Politics, Legal & Regulation

Policy and regulations impacting innovations in Finance.

Russian Authorities Impose Long-Term Ban on Crypto Mining in Moscow and Surrounding Areas

Russian officials have enacted a significant expansion of restrictions on digital currency mining, targeting the nation’s capital and nearby territories in a move driven by concerns over electricity demand. Under a government resolution, activities involving the extraction of cryptocurrency, including involvement in mining pools, will… Read More

Grayscale Investments Calls for Senate Vote on the CLARITY Act Legislation Before Recess

Grayscale Investments, known as one of the more active platforms dedicated to digital asset investments based on assets under management as of late July 2026, has appealed to the US Senate urging lawmakers to schedule a full chamber vote on the Digital Asset Market Clarity… Read More

IRS Warns Crypto Holders about Fake Official Letters Targeting Digital Assets Holdings and Personal Data

The US Internal Revenue Service (IRS) has issued a fresh warning to cryptocurrency owners about a sophisticated mail-based fraud campaign. Criminals are circulating counterfeit notices that closely resemble official agency correspondence, with the goal of tricking recipients into surrendering personal details or digital assets. According… Read More

Digital Asset Innovators Already Moving Offshore as Crypto Legislation, the CLARITY Act, Stalls in the Senate: Report

Coinbase (NASDAQ:COIN) recently alluded to the potential for digital asset innovators to move operations offshore if the CLARITY Act does not become law. This has been an issue for years and more welcoming jurisdictions have benefited from the inability of Congress to approve crypto legislation… Read More

Agencies Issue Joint Proposal Amending the Community Reinvestment Act Rules

This post was originally published on OCC.gov WASHINGTON—The Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation (the agencies) today proposed targeted changes to their current rules implementing the Community Reinvestment Act (CRA) to better align with the statutory mandate; better… Read More

Unlimit Secures MiCA Authorization for Pan- European Digital Assets Services

Global financial infrastructure provider Unlimit has obtained a Crypto-Asset Service Provider (CASP) license, enabling it to deliver regulated digital-asset services throughout the European Union under a unified framework. The authorization was granted to Unlimit Crypto by the Cyprus Securities and Exchange Commission (CySEC) under the… Read More

New York Regulators Target Prediction Markets Platform Kalshi Platform in Illegal Gambling Lawsuit

New York regulatory authorities have taken legal action against the prediction markets operator Kalshi, accusing it of running an unlicensed gambling business within the state. On July 31, 2026, Governor Kathy Hochul and Attorney General Letitia James announced that the state filed a petition against… Read More

FCA Shares Update on Stablecoin Sprint

Earlier this year, the UK Financial Conduct Authority (FCA) completed a “Stablecoin Sprint” to better understand the emerging digital currency market. The initiative included about 75 participants, including traditional finance and Fintechs, addressing payments and transfers. This past week, the regulator provided an update on… Read More

SEC Small Business Capital Formation Advisory Committee (SBCFAC) to Revisit Improvements to IPO Market Following Shortened Meeting

The Securities and Exchange Commission, Small Business Capital Formation Advisory Committee (SBCFAC), will continue its discussion on initial public offerings (IPOs) next week due to a truncated meeting that took place on July 21st. The meeting, which will be livestreamed on the SEC website, will… Read More

OCC Releases CRA Performance Evaluations for 14 National Banks and Federal Savings Associations

This post was originally published on OCC.gov WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of July 1, 2026, through July 30, 2026. Under the CRA, the… Read More

SEC Small Business Forum Recommends Raising Reg CF Funding Cap to $20 Million, Other Key Changes to Improve Access to Capital

The Securities and Exchange Commission held its annual Small Business Forum back in March of this year. This past week, the SEC published recommendations from participants in the gathering. These recommendations are available here. Several of the suggestions impact online capital formation, including Reg CF…. Read More

OCC Continues Community Bank Comeback with Revised CBLR Framework

This post was originally published on OCC.gov $64 billion to be freed up to support Main Street lending95% of community banks are eligible for CBLR framework WASHINGTON—The Office of the Comptroller of the Currency today issued a revised compliance guide for the community bank leverage… Read More

SEC Small Business Forum Publishes Annual Report on Capital Formation

The Securities and Exchange Commission has published its annual report derived from its 45th Small Business Forum. Hosted by the Office of the Advocate for Small Business Capital Formation, the report is based on a meeting held this past March. While frequently the recommendations provided… Read More

The CLARITY Act: Banks Have a Simple Way to Beat Crypto Firms and Stablecoin Issuers: It’s Called Competition.

Mr. Potter Banker Banking (1)

The banking industry continues to pound away at the CLARITY Act, the crypto infrastructure legislation that will set the path for the US to dominate the global digital asset industry. The banking industry’s opposition to the bill is based on FUD. There is a simple… Read More

EU Includes Crypto Platform HTX in Latest Russia Sanctions Package, Imposing Transaction Ban from Late August

The European Union has expanded its restrictive measures targeting Russia’s financial networks by adding the cryptocurrency platform HTX to a list of entities facing transaction prohibitions. This step forms part of the bloc’s 21st sanctions package against Russia, adopted in response to the ongoing conflict… Read More

Russia Accuses Telegram Founder Pavel Durov of Aiding Terrorism and Issues Arrest Warrant

Russia’s Federal Security Service has formally accused Pavel Durov, the founder of the popular messaging platform Telegram, of facilitating terrorist activities and has issued an international arrest warrant for him. On July 29, 2026, the FSB announced that Durov, who heads Telegram’s administration, faces charges… Read More

State Attorneys General Challenge CFTC Authority Over Sports Prediction Markets

A bipartisan alliance of attorneys general from 44 states has formally challenged the Commodity Futures Trading Commission’s (CFTC) efforts to oversee sports-linked prediction markets, asserting that the agency possesses no legal power to do so. In a detailed comment letter submitted as the public feedback… Read More

Truflation Reports 0% PCE Inflation Month Over Month, 3.3% for the Year

As the US Federal Reserve, Federal Open Market Committee (FOMC) meets today to determine benchmark rates, alternative inflation measure Truflation is out with a report on what its data indicates. Truflation’s June PCE forecast projects flat headline inflation of 0.0% month-on-month and 3.7% year-on-year. Core… Read More

US Federal Reserve Expected to Announce “Hawkish Hold” Today

The US Federal Reserve, Federal Open Market Committee (FOMC) will announce its rate decision later this afternoon. Market observers believe the Fed will not change rates, with one strategist predicting a “Hawkish Hold” even as the conflict in the Middle East expands. Matthew Ryan, Head… Read More

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