Opinion

Editorial opinions and perspective on Fintech.

Blockchain Adoption May Redefine Ownership and Settlement in the Digital Economy : Analysis

Blockchain technology is reshaping the global financial and technological landscape, emerging as a force that potentially redefines how we think about ownership, settlement, and economic systems. A recent analysis from a16zcrypto highlights the profound impact of blockchains, describing them as a programmable, open, and inherently… Read More

Equity Ownership Could Serve as Tool to Rebuild Middle-Class Wealth : Analysis

Equity ownership has emerged as somewhat of a transformative tool for rebuilding middle-class wealth, offering employees a direct stake in the success of the companies they help build. This, according to insights from  Srikanth Narayan, CEO and Founder at Cache. By granting workers shares in… Read More

Ethereum’s Recent Edge Over Bitcoin: Key Drivers of ETH Outperformance According to JPMorgan Analysts

In recent weeks, Ethereum has surged ahead of Bitcoin in market performance, catching the attention of investors and analysts. A team of JPMorgan analysts, led by managing director Nikolaos Panigirtzoglou, has identified several factors that they think are now fueling Ethereum’s run. These include the… Read More

Fed Now Expected to Cut Interest Rates in September Following Chair Powell’s Speech

In a speech delivered at Jackson Hole today, Federal Reserve Chairman Jerome Powell messaged a possible rate cut next month. As data has been contradictory regarding whether inflation was at risk of rising or unemployment heading lower, expectations for a rate cut in September have… Read More

Bitcoin (BTC) Bull Market Far From Over, Despite Recent Dip : Analysis

The cryptocurrency market is no stranger to volatility, and Bitcoin’s (BTC) recent pullback from its all-time high of $124,000 has sparked heated discussions. Some market commentators and media outlets are quick to proclaim the end of the Bitcoin bull market, always (somewhat prematurely) questioning whether… Read More

EverC’s Melissa Sutherland on How to Combat Emerging BNPL Fraud Threats

As Buy Now, Pay Later (BNPL) becomes more common and its use spreads to more sectors, it’s attracting more bad actors who are leveraging Artificial Intelligence (AI) while learning from one another. That makes stopping them more challenging. EverC is at the forefront of the BNPL fraud… Read More

Figure Technologies CEO Says Blockchain Tech May Significantly Enhance Mortgage Markets

In a call to modernize the mortgage industry, Michael Tannenbaum, CEO of Figure Technologies, argues that blockchain technology, not outdated federal interventions, holds the key to transforming mortgage markets for the better. In a recent statement on Figure’s official site, Tannenbaum outlined a vision for… Read More

No Crime Committed in OpenSea, NFT Insider Trading Case: Former SEC Attorney Comments

In the summer of 2022, NFT (non-fungible token) platform OpenSea saw a former employee charged with pursuing a digital asset insider trading ploy. The former Product Manager was arrested and charged with wire fraud and money laundering. As outlined by the US Department of Justice,… Read More

Capital Ideas: Why We Can’t Trust Inflation Data, and How Blockchain Fixes It

In an era defined by distrust in traditional institutions, the economic scoreboard Americans rely on—government-issued statistics like the Consumer Price Index (CPI) and Producer Price Index (PPI)—is under growing scrutiny. With inflation impacting everything from grocery bills to mortgage rates, the accuracy and timeliness of… Read More

Stablecoin Adoption: Key Milestones Reshaping Finance According to Blockchain and Web3 Professional

The passage of the GENIUS Act seemingly marks a turning point for stablecoins, potentially setting the stage for a transformation in how money moves and markets operate. Mike Cagney, Co-Founder and Executive Chairman at Figure Markets, outlines several milestones in the evolution of stablecoins that… Read More

Shielded Technologies CEO Explains How “Programmable” Privacy Can Enhance Blockchain and Web3 UX

The U.S. Supreme Court’s decision to uphold the IRS’s access to Coinbase (NASDAQ: COIN) user data without a warrant marks a pivotal moment for crypto. While technically a procedural case, it carries bigger implications: in an industry built on decentralization and individual autonomy, user privacy is… Read More

Web3 Discusses Recent Crypto Movement: Bitcoin, Ethereum, More

The Web3 community had plenty to share about Ethereum, Bitcoin and altcoins this week. Bitcoin “The current outlook for Bitcoin and the broader crypto market over the next six to eight weeks is one of range-bound trading, with limited upside expected in the short term…. Read More

Fintechs, Crypto Firms Ask Trump to Enable No Fee Open Banking

Mr. Potter Banker Banking (1)

Open banking (or Open Finance) is a global concept that states financial data generated by users should be transferable if the customer or business approves. In other words, the user owns the data and not the bank. In the UK, this is mandated, making it… Read More

Executive Order Hopefully Ends the Nefarious Activity of Debanking for Political Reasons

Debanking, or compelling financial services firms to close accounts due to allegations of disfavored associations such as political affiliations, is hopefully at an end. During the Biden Administration, there were too many reports of individuals and businesses finding their banks had decided to shutter their… Read More

Rate Cut on the Way? CPI About What Expected

Earlier today, inflation numbers were released, and the rate of increase landed about where expected. The CPI increased by 2.7% in July on an annual basis. The core CPI, removing food and energy, was a bit hotter at 3.1% in July 2025 from July 2024…. Read More

SEC Ripple Lawsuit at an End, SEC Chairman Paul Atkins, Commissioner Hester Peirce Rejoice

How things have changed at the Securities and Exchange Commission (SEC). During the last administration, digital assets were vilified to an extreme. While telling crypto innovators to come in and chat, the offer was viewed as more of a trap. Some in the cryptosphere simply… Read More

Secondaries Surge: Why Private Securities Markets Will Never Be the Same

Over the last decade, private markets soared. Unicorns flourished, LPs [limited partners] piled in, and returns trounced public benchmarks. However, that era, marked by blind-pool trust and frictionless exits, is ending. What’s emerging is more sophisticated, more structured, and ultimately more sustainable. At the heart… Read More

Crowdfunding Professional Association (CfPA) Slams Republic’s “Mirror Token” Offerings

Republic, the largest online capital formation platform in the world, has recently introduced a new product for investors. “Mirror Tokens” are digital assets that provide access for smaller investors to participate in private securities that are typically inaccessible to them. The Mirror Tokens pair with… Read More

Bitcoin’s Vanishing Volatility May Signal New Phase for the Digital Asset, According to Analysts

Bitcoin (BTC) has long been synonymous with major price swings, drawing in retail and institutional investors with its high risk and even higher rewards appeal, according to an analysis shared by digital assets investors Anthony Pompliano. For retail investors, the allure was buying low before… Read More

Capital Ideas: Can Retail Investors Catch the Unicorns Before They Fly?

Breaking the Wealth Barrier: A New Vision for Retail Participation in Private Equity Over the course of this podcast, I’ve had the privilege of speaking with some of the most forward-thinking minds in capital formation, Fintech, and policy. But every so often, a guest brings… Read More

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