Politics, Legal & Regulation

Policy and regulations impacting innovations in Finance.

CFTC to Defer to Sports Leagues as NFL Pushes for Stricter Prediction Market Rules

The National Football League (NFL) is pressing prediction market platforms to halt certain high-risk event contracts, prompting the Commodity Futures Trading Commission to signal it will largely follow the leagues’ lead on what constitutes acceptable trading. In letters sent to CFTC-registered operators this week, the… Read More

PRA Fines The Bank of London and Its Parent Oplyse Holdings Limited for Alleged Breaches of Integrity and Misleading Regulator on Capital Position

The UK’s Prudential Regulation Authority (PRA) has imposed a £2 million fine on The Bank of London Group Limited and its parent company, Oplyse Holdings Limited—previously known as The Bank of London Group Holdings Limited—following an investigation into multiple serious shortcomings. The firms were found… Read More

Digital-Only Business Banking Startup Valt Granted De Novo Charter by OCC

Valt has achieved conditional approval for a national banking charter from the Office of the Comptroller of the Currency (OCC). The purely online business banking provider, helmed by a leadership team drawn from former US Bank executives, stands on the threshold of operating as a… Read More

Mined in America Act Aims to Bring Crypto Mining to the US

The Mined in America Act is new legislation that aims to encourage digital asset mining in the United States. Sponsored by Republican Senators Bill Cassidy and Cynthia Lummis, the legislation would direct the US Department of Commerce to establish a voluntary certification program for crypto… Read More

Rising Credit Woes Follow Expansion of Legal Sports Betting Across the US : Analysis

The rollout of legal sports wagering in the United States has brought an unexpected side effect: a sharp increase in financial strain for many bettors. What began as a push for regulated gambling markets has coincided with growing signs of credit distress, particularly among younger… Read More

US Department of Labor Issues New Rules to Enable Alternative Assets in 401Ks

The US Department of Labor has proposed new rules to enable savers to include alternative assets in 401K plans. In the US, 401(k)s are the main retirement vehicles for savers. While some pensions remain, the majority of professional use either a 401K, typically sponsored by… Read More

Democrats Tell CFTC to Stop Insider Trading by Federal Employees on Prediction Markets

A group of Democratic politicians has joined to demand that the Commodity Futures Trading Commission (CFTC) stop federal employees from engaging in “insider trading” on prediction markets. Led by Senators Elizabeth Warren, Amy Klobuchar, Jeff Merkley, and Representatives Maxine Waters and Angie Craig, the group… Read More

New Political Action Committee, Blockchain Leadership Fund, Aims to Advance Digital Asset Policy Just as CLARITY Act is Being Held up by Banks

The Blockchain Leadership Fund (BLF) is a new Political  Action Committee (PAC) that aims to advance digital asset policy, just as legacy banks are holding up the CLARITY Act due to fears of new competition from blockchain firms. The CLARITY Act, or crypto market infrastructure legislation, is… Read More

Plume Shares Update on Tokenization

Plume, a tokenization platform supporting digital real-world assets (RWAs), recently shared an update on the platform’s performance. Plume was founded in 2023 as a layer 2 blockchain focused on RWAs. The company was founded by CEO Chris Yin, previously at Rainforest and Scale Ventures; CBO Teddy… Read More

SEC Small Business Capital Formation Advisory Committee to Meet in April

The Securities and Exchange Commission, Small Business Capital Formation Advisory Committee (SBCFAC), is scheduled to reconvene on April 28th. The meeting will be livestreamed and available to the public. At the last SBCFAC gathering, in February, the group discussed issues like Finders and secondary markets… Read More

FTC Chair Issues Warning Letters to CEOs of PayPal, Stripe, Visa, Mastercard About Debanking US Consumers

In a move to safeguard consumers’ access to financial services, Federal Trade Commission (FTC) Chairman Andrew N. Ferguson has dispatched formal warning letters to the chief executives of PayPal (NASDAQ: PYPL), Stripe, Visa (NYSE: V), and Mastercard (NYSE: MA). Issued on March 26, 2026, the notices highlight growing worries over reports that these… Read More

Binance Australia Derivatives Ordered to Pay AUD 10M Fine for Onboarding Failures That Led to Millions in Client Losses

The Federal Court has ordered Oztures Trading Pty Ltd, operating as Binance Australia Derivatives, to pay a A$10 million civil penalty for widespread failures in classifying clients during a nine-month period in 2022–2023. The company, part of the global Binance Group—the world’s largest cryptocurrency exchange… Read More

Indonesia Fines 97 P2P Lenders $44M Over Cartel Practices

Indonesia’s antitrust agency has fined 97 peer-to-peer lending companies a combined Rp755 billion ($44.6 million) after finding them guilty of coordinating interest-rate practices in a cartel scheme, according to a report by The Jakarta Post. The Business Competition Supervisory Commission, or KPPU, said the lenders… Read More

Custodia Bank Clarifies Fed Master Account Listing as Hazel Network Partnership Advances

Custodia Bank has issued a clarification regarding its recent appearance in the Federal Reserve’s updated master account database. The announcement, published on the bank’s website, emphasizes that the listing as a “new” applicant for a master account at the Dallas Fed does not represent a… Read More

UK Government Announces Sanctions Against Xinbi, a Chinese-Language Crypto Marketplace in Escalating Fight Against Scam Networks

In a decisive step announced on March 26, 2026, the UK government has imposed sanctions on Xinbi, a prominent Chinese-language online platform that functions as a key enabler of cryptocurrency-fueled fraud operations across Southeast Asia. The Foreign, Commonwealth and Development Office (FCDO) described Xinbi as… Read More

Canada Set to Ban Cryptocurrency Contributions to Political Campaigns

Canada is set to prohibit cryptocurrency contributions to federal political campaigns, mirroring a recent step taken by the United Kingdom to curb similar risks. The proposed legislation, known as Bill C-25 or the Strong and Free Elections Act, was tabled in Parliament on March 26… Read More

Turkey Removes Crypto Tax Plan From Sweeping Bill Amid Political Opposition

Turkey’s parliament has dropped proposed cryptocurrency tax measures from a sweeping omnibus bill after opposition parties pushed back against the plan, Hurriyet Daily News reported. Lawmakers gathered under Deputy Speaker Celal Adan to debate the broad bill, which includes tax policy changes, defense spending measures… Read More

Goliath Ventures Files for Bankruptcy Following CEO’s Arrest in Alleged $328 Million Ponzi Scheme

Earlier this month, the web3 and crypto sector has suffered another setback with the Chapter 11 bankruptcy filing of Goliath Ventures, a Florida-based firm previously known as Gen-Z Venture Firm. Its founder and former CEO, Christopher Delgado, was arrested by federal authorities on charges of… Read More

California Prohibits State Officials from Insider Trading on Prediction Market Platforms

California Governor Gavin Newsom has taken decisive action to safeguard public integrity by issuing an executive order that explicitly forbids state appointees from exploiting confidential information for financial gain on prediction market platforms. Signed on March 27, 2026, the directive immediately reinforces longstanding ethics standards… Read More

Ripple Labs CEO Comments on Post-Acquisition Expansion, Shares Outlook on Crypto Regulation

Ripple Labs Chief Executive Officer Brad Garlinghouse offered a detailed assessment of his company’s trajectory following a string of strategic purchases. He described the firm’s progress as steady, pointing to strengthened operational capabilities and broadened market presence that have emerged directly from those integrations. According… Read More

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