity Involving Illicit Actors

The Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) has assessed a $3,500,000 civil money penalty against Paxful, Inc. and Paxful USA, Inc. (collectively doing business as, Paxful) for its (alleged) willful violations of the Bank Secrecy Act (BSA), the primary U.S. anti-money laundering… Read More

Stablecoins Could Enable Faster and Cost-Effective Global Payments at Scale : Analysis

The IMF noted that despite having a market cap of about 10 percent of Bitcoin, stablecoins are growing in popularity because of their interconnections with mainstream financial markets that stem from their structure and potential use cases. The IMF has also mentioned that their use… Read More

UK Finance Shares Perspective on Defining Year for Payments Infrastructure

UK Finance has reflected on what it described as a defining year for United Kingdom’s payments infrastructure ecosystem. Looking back over 2025, the team at UK Finance said that it is clear to them that this has been one of the most significant years for… Read More

DeFi Lending Needs Liquid or Stable Value Assets to Work Properly According to Mike Cagney of Figure Technologies

In a recent exchange on X, Mike Cagney, co-founder and executive chairman of Figure Technologies (Nasdaq: FIGR), dismissed real estate as a “red herring” in the push to migrate assets onto blockchain. Responding to a query about tokenizing real-world assets (RWAs), Cagney argued thar real… Read More

Blockchains Switching to Quantum Resistant Security Must Be Critical Priority : Cambridge Center for Alternative Finance Researcher

The Cambridge Centre for Alternative Finance (CCAF), Cambridge Judge Business School, has shared insights from Wenbin Wu, Research Associate at the CCAF. Wu noted that the need to upgrade to a post-quantum environment is “more urgent for blockchains than for almost any other digital system.”… Read More

German Regulator BaFin Orders Oversight and Limits on Digital Bank N26

Germany’s regulatory authority BaFin has reportedly imposed stricter oversight on digital bank N26, which now includes certain limits on new business based in the Netherlands along with the appointment of a special monitor. As widely reported, this is not the first time that N26 has… Read More

KPMG UK Comments on FCA’s Final Rules for Targeted Support

KPMG UK has commented on the Financial Conduct Authority’s (FCA) final rules on targeted support. Sharing insights and perspective on the publication of the FCA’s final rules on targeted support, Jane Wilson, Targeted Support Lead, KPMG UK, says that this is considered to be “a… Read More

Cato Institute Criticizes the OCC’s Report on Debanking as Falling Short

As was reported earlier, the Office of the Comptroller of the Currency (OCC) released a preliminary review of Debanking. The action of Debanking individuals and other organizations was a nefarious pursuit that came to light during the Biden Administration. In effect, banks would close accounts,… Read More

Capital Ideas: America’s Broken IPO Market vs. the AI Gold Rush

    Artificial intelligence is experiencing one of the most explosive investment booms in modern history. Billion-dollar seed rounds – once unthinkable – are now routine. But as former NASDAQ Vice Chair David Weild warns on the latest episode of ICAN’s Capital Ideas podcast, this… Read More

Fintechs Comment on Federal Reserve Rate Cut. Not So Hawkish

Nic Puckrin, investment analyst and co-founder of The Coin Bureau, says today’s Federal Reserve rate cut of 25 basis points was not quite as hawkish as many were expecting, with markets breathing a sigh of relief. Bitcoin and the S&P were both heading higher on the… Read More

AML and Updated Financial Crime Regulations Examined by Regtech Fenergo

2025 was an important year in anti-money laundering and financial crime regulation, and 2026 is set to bring even more challenges and complexity for financial institutions. This, according to Fenergo’s insights which were obtained from professionals that had discussed various upcoming regulatory trends and had… Read More

Congressman Introduces New Legislation to Tax Asset Backed Loans, Targets the Affluent

Congressman Dan Goldman, a Democrat from the state of New York, has introduced new legislation that takes aim at the affluent. The ROBINHOOD Act (H.R.9298) is a proposed tax that claims to ensure the wealthy “pay their fair share,” a frequent mantra of the left…. Read More

Web3 Thoughts of the Week: Bitcoin Edition

Bitcoin poised to outperform NASDAQ, gold when risk appetite rebuilds? “Bitcoin has already been hit with a far more aggressive reset than equities or gold. This matters, because when risk appetite improves, the assets that have corrected the most tend to respond first and fastest…. Read More

Elon Musk, X, Hit with EU Fine Due to Allegations of Digital Services Act Transgressions

The European Union has fined Elon Musk and his company X €120 million (~$140 million) for claims that X violated the Digital Services Act.  The DSA can impose penalties on platforms and individuals if they are deemed to have enabled “illegal content.”  Platforms must also open up data to amorphous… Read More

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