Tagged: us

Rising Payment-to-Income Ratios Signal Potential Mortgage Delinquency Risks: TransUnion

A recent analysis by TransUnion (NYSE: TRU), a global firm focused on consumer credit reporting, has uncovered a significant correlation between rising payment-to-income (PTI) ratios and increasing mortgage delinquency rates, offering lenders a critical early warning tool to manage financial risk. Released on August 28,… Read More

Pete Balint of SolomonEdwards Comments on How Fintechs Can Establish Proper Crypto Governance Frameworks

Pete Balint, Partner at Financial Crimes Advisory at SolomonEdwards, has recently shared key insights with CI. As now widely reported, the 2025 GENIUS Act is reshaping how digital assets are regulated in the U.S. With new AML requirements, stablecoin issuers are now classified as financial institutions…. Read More

CFTC Announces Foreign Board of Trade (FBOT) Registration Framework to Provide Regulatory Clarity for Non- US Exchanges

The Commodity Futures Trading Commission’s Division of Market Oversight has recently issued an advisory regarding the foreign board of trade (FBOT) registration framework for non-U.S. “entities legally organized and operating outside the United States that seek to provide persons physically located in the United States… Read More

Federal Reserve Ends Specialized Crypto and Fintech Supervision Program

That's All Folks The End Final

In a significant shift in its regulatory approach, the Federal Reserve Board announced on August 15, 2025, that it is discontinuing its dedicated program for supervising banks engaged in cryptocurrency and financial technology activities. This decision marks a notable step in the central bank’s evolving… Read More

Fintech Plaform iCapital and Pantheon Aim to Broaden Access to Evergreen Funds

iCapital, the global fintech claiming it is shaping the future of investing, announced it extended its partnership with Pantheon, a private markets investor, to further enhance investor access to evergreen funds to include the Pantheon Global Credit Secondaries strategies. iCapital and Pantheon’s initial partnership, established… Read More

Visa Closes US Open Banking Division Amid Regulatory Uncertainty and Shifting Industry Dynamics

Visa (NYSE: V) has made the significant decision to shutter its U.S. open banking unit, as reported by Bloomberg. The move comes as the open banking ecosystem in the United States faces mounting challenges, including regulatory ambiguity and evolving strategies by banks to monetize customer… Read More

Blockchain Trilemma : Cryptocurrency Platforms Could Scale While Ensuring Adequate Security and Decentralization – Analysis

The cryptocurrency adnw sector is undergoing a transformative phase as new developments reshape its ecosystem, with significant updates emerging this year under the Trump Administration. On August 15, the U.S. Treasury Department unveiled fresh regulatory guidelines designed to bring greater oversight to digital currencies, particularly… Read More

Digital Bank Revolut Explores Strategic Expansion Options in the US Market

Digital bank Revolut is actively considering strategies to accelerate its growth in the United States, a market critical to its global expansion plans. According to sources familiar with the matter and cited by Bloomberg, the company is exploring the possibility of acquiring a US-based lender… Read More

Private Equity, Venture Capital, Real Estate Trends Examined in Report with Focus on Fed’s Rate Decisions

The PitchBook Q3 2025 Quantitative Perspectives: US Market Insights report has provided an analysis of the US private markets amidst a dynamic macroeconomic environment. The report examines trends across private equity, venture capital, real estate, real assets, and private debt, with a particular focus on… Read More

US Venture Capital Secondary Market Gains Traction as Liquidity Mechanism : Research

The US venture capital secondary market continues to gain traction as a critical mechanism for liquidity in a challenging venture environment, with its estimated size reaching $65 billion in Q2 2025, up from $60 billion in the previous quarter. This growth, detailed in PitchBook’s Q2… Read More

Asset Management Firms Submit Amendments for Spot XRP ETFs as Grayscale Files New S-1

On Friday, August 22, 2025, six asset management firms—Bitwise, Canary Capital, CoinShares, Franklin Templeton, 21Shares, and WisdomTree—submitted amended S-1 registration statements to the U.S. Securities and Exchange Commission (SEC) for their proposed spot XRP exchange-traded funds (ETFs). In a parallel move, Grayscale filed a new… Read More

Consumer Fintech Chime and Workday Aim to Put Financial Wellness at Center of Employee Benefits for Employers

Chime (NASDAQ: CHYM), a consumer financial technology company, today announced a partnership with Workday (NASDAQ: WDAY) to become a Workday Wellness partner for financial benefits. This partnership will integrate Chime Workplace, the company’s “all-in-one suite of financial wellness solutions, with Workday Wellness to make financial… Read More

US Department of Justice Signals Shift in Crypto Enforcement: Writing Code Is Not a Crime

In a seemingly significant development for the cryptocurrency industry, the U.S. Department of Justice (DOJ) has issued a statement clarifying that writing code does not constitute a criminal act. This announcement marks a potential turning point in how the U.S. government approaches enforcement actions within… Read More

Ethereum Surges to All-Time High After Four Years as Federal Reserve Suggests Upcoming Rate Cuts

Ethereum, the second-largest cryptocurrency by market capitalization and the world’s largest smart contract platform (in terms of overall adoption), has reached a key milestone, surpassing $4,869 for the first time. The breakthrough seemingly marks a key moment for the blockchain platform, which has seen a… Read More

US IPO Market for VC backed Firms Is Showing Signs of Cautious Optimism : Analysis

The U.S. initial public offering (IPO) market for venture capital (VC)-backed companies in 2025 is showing signs of cautious optimism, yet significant hurdles remain, according to PitchBook’s Q3 2025 Analyst Note, Navigating the New Standards for VC-Backed IPOs. The research report from PitchBook highlights a… Read More

FTC Chair Cautions US Tech Firms on Compliance with UK and EU Digital Laws

In a recent statement, Andrew Ferguson, Chairman of the U.S. Federal Trade Commission (FTC), issued a stern warning to American technology companies regarding their compliance with new online safety regulations in the United Kingdom and European Union. Ferguson emphasized that adhering to these foreign laws… Read More

OCC Removes Consent Order on Anchorage Digital After Firm Took Measures to Address Deficiencies

In a key development for the cryptocurrency industry, the Office of the Comptroller of the Currency (OCC) has lifted a consent order imposed on Anchorage Digital in 2022, marking a pivotal moment for the only crypto firm holding a national bank charter. Anchorage Digital has… Read More

CFTC Announces Next Crypto Sprint Initiative

Commodity Futures Trading Commission Acting Chairman Caroline D. Pham announced recently that the CFTC will begin its next crypto sprint initiative for “implementation of the recommendations in the President’s Working Group on Digital Asset Markets report.” Starting on August 21, 2025, Acting Chairman Pham will… Read More

Worktech DailyPay Enters New Partnerships to Expand On-Demand Pay Access

In a rapidly evolving and increasingly global /distributed workforce, financial flexibility has seemingly become a key part of employee satisfaction and retention. DailyPay, a provider of on-demand pay solutions, has recently announced key partnerships that underscore its commitment to transforming how employees access their earnings…. Read More

iCapital and Apollo to Improve Access to Alternative Investments

iCapital, a global Fintech focused on enhancing the investing process, is expanding its partnership with Apollo by making a series of evergreen private markets solutions available to eligible investors. As part of this collaboration, Apollo has listed “five Luxembourg-domiciled evergreen private markets products on iCapital… Read More

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