Tagged: lending

December 4, 2025 @ 8:12 am By Omar Faridi  |  

UK Finance has recently released its latest Household Finance Review for Q3 2025, which explores trends in overall household spending, savings as well as borrowing. Mortgage lending activity returned to growth in Q3, after a quieter second quarter caused by many transactions having been brought… Read More

December 1, 2025 @ 9:12 am By Omar Faridi  |  

UK Finance noted that gross buy-to-let lending totaled £37.3 billion over the past calendar year — which is considered to be a sign of resilience in a market navigating increasing economic volatility as well as significant regulatory changes. UK Finance has also mentioned in a… Read More

November 28, 2025 @ 6:47 am By Omar Faridi  |  

Investec Alternative Investment Management (IAIM), a subsidiary of Investec Bank plc, and Carlyle AlpInvest, a global private markets manager, announced the launch of Investec’s European senior debt fund, Investec Senior Debt Fund I (SDF I), a private credit fund with “approximately €400m of investable capital… Read More

November 23, 2025 @ 8:03 pm By Omar Faridi  |  

Analytics software provider FICO (NYSE: FICO) announced a partnership with Plaid, a financial data network, in order to enable the so-called next generation of the cash flow UltraFICO Score. This solution will combine the FICO Score, used by US lenders, with real time cash-flow data… Read More

November 23, 2025 @ 1:58 pm By Omar Faridi  |  

Kaaj, an agentic AI credit intelligence platform that simplifies small business lending, announced it secured $3.8 million in seed funding led by Kindred Ventures, with contributions from Better Tomorrow Ventures and others. Established in 2024, Kaaj’s aim / goal is to expand access to affordable… Read More

November 22, 2025 @ 10:16 am By Omar Faridi  |  

Wealthfront, a key player in the consumer fintech space known for building saving and investing products, has recently announced access to Wealthfront Home Lending. This offering brings Wealthfront’s software-powered approach to the mortgage process, assisting clients with accessing low rates as well as self-serve applications,… Read More

November 19, 2025 @ 1:28 pm By Omar Faridi  |  

Tether, which claims to be one of the largest companies in the digital asset industry, announces an investment in Ledn, one of the global market leaders in consumer bitcoin-backed loans. The investment underscores Tether’s commitment to building real-world financial infrastructure that empowers individuals and businesses… Read More

November 19, 2025 @ 8:40 am By Omar Faridi  |  

Assetz Capital is pleased to announce a new partnership between their firm and Cambridge & Counties Bank (CCB), making £150 million available to fund SME residential developments across the UK. This collab brings together two UK lenders with shared values around steady growth, regional expertise,… Read More

November 18, 2025 @ 12:16 am By Omar Faridi  |  

Viola Credit, a global alternative credit asset manager with $4 billion in AuM to date, announced the launch of a Growth Lending fund dedicated to the European tech market. The fund, targeted at €300 million, has completed its first close with commitments from “a mix… Read More

November 17, 2025 @ 11:09 pm By Omar Faridi  |  

Experian, a global firm focused on data and technology, announced the Experian Credit + Cashflow Score. The model combines Experian’s credit, alternative and trended data, and consumer-permissioned banking information into a “singular score.” Scott Brown, Group President, Financial and Marketing Services for Experian North America… Read More

October 29, 2025 @ 7:48 am By Omar Faridi  |  

Barclays PLC announces its wholly-owned US consumer banking subsidiary, Barclays Bank Delaware, has agreed to acquire Best Egg, Inc. for $800 million. Completion of the transaction is currently said to be subject to required regulatory approvals as well as other customary conditions. Best Egg is a US D2C personal loan… Read More

October 20, 2025 @ 3:55 pm By Tony Zerucha  |  

SecureLend this week announced the commercial launch of its AI-powered lending platform, designed to make loan origination up to 10 times faster and 60% more cost-efficient for community banks, factoring companies, and alternative lenders. The Delaware-based fintech said it is the first to introduce a large language model (LLM)-agnostic architecture, enabling institutions… Read More

October 19, 2025 @ 6:44 pm By Omar Faridi  |  

Fintech Plaid noted that the data that makes up a consumer’s complete financial picture is more complex than it has ever been before. According to a blog post from Plaid, income is now more variable, expenses tend to fluctuate, and financial activity is spread across… Read More

October 6, 2025 @ 3:51 am By Omar Faridi  |  

We recently connected with Sidney Powell, Co-founder and CEO at Maple Finance, an on-chain asset manager with experience in traditional finance and the crypto sector. During our conversation, Powell explained that Maple Finance combines capital markets expertise with DeFi tech in order to power a… Read More

September 28, 2025 @ 3:26 pm By Omar Faridi  |  

Grays Peak Capital, a boutique investment firm specializing in government and defense sectors, has announced the launch of its Grays Peak Private Credit Fund II, targeting $500 million in capital commitments. This expansion underscores the seemingly growing appetite for tailored financing solutions that enable contractors… Read More

September 18, 2025 @ 1:51 am By Omar Faridi  |  

In a boost for the UK’s small and medium-sized enterprise (SME) financing sector, Funding Circle Holdings plc  (LSE: FCH) has announced a partnership renewal that will propel it past the £3 billion total financing milestone. The development, revealed on September 17, 2025, underscores the fintech’s… Read More

September 13, 2025 @ 2:20 pm By Omar Faridi  |  

The UK’s small and medium-sized enterprises (SMEs) are experiencing a boost in financial support, while the financial services industry is addressing critical regulatory changes. Recent updates from UK Finance highlight these developments: a notable increase in SME lending and the release of a position paper… Read More

September 1, 2025 @ 9:32 pm By Omar Faridi  |  

A recent analysis by TransUnion (NYSE: TRU), a global firm focused on consumer credit reporting, has uncovered a significant correlation between rising payment-to-income (PTI) ratios and increasing mortgage delinquency rates, offering lenders a critical early warning tool to manage financial risk. Released on August 28,… Read More

August 19, 2025 @ 9:44 pm By Omar Faridi  |  

The decentralized finance landscape is evolving and Aave, a key part of the DeFi ecosystem, is focused on its upcoming Aave V4 upgrade. Unveiled as a key milestone in Aave’s 2030 roadmap, Aave V4 introduces a  Hub and Spoke architecture, potentially reshaping how DeFi lending… Read More

August 18, 2025 @ 8:15 am By Omar Faridi  |  

In its latest report for Q2 2025, UK Finance has released updated data on mortgage arrears and possessions, shedding light on the state of the UK mortgage market amidst ongoing economic uncertainties. The report highlights a continued decline in mortgage arrears for both homeowner and… Read More