JD Alois

 Zodia Custody Gains MiCA License

Zodia Custody has been granted a Markets in Crypto Assets (MiCA) license by Luxembourg’s Commission de Surveillance du Secteur Financier (CSSF). This approval will enable Zodia Custody Europe to provide regulated digital asset custody services across EU Member States. Sophie Bowler, Chief Risk and Compliance… Read More

R3 Adds Corda Protocol for Solana Yield

R3 says it will launch a Corda protocol to support a Solana, curated yield vault offering managed RWA yield. The protocol is expected to be available in the first half of 2026. R3 explains the mission as supporting their vision of connecting TradFi and DeFi… Read More

Kéria AI Platform for Creditworthiness Raises €1.5 Million in Seed Funding

French Fintech Kéria has raised €1.5 million, including €0.5 million in debt, in a Seed Funding round. Led by Epopée Gestion (Xplore), other investors include Newfund, Fabien Breget, Bpifrance, and Caisse d’Epargne CEPAC. Kéria is building an AI-powered solution to automatically analyse mortgage applications and… Read More

Small Business & Entrepreneurship Council Supports Executive Order on Artificial Intelligence (AI) as Some States Push Back

The Trump Administration wants to ensure that the development of artificial intelligence (AI) is regulated at the federal level and not by individual states. While Republicans tend to give states broad leeway in governance, the current Administration fears a fragmented approach to AI development will… Read More

Coinbase to Enter Prediction Markets as Competition Heats Up in Hot Sector of Fintech

Coinbase (NASDAQ:COIN) is expected to enter the hot prediction markets. Currently exemplified by Kalshi and Polymarket, just this past week,  Gemini Space Station (NASDAQ:GEMI) just received approval for a DCM license from the Commodity Futures Trading Commission (CFTC) to operate its own prediction marketplace. While Coinbase has… Read More

Cato Institute Criticizes the OCC’s Report on Debanking as Falling Short

As was reported earlier, the Office of the Comptroller of the Currency (OCC) released a preliminary review of Debanking. The action of Debanking individuals and other organizations was a nefarious pursuit that came to light during the Biden Administration. In effect, banks would close accounts,… Read More

The Increasing Investor Opportunities Act (HR 3383) Approved by the US House of Representatives

The Increasing Investor Opportunities Act of 2025, or Invest Act (HR 3383), was approved by the US House of Representatives yesterday, with 302 in favor and 123 opposed. Eight Representatives did not vote. This legislation may completely reform the definition of an Accredited Investor, which is currently a… Read More

DTCC Makes Big Move Into Tokenization, Receives No Action Letter from SEC

The Depository Trust & Clearing Corporation (DTCC) is making a big move into tokenization. Currently, DTCC is a vital part of the securities trading and tracking ecosystem. In 2024, DTCC’s subsidiaries processed securities transactions valued at US$3.7 quadrillion, and its depository subsidiary provided custody and… Read More

Office of the Comptroller of the Currency (OCC) Expands on Banks Ability to Work with Crypto, Finds Big Banks Are Guilty of Debanking

During the Biden Administration, policy was aligned against Fintech innovation, including digital assets. Banks were effectively warned not to engage in the crypto sector, something that led to some being debanked – a nefarious action of cutting out firms and individuals from the financial sector…. Read More

Anchorage Digital to Enable New Stablecoin USDGO by OSL

Alexander Hamilton Money Dollars USD

Anchorage Digital will partner with OSL to issue a new dollar-based stablecoin – USDGO. OSL Group (HKEX: 863) is a Hong Kong-based stablecoin trading and payment platform for financial institutions and individuals. The company offers crypto trading, custody, payments, and tokenization services. Anchorage Digital and… Read More

Cross River Bank Brings Credit Card Processing In House

Cross River Bank has added an in-house card processing engine, adding to its bespoke Fintech offerings. Cross River now controls the complete card technology stack — from issuing to processing. Aion Financial Technologies has been selected as the pilot partner, supporting the Fintech’s checking account,… Read More

Independent Community Bankers of America ThinkTECH Accelerator Program Adds InvestFi

Independent Community Bankers of America (ICBA) ThinkTECH Accelerator has invited InvestFi to participate in the program. InvestiFi, a digital investment platform designed to allow for trading to and from deposit accounts, enabling credit unions and community banks to retain more assets and attract new account… Read More

Fintechs Combine: Mollie Acquires GoCardless

Mollie has signed an agreement to acquire GoCardless, a UK-based bank payment company that offers solutions for businesses to collect recurring and one-off payments directly from customer bank accounts using direct debit and open banking. The terms of the deal were not revealed, but reports… Read More

UK: LoanTube Loans Available Inside ChatGPT

Online lender LoanTube (trading as Tiger Lion Financial Limited) says its credit marketplace is now available via ChatGPT. Of note, LoanTube’s ratings on TrustPilo are pretty good. According to a release, LoanTabe states that loan applications can be completed via chat in a “conversational interface…. Read More

Fintechs Comment on Federal Reserve Rate Cut. Not So Hawkish

Nic Puckrin, investment analyst and co-founder of The Coin Bureau, says today’s Federal Reserve rate cut of 25 basis points was not quite as hawkish as many were expecting, with markets breathing a sigh of relief. Bitcoin and the S&P were both heading higher on the… Read More

Blockchain Association, Ava Labs Pitch Two Categories of “Protocol Tokens” to SEC: Regulation PT

The Blockchain Association and Ava Labs recently visited with the Securities and Exchange Commission’s Crypto Task Force to discuss the topic of two types of “protocol tokens,” as the Commission works toward creating a regulatory approach toward tokenization. Regulation PT These digital assets break down… Read More

US Federal Reserve Cuts Rates by 25 bps, Markets Look to the Future

As just about everyone anticipated, the US Federal Reserve cut its benchmark rates by 25 basis points, with the targeted range now at 3.50% to 3.75%. The Federal Open Market Committee noted that job gains have slowed and unemployment has moved up slightly; meanwhile, economic… Read More

AI Platform for Crypto Surf Raises $15 Million

Surf, an AI platform for digital assets that aims to help institutions and individual investors analyze projects, better understand markets, and make better investing decisions, has raised $15 million, according to a release. The funding round was led by Pantera Capital, with Coinbase Ventures and… Read More

Here is the Current List of House Legislation Addressing Artificial Intelligence (AI) in Financial Services

Today, the House Financial Services Committee is holding a hearing on Artificial Intelligence (AI). Entitled From Principles to Policy: Enabling 21st Century AI Innovation in Financial Services, the following individuals are testifying: Jeanette Manfra, Vice President and Global Head of Risk & Compliance, Google Cloud Tal… Read More

American Fintech Council Supports House Legislation on Artificial Intelligence and Financial Services

The House Financial Services Committee is advancing legislation aimed at providing guardrails for the utilization of artificial intelligence (AI). The Unleashing AI Innovation in Financial Services Act (HR 4801) will seek to create AI Innovation Labs that allow individuals to experiment with AI without the… Read More

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