Politics, Legal & Regulation

Policy and regulations impacting innovations in Finance.

Digital Assets Firm Gemini Obtains US License for Prediction Markets

Gemini Space Station, Inc. (NASDAQ:GEMI) announced that Gemini Titan, LLC (Titan), an affiliate, reportedly received a Designated Contract Market (DCM) license from the Commodity Futures Trading Commission (CFTC), which will enable Gemini to start offering prediction markets to U.S. customers. Gemini had first applied for… Read More

Fintechs Comment on Federal Reserve Rate Cut. Not So Hawkish

Nic Puckrin, investment analyst and co-founder of The Coin Bureau, says today’s Federal Reserve rate cut of 25 basis points was not quite as hawkish as many were expecting, with markets breathing a sigh of relief. Bitcoin and the S&P were both heading higher on the… Read More

Blockchain Association, Ava Labs Pitch Two Categories of “Protocol Tokens” to SEC: Regulation PT

The Blockchain Association and Ava Labs recently visited with the Securities and Exchange Commission’s Crypto Task Force to discuss the topic of two types of “protocol tokens,” as the Commission works toward creating a regulatory approach toward tokenization. Regulation PT These digital assets break down… Read More

US Federal Reserve Cuts Rates by 25 bps, Markets Look to the Future

As just about everyone anticipated, the US Federal Reserve cut its benchmark rates by 25 basis points, with the targeted range now at 3.50% to 3.75%. The Federal Open Market Committee noted that job gains have slowed and unemployment has moved up slightly; meanwhile, economic… Read More

Here is the Current List of House Legislation Addressing Artificial Intelligence (AI) in Financial Services

Today, the House Financial Services Committee is holding a hearing on Artificial Intelligence (AI). Entitled From Principles to Policy: Enabling 21st Century AI Innovation in Financial Services, the following individuals are testifying: Jeanette Manfra, Vice President and Global Head of Risk & Compliance, Google Cloud Tal… Read More

American Fintech Council Supports House Legislation on Artificial Intelligence and Financial Services

The House Financial Services Committee is advancing legislation aimed at providing guardrails for the utilization of artificial intelligence (AI). The Unleashing AI Innovation in Financial Services Act (HR 4801) will seek to create AI Innovation Labs that allow individuals to experiment with AI without the… Read More

US Digital Asset Regulatory Environment Matured in 2025, Providing Clearer Guidelines : Analysis

The U.S. digital asset regulatory environment has transformed considerably in 2025 to provide a clearer statutory framework, according to an update from CertiK. New federal legislation and administrative reforms are now more aligned around how digital assets are being issued, traded, and custodied. CertiK noted… Read More

Crypto Exchange Binance Secures Global License Under ADGM Framework

Binance, which claims to be the world’s largest cryptocurrency exchange by trading volume and users, announced a regulatory update: The Financial Services Regulatory Authority (FSRA) of ADGM, the international financial centre of Abu Dhabi, the Capital of the UAE, has approved the authorisation of Binance’s… Read More

Congressman Introduces New Legislation to Tax Asset Backed Loans, Targets the Affluent

Congressman Dan Goldman, a Democrat from the state of New York, has introduced new legislation that takes aim at the affluent. The ROBINHOOD Act (H.R.9298) is a proposed tax that claims to ensure the wealthy “pay their fair share,” a frequent mantra of the left…. Read More

Sign’s Xin Yan Discusses Governments’ Growing Interest in Blockchain-Based Systems

When governments participate in blockchain development, whether it be for payments or identity, it sends a powerful acceptance message to the industry. Sign is one company that has received the message loud and clear. Backed by Binance’s CZ via YZi Labs, Sequoia, and Circle, Sign… Read More

Access to Cash Consultation Launched by Central Bank of Ireland

The Central Bank of Ireland has launched a public consultation on the implementation of their new Access to Cash responsibilities. Deputy Governor Vasileios Madouros said that amid a fast-evolving payments landscape, the Central Bank of Ireland is committed to “making sure that cash continues to… Read More

Philippine Regulator Drafts Sukuk Framework to Deepen Islamic Capital Market

The Philippine Securities and Exchange Commission has sought public comment on proposed rules that would set a regulatory framework for sukuk, as Manila tries to broaden funding options and deepen its capital markets through Islamic finance. In a draft memorandum circular issued on Nov. 26,… Read More

Elon Musk, X, Hit with EU Fine Due to Allegations of Digital Services Act Transgressions

The European Union has fined Elon Musk and his company X €120 million (~$140 million) for claims that X violated the Digital Services Act.  The DSA can impose penalties on platforms and individuals if they are deemed to have enabled “illegal content.”  Platforms must also open up data to amorphous… Read More

SEC Crypto Task Force Updates on Privacy, Surveillance Roundtable

The Securities and Exchange Commission’s Crypto Task Force has provided an update for a roundtable gathering scheduled for December 15th. The gathering will address financial surveillance and privacy. SEC Commissioner Hester Peirce, leader of the Crypto Task Force, said new technologies provide an opportunity to… Read More

Pakistan Signals Tighter Crypto Oversight After Talks with Binance

Pakistan said it is pressing ahead with plans to regulate digital assets after senior officials met a delegation from cryptocurrency exchange Binance led by global CEO Richard Teng, as the South Asian nation tries to bring oversight to one of the world’s most active retail… Read More

Bitnomial Introduces US Leveraged Retail Spot Crypto Exchange

Bitnomial, Inc., a U.S. derivatives exchange company, announces the planned launch of the leveraged retail spot crypto exchange operating under CFTC regulation via its Designated Contract Market (DCM), Bitnomial Exchange, LLC, and Derivatives Clearing Organization (DCO), Bitnomial Clearinghouse, LLC. Retail and institutional traders benefit from… Read More

Turkmenistan Legalises Crypto Mining, Sets Licensing for Exchanges Under New Law

Turkmenistan has passed a law legalising and regulating digital assets, including licensing for cryptocurrency exchanges and crypto mining companies, a rare policy opening in one of the world’s most closed economies. The state media said President Serdar Berdymukhamedov signed the “Law on Virtual Assets” on… Read More

France’s AMF Aims to Streamline IPO Process, Drawing Motivation from Foreign Best-Practices

The AMF in France is reportedly updating its existing doctrine as well as ongoing practice in order to modernise key processes and make launching an IPO in France more appealing. While maintaining a system that addresses investors’ concerns, the AMF said that is is now… Read More

Legislation Moves Forward that Addresses Discriminatory Definition of an Accredited Investor, Access to Capital

The Increasing Investor Opportunities Act of 2025 (or Invest Act) is moving forward as the House Rules Committee has updated the legislation this week. HR 3383 aims to improve access to capital while boosting opportunity for investors, including by addressing the current discriminatory nature of… Read More

Coinbase Executive Says Tokenization Will Give New Life to Reg A, Reg CF

Scott Bauguess, Vice President of Global Regulatory Policy at Coinbase  (NASDAQ:COIN), sees tokenization, or the digitization of securities, as benefiting Reg A and Reg C, bringing new life to these securities exemptions. Bauguess understands these markets well, as he was previously at the Securities and Exchange… Read More

Send this to a friend