Opinion

December 23, 2025 @ 8:30 am By Omar Faridi  |  

NYDIG noted that DATs or digital asset treasuries are now making billion-dollar financing moves based on rather “inconsistent, loosely defined metrics, risking major strategic missteps.” NYDIG pointed out recently in a blog post that with several companies trading right around “1x mNAV,” small changes in… Read More

December 22, 2025 @ 8:09 pm By Omar Faridi  |  

The Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) has assessed a $3,500,000 civil money penalty against Paxful, Inc. and Paxful USA, Inc. (collectively doing business as, Paxful) for its (alleged) willful violations of the Bank Secrecy Act (BSA), the primary U.S. anti-money laundering… Read More

December 22, 2025 @ 9:33 am By Omar Faridi  |  

The IMF noted that despite having a market cap of about 10 percent of Bitcoin, stablecoins are growing in popularity because of their interconnections with mainstream financial markets that stem from their structure and potential use cases. The IMF has also mentioned that their use… Read More

December 21, 2025 @ 11:39 pm By Omar Faridi  |  

UK Finance has reflected on what it described as a defining year for United Kingdom’s payments infrastructure ecosystem. Looking back over 2025, the team at UK Finance said that it is clear to them that this has been one of the most significant years for… Read More

December 17, 2025 @ 10:48 am By Omar Faridi  |  

In a recent exchange on X, Mike Cagney, co-founder and executive chairman of Figure Technologies (Nasdaq: FIGR), dismissed real estate as a “red herring” in the push to migrate assets onto blockchain. Responding to a query about tokenizing real-world assets (RWAs), Cagney argued thar real… Read More

December 17, 2025 @ 7:11 am By Omar Faridi  |  

The Cambridge Centre for Alternative Finance (CCAF), Cambridge Judge Business School, has shared insights from Wenbin Wu, Research Associate at the CCAF. Wu noted that the need to upgrade to a post-quantum environment is “more urgent for blockchains than for almost any other digital system.”… Read More

December 15, 2025 @ 12:03 pm By Omar Faridi  |  

Germany’s regulatory authority BaFin has reportedly imposed stricter oversight on digital bank N26, which now includes certain limits on new business based in the Netherlands along with the appointment of a special monitor. As widely reported, this is not the first time that N26 has… Read More

December 13, 2025 @ 8:18 am By Omar Faridi  |  

KPMG UK has commented on the Financial Conduct Authority’s (FCA) final rules on targeted support. Sharing insights and perspective on the publication of the FCA’s final rules on targeted support, Jane Wilson, Targeted Support Lead, KPMG UK, says that this is considered to be “a… Read More

December 12, 2025 @ 9:31 am By JD Alois  |  

As was reported earlier, the Office of the Comptroller of the Currency (OCC) released a preliminary review of Debanking. The action of Debanking individuals and other organizations was a nefarious pursuit that came to light during the Biden Administration. In effect, banks would close accounts,… Read More

December 11, 2025 @ 3:00 pm By Nick Morgan  |  

    Artificial intelligence is experiencing one of the most explosive investment booms in modern history. Billion-dollar seed rounds – once unthinkable – are now routine. But as former NASDAQ Vice Chair David Weild warns on the latest episode of ICAN’s Capital Ideas podcast, this… Read More

December 10, 2025 @ 4:22 pm By JD Alois  |  

Nic Puckrin, investment analyst and co-founder of The Coin Bureau, says today’s Federal Reserve rate cut of 25 basis points was not quite as hawkish as many were expecting, with markets breathing a sigh of relief. Bitcoin and the S&P were both heading higher on the… Read More

December 9, 2025 @ 10:57 pm By Omar Faridi  |  

2025 was an important year in anti-money laundering and financial crime regulation, and 2026 is set to bring even more challenges and complexity for financial institutions. This, according to Fenergo’s insights which were obtained from professionals that had discussed various upcoming regulatory trends and had… Read More

December 9, 2025 @ 11:02 am By JD Alois  |  

Congressman Dan Goldman, a Democrat from the state of New York, has introduced new legislation that takes aim at the affluent. The ROBINHOOD Act (H.R.9298) is a proposed tax that claims to ensure the wealthy “pay their fair share,” a frequent mantra of the left…. Read More

December 9, 2025 @ 8:44 am By Tony Zerucha  |  

Bitcoin poised to outperform NASDAQ, gold when risk appetite rebuilds? “Bitcoin has already been hit with a far more aggressive reset than equities or gold. This matters, because when risk appetite improves, the assets that have corrected the most tend to respond first and fastest…. Read More

December 8, 2025 @ 4:21 pm By JD Alois  |  

The European Union has fined Elon Musk and his company X €120 million (~$140 million) for claims that X violated the Digital Services Act.  The DSA can impose penalties on platforms and individuals if they are deemed to have enabled “illegal content.”  Platforms must also open up data to amorphous… Read More

December 8, 2025 @ 6:22 am By JD Alois  |  

Rewards platforms like Kickstarter and Indiegogo were once the rage. The concept of “pre-sales”, enabling creators to offer a product before its production and giving interested consumers the opportunity to purchase it at a discount before its wider release, was embraced by many. But the… Read More

December 6, 2025 @ 5:00 pm By Omar Faridi  |  

Digitalization and geopolitical tensions are now increasingly said to be shaping developments in the payments market, according to an update from Sweden’s Riksbank. Blockchain / distributed ledger technology (DLT) and the tokenization of various assets are now creating both new opportunities and potential risks. The… Read More

December 6, 2025 @ 11:08 am By Omar Faridi  |  

UK Finance Chief Executive David Postings shared key insights at the Economic Crime Congress 2025. The session included key perspectives from Lord Hanson and have viewpoints shared during sessions involving Marcus Wogart, Rachel Herbert, James Babbage, Mike Regnier, Michelle Haslem and Tracy Paradise. David Postings… Read More

December 4, 2025 @ 11:17 am By JD Alois  |  

The Consumer Financial Protection Bureau (CFPB) intends to furlough most of its workers on December 31st.  The young agency was created by the Dodd-Frank Wall Street Reform and Consumer Protection Act, passed in 2010, officially opening in mid-2011. The mission of the Bureau is defined… Read More

December 3, 2025 @ 10:46 am By JD Alois  |  

Reflecting on a survey released today by Santander that addresses the UK payments market as well as fraud concerns. A BioCatch executive says the results indicate a need to change payment regulations in the UK. BioCatch is a cyber firm that tackles the vulnerabilities in… Read More