Opinion

Editorial opinions and perspective on Fintech.

Big Banks Now Focused on Keeping Pace with Fintech Startups in Deferred Payment Solutions Including BNPL

The FT recently reported that big banks are racing to keep pace with fintech startups in the rapidly growing arena of deferred payment solutions, such as Buy Now Pay Later (BNPL) services. This shift highlights a broader trend where traditional financial institutions are being challenged… Read More

Is SEC’s 90-Year-Old IPO Review Process Killing Public Markets?

In an era when public market listings continue to decline, and private capital dominates growth financing, the mechanism by which companies go public deserves fresh scrutiny. University of Kansas Law Professor Alexander Platt has provided precisely that in his groundbreaking paper, “Rethinking the IPO Bureaucracy…. Read More

Brazil’s Central Bank Data Reveals Consumer Inflation Is Trending Upward, Driven by Volatile Energy Prices

On March 6, 2025, Brazil’s Central Bank, the Banco Central do Brasil, released a statement following the 259th meeting of its Monetary Policy Committee (Copom), announcing that the Selic rate—the country’s benchmark interest rate—would remain unchanged at 10.50% per year. This decision reflects a unanimous… Read More

AI and Crypto Czar David Sacks Pushes Back Against Allegations of Leveraging Position for Personal Gains

David Sacks, recently appointed as the White House AI and crypto czar under President Donald Trump, has recently pushed back against allegations of leveraging his position for personal financial gain. In a discussion on The All-In Podcast, Sacks has dismissed assertions that he manipulated cryptocurrency… Read More

Comments on White House Crypto Summit: Legislation, Details Needed

Crypto executives and insiders are meeting today at the White House. The first-ever Crypto Summit, led by AI and Crypto Czar David Sacks, will establish a path for the US to lead the way in digital asset innovation. The Summit follows the Executive Order signed by President… Read More

Redcompass Labs CEO: UK Banks are Held Back by Increasing Costs, a Lack of Deep Payments Expertise

  Multiple High Street banks recently experienced App outages impacting customer usage of their services. Making matters worse, the Parliament Treasury Committee issued a report sharing that: “Nine of the top banks and building societies operating in the UK accumulated at least 803 hours, the… Read More

Palisade Co-founder Shares Insights on Launch of Crypto ETFs Beyond Bitcoin and Ethereum

Following the recent updates on the surge in cryptocurrency ETFs, we recently caught up with Manthan Dave, Co-founder of Palisade, a digital assets custodian backed by enterprise blockchain firm Ripple. Manthan Dave from Palisade shared key insights on the potential for more crypto ETFs beyond… Read More

The Senate’s Rejection of the IRS DeFi Broker Rule Might Be A Step Forward for Crypto Industry

On March 4, 2025, the U.S. Senate voted 70-27 to repeal an IRS rule that would have potentially imposed very stringent reporting requirements on decentralized finance (DeFi) platforms, categorizing them as “brokers” under existing US tax laws. This decision, driven by a bipartisan coalition and… Read More

Solana (SOL) Blockchain Is Consistently Outperforming Ethereum (ETH) – Report

Coin Metrics noted that the Solana blockchain has emerged as a key player in the web3 and crypto ecosystem, due to its relatively high throughput, fairly low transaction costs, and a fast-growing ecosystem (although a lot of activity centers around speculative trading and meme coins)…. Read More

Block’s February Plunge Highlights Challenges for Fintechs while Stripe Benefits from Remaining Private

February 2025 marked a difficult month for fintech companies (even though tech stocks in general have been seeing downward price pressure as well), with Block (NASDAQ:SQ) – once a major player in the sector—leading the charge downward, plummeting 28% in its steepest decline since 2023…. Read More

Crypto Prices Volatile Following Crypto Reserve Announcement

Following President Donald Trump’s announcement of his intent to create a Crypto Strategic Reserve, certain digital assets saw their prices rocket—only to collapse in the ensuing days. For example, Bitcoin, the most popular crypto in the world, rose by 10%. XRP jumped 33%, and AdA rocketed by 65%. But… Read More

SEC Shuts Down Another Crypto Related Action, Agrees to Dismiss Case with Cumberland

The Securities and Exchange Commission (SEC) has backtracked on another crypto-related enforcement action or investigation. Yesterday, Cumberland DRW posted on X that its case had been dismissed in principle and is currently awaiting Commission approval. Cumberland said it was looking forward to working with the… Read More

Spot Bitcoin ETFs Register Modest Net Positive Inflows Following Significant Outflows in Previous Weeks

U.S.-based spot Bitcoin exchange-traded funds (ETFs) finally snapped an eight-day streak of net outflows on Friday (February 28, 2025), recording a modest $94 million in net inflows. The slight turnaround was primarily driven by Ark and 21Shares’ ARKB fund, which pulled in $194 million, and… Read More

Trump’s Crypto Reserve Proposal Sparks Thought-Provoking Debate Among Industry Professionals

President Donald Trump’s recent proposal to integrate various altcoins—such as XRP, Solana (SOL), Cardano (ADA), and Ethereum (ETH)—into a national cryptocurrency strategic reserve has ignited a firestorm of debate within the crypto industry. One of the key takeaways from this is that at least it… Read More

CFPB Drops Capital One Savings Account Rates Enforcement Lawsuit

This past Thursday, the Consumer Financial Protection Bureau (CFPB) dismissed a significant lawsuit against Capital One and its parent company, Capital One Financial Corp, originally filed on January 14, 2025. The suit, launched just days before President Donald Trump’s inauguration, accused Capital One of depriving… Read More

SBE Council Says Corporate Transparency Act Suspension Big Win for Small Firms, as Treasury Says it Will Not Be Enforced

The Small Business and Entrepreneurship Council (SBE Council) says the suspension of the Corporate Transparency Act (CTA) Beneficial Ownership Information (BOI) mandate is a massive win for smaller firms. The CTA was aggressively pursued during the Biden Adminstration, placing an unrealistic burden on smaller firms. Yesterday, Secretary of… Read More

Swiss Blockchain Firm Fedrok AG CEO Shares Perspective on Role of DLT in Supporting Financial Inclusion

As sustainable finance and financial inclusion continue to gain traction on a global scale, technology-powered solutions leveraging blockchain and Web3 are playing a key role in addressing traditional financial challenges. As part of this movement, Swiss blockchain company Fedrok AG, says it has been actively… Read More

Crypto Market Analysis : Digital Assets Need More Positive Momentum for Prices to Move Higher

The team at digital assets firm Gemini noted that after surging to an all-time high of nearly $110,00 in mid-December, the price of bitcoin has experienced a protracted three-month lull, followed by a recent decline. Although the crypto market prices have surged considerably after President… Read More

IPOs No Longer Primary Route for Liquidity as Private Markets Grow

In the US, the number of publicly listed firms has been on the decline for many years now. The number of public firms listed on the London Stock Exchange has experienced a similar drop in the number of listings. This phenomenon has rattled policymakers in… Read More

Make the US the Crypto Capitol of the World: Comments on President Donald Trump’s Crypto Reserve

President Donald Trump once again surprised the world with a bold declaration yesterday: His administration intends to pursue a Strategic Crypto Reserve. While details remain sparse, XRP, SOL, ADA, BTC, and ETH are anticipated to be included in the holdings. Switzerland-based Digital Asset Bank Sygnum… Read More

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