December 15, 2025 @ 4:52 pm By Tony Zerucha  |  

The Web3 community weighed in on the crypto year that was and the crypto year that will be. Read more about Bitcoin, stablecoins and price movements below. “Companies that continue positioning themselves solely as Bitcoin holders risk commoditization. The strategic advantage will shift toward those… Read More

December 15, 2025 @ 8:32 am By Tony Zerucha  |  

The Web3 and Web2 communities have plenty to say about AI’s development in 2026. Read on to find out what. “Massive capacity partnerships across the value chain were what surprised me most in 2025 – AI Labs, hyperscalers, neoclouds, memory and hardware providers, real estate… Read More

December 15, 2025 @ 8:15 am By Tony Zerucha  |  

This week, ONCHAIN Labs announced ONCHAIN Gateway, an access and routing layer built on the ONCHAIN Protocol Network (OPN, pronounced “open”). Gateway enables anyone to buy verified on-chain assets on demand, directly from fiat or crypto, without centralized listings, custodial intermediaries, or multi-step bridging flows…. Read More

December 15, 2025 @ 7:55 am By Tony Zerucha  |  

Pineapple Financial has launched a mortgage tokenization platform. Pineapple is now converting real-world mortgage records – historically trapped in PDFs, emails, and back-office folders – into secure and programmable digital assets on the Injective blockchain. This is an example of a publicly traded mortgage company… Read More

December 14, 2025 @ 4:50 pm By Tony Zerucha  |  

Channel3 this week confirmed a $6 million seed round led by Matrix, with participation from Ludlow Ventures, Paul Graham, Sri Batchu and Matteo Franeschetti. The investment assists Channel3 with its mission of making every product on the web discoverable and actionable by AI. The agentic… Read More

December 14, 2025 @ 12:33 pm By Tony Zerucha  |  

AI dominates cybersecurity experts’ 2026 predictions as it touches on authentication, privacy and attack acceleration. GPU optimization and AI-driven attacks will push companies toward regional cloud providers “GPU optimization becomes a headline topic in 2026. Today, most companies only use about 60% of the GPU… Read More

December 14, 2025 @ 8:35 am By Tony Zerucha  |  

A new study from Tink, an open banking and payments platform, reveals that many UK consumers feel anxious about making mistakes when paying by manual bank transfer. This lack of confidence is driving abandoned transactions and undermining trust in the small businesses they buy from… Read More

December 13, 2025 @ 2:33 pm By Tony Zerucha  |  

As expected, the Web3 community had plenty to say about the Fed and rate cuts this week. Read on to learn about the impacts on crypto and the broader markets. “This rate cut validates our view that restrictive policy is giving way to a slower,… Read More

December 13, 2025 @ 8:33 am By Tony Zerucha  |  

Capitolis has named Okan Pekin as president. He is based in London and reports to founder and CEO Gil Mandelzis. Okan brings more than 35 years of global financial services experience, including senior leadership roles at Citi (NYSE: C) until his retirement in April. Most… Read More

December 13, 2025 @ 8:16 am By Tony Zerucha  |  

Accertify, a unified risk decisioning platform provider, this week released results from Cyber Monday 2025 showing an interesting consumer pattern: more transactions, smaller baskets, and a spike in volume at the 9 p.m. Central hour. Accertify clients processed 49.3 million transactions on Cyber Monday, representing… Read More

December 13, 2025 @ 1:35 am By Tony Zerucha  |  

Swiipr, an airline payment fintech, has partnered with Google to launch an instantly provisioned digital compensation card, eliminating the need for passengers to download an app to receive funds. The new airline pay-out product leverages Google’s pioneering Web Push Provisioning (WPP), enabling travellers to add… Read More

December 11, 2025 @ 3:53 pm By Tony Zerucha  |  

As the calendar flips to December, the fintech community is busy trying to figure out what’s coming in 2026. Read some of their best guesses below. Sanctions and financial risk  “As sanctions expand across more geographies, the risk isn’t limited to newly added entities—it increasingly… Read More

December 10, 2025 @ 7:54 pm By Tony Zerucha  |  

According to the inaugural J.D. Power U.S. Mortgage Servicer Digital Experience Study, slower industry-wide adoption of mobile apps produces a decidedly uneven digital user experience across different mortgage servicers. While some mortgage servicing apps are delivering on industry best practices, others are lagging significantly behind… Read More

December 10, 2025 @ 7:26 pm By Tony Zerucha  |  

From chargebacks to passwords and identity, cybersecurity experts have plenty of thoughts on what 2026 will bring. Chargebacks charge ahead “Chargebacks will spike as consumers exploit the ‘the agent did it’ excuse. In 2026, chargebacks will jump as agentic commerce rolls out – not because… Read More

December 10, 2025 @ 8:11 am By Tony Zerucha  |  

A new report from Entrust finds that larger U.S. financial institutions with digital card issuance plans are well-positioned to use AI to dramatically improve the process. Areas where AI can help include friction reduction, improving compliance and KYC, simplifying onboarding, fighting fraud, and accelerating time-to-activation…. Read More

December 10, 2025 @ 12:54 am By Tony Zerucha  |  

According to Engage People’s Flexible Loyalty: Consumers Shifting Values as the Landscape Changes, 79% of respondents reported using Pay with Points at checkout in-store and online, which is double the amount from 2023. Back then, only 37% respondents had tried using the method, and almost… Read More

December 9, 2025 @ 9:56 pm By Tony Zerucha  |  

This week, LexisNexis Risk Solutions announced an enhanced version of LexisNexis IDVerse, bringing document and biometric verification to industries including financial services, gaming, retail, and telecommunications. IDVerse uses proprietary AI models to help organizations detect sophisticated fraud, including deepfakes and synthetic identities, while enabling faster… Read More

December 9, 2025 @ 3:23 pm By Tony Zerucha  |  

According to the J.D. Power 2025 U.S. Wealth Management Digital Experience Study, both advised and do-it-yourself (DIY) wealth management websites and apps have doubled down on sleek interfaces, powerful portfolio analytics and AI-powered assistants that are helping investors get more visibility into what’s happening in… Read More

December 9, 2025 @ 8:44 am By Tony Zerucha  |  

Bitcoin poised to outperform NASDAQ, gold when risk appetite rebuilds? “Bitcoin has already been hit with a far more aggressive reset than equities or gold. This matters, because when risk appetite improves, the assets that have corrected the most tend to respond first and fastest…. Read More

December 9, 2025 @ 8:22 am By Tony Zerucha  |  

When governments participate in blockchain development, whether it be for payments or identity, it sends a powerful acceptance message to the industry. Sign is one company that has received the message loud and clear. Backed by Binance’s CZ via YZi Labs, Sequoia, and Circle, Sign… Read More