Tagged: perspective

February 4, 2025 @ 12:52 pm By JD Alois  |  

This week, Rohit Chopra was booted from the Consumer Financial Protection Bureau (CFPB) and replaced by acting CFPB Director, Secretary of the Treasury Scott Bessent.  The CFPB has been a controversial bureaucracy from its inception, and some supporters of Fintech innovation have chafed at the… Read More

February 4, 2025 @ 9:59 am By JD Alois  |  

A growing number of firms are choosing to incorporate or move their state of incorporation to other states besides Delaware, at least if you believe comments on social media. It appears that Nevada and Texas are on the rise as Delaware has lost some of… Read More

February 3, 2025 @ 8:45 am By Omar Faridi  |  

The private equity landscape is evolving rapidly, driven by shifting market dynamics, policy changes, and emerging investment opportunities. Factors like increased deal flow, advancements in AI and technology, and a renewed focus on sustainability are expected to shape investment strategies and competitive positioning. Cyrus Nikou,… Read More

January 30, 2025 @ 1:58 pm By JD Alois  |  

Several years back, the European Union approved the European Crowdfunding Service Providers Regulation (ECSPR), which enabled issuers to raise funds across all EU member states. Under the rules, an issuer could raise up to €5 million for an offering listed on a regulated securities crowdfunding… Read More

January 30, 2025 @ 8:11 am By Omar Faridi  |  

Kirsty Rutter, the Fintech Investment Director at Lloyds Banking Group, highlights the key trends expected to shape the fast-evolving fintech industry in 2025. Despite various challenges, the UK fintech sector has demonstrated resilience and innovation, Rutter noted in a blog post. Kirsty Rutter from Lloyds… Read More

January 27, 2025 @ 1:19 pm By JD Alois  |  

ICAN, or Investors Choice Advocates Network, is a non-profit that advocates on behalf of underserved investors and those individuals deemed to be unfairly targeted by the Securities and Exchange Commission. ICAN supports investors’ rights, which sometimes suffer from too much government and too little freedom…. Read More

January 24, 2025 @ 10:59 am By JD Alois  |  

President Donald Trump sent a memorandum to the incoming Secretary of the Treasury announcing the end of the Global Tax initiative established under the Biden Administration. There are many reasons why the Global Tax was a bad deal to begin with, and Trump’s action is… Read More

January 22, 2025 @ 12:26 pm By JD Alois  |  

The new Trump administration has moved quickly to reverse the Biden administration’s anti-digital asset innovation policies. This week, Commissioner Mark Uyeda was selected as the acting Chair of the SEC. His first act was to create a Crypto Task Force led by Commissioner Hester Peirce,… Read More

January 22, 2025 @ 11:18 am By JD Alois  |  

CI has received comments from Ruslan Lienkha, chief of markets at YouHodler, a regulated Virtual Asset Service Provider (VASP), regarding the new Trump administration and its impact on digital assets. President Trump is well known for his support of crypto, and markets have responded positively… Read More

January 17, 2025 @ 11:24 am By JD Alois  |  

MiCA, or markets in crypto markets regulation, aims to create bright-line rules in Europe to enable digital asset innovation. While not regulating digital securities, MiCA covers just about everything else, including stablecoin regulation. The EU wants to encourage the development of new products and services… Read More

January 8, 2025 @ 12:06 pm By JD Alois  |  

EuroCrowd, a pan-European association advocating on behalf of online capital formation in the EU, sees investment crowdfunding as playing a key role in supporting the EU’s capital markets objectives. The key aspect to creating the European Union was the free movement of goods and services,… Read More

January 7, 2025 @ 12:38 pm By JD Alois  |  

UK AIM listings of firms valued at over £1 billion are at a 9-year low, notes Myles Milston, CEO and co-founder of a capital markets technology company, Globacap. According to recent data, just six firms top that amount. In an article in Proactive Investor,  AIM… Read More

January 3, 2025 @ 10:14 am By Omar Faridi  |  

Gilles Gade, Founder and CEO at Cross River Bank, said that when he thinks of 2024, he’s reminded of a quote by the Austrian philosopher Viktor Frankl: “When we are no longer able to change a situation – we are challenged to change ourselves.” As… Read More

December 31, 2024 @ 1:56 pm By Timothy Li  |  

FINTECH in 2025! It’s been a whirlwind since my last Fintech predictions for 2024. I forecasted AI ubiquity, the end of BaaS, digital twinning, and Elon Musk’s ambition to dominate Fintech. Some of these predictions came true, others fell flat, but as they say, truth… Read More

December 29, 2024 @ 6:21 pm By Tony Zerucha  |  

YouHodler’s chief of markets, Ruslan Lienkha, said recent decisions by a relatively healthy United States would affect world markets, even if they knew they were coming. Lienkha said markets expected a rate cut, given Fed signals at previous meetings. While a 0.5% rate cut was deemed bold… Read More

December 24, 2024 @ 5:32 pm By Omar Faridi  |  

In the latest twist in the unpredictable world of crypto and high-stakes finance, Justin Sun, the Chinese-born entrepreneur and founder of the Tron (TRX) blockchain, has emerged as a somewhat unlikely and unexpected ally of President-elect Donald Trump. This development, reported by the Wall Street… Read More

December 16, 2024 @ 11:14 am By JD Alois  |  

Everyone knows the definition of an Accredited Investor is broken. The rule sets a monetary hurdle for individuals who may participate in certain private securities offerings. It is obvious to all that wealth is not necessarily an indicator of sophistication. Still, the SEC has failed… Read More

December 15, 2024 @ 9:28 am By Tony Zerucha  |  

Should the US Federal Reserve cut rates in December, it’ll be based on market pressure—not sound economic reasoning—and there will be no rate cuts in the first half of 2025, deVere Group CEO Nigel Green believes. His warning comes as the US Consumer Price Index… Read More

December 12, 2024 @ 9:16 am By JD Alois  |  

A recent report shares that Nasdaq Private Markets (NPM), a secondary trading platform for shares in private firms, has booked $6 billion in trades so far this year. In total, since its creation, NPM reports over $55 billion in transactional value and more than 250… Read More

December 11, 2024 @ 3:14 pm By JD Alois  |  

Today, the Consumer Financial Protection Bureau (CFPB) testified before the Senate Banking Committee. Chairman Rohit Chopra outlined his accomplishments while at the agency in his opening statement, mentioning that they are working on addressing the challenges of debanking. Blocking people from the banking system has emerged… Read More