Opinion

Editorial opinions and perspective on Fintech.

Small Business and Entrepreneurship Council Comments on State of the Economy, Small Business Environment

The Small Business and Entrepreneurship Council (SBE Council) has commented on the current economic environment pertaining to smaller firms. Following the recent Presidential debate in Atlanta, the SBE Council noted that small businesses received little attention from either President Jo Biden or prior President Donald… Read More

Raising Capital: The Start of Something New

The ecosystem for capital-raising for commercial real estate is slowly embracing something new: the ability to raise significant capital directly from retail investors and blending it with capital from family offices, and other smaller institutions. We’re in a new age of capital raising for the… Read More

UK’s PensionBee, an Online Pension Provider, Shares Recommendations for New Government

Ahead of Thursday’s general election, UK’s PensionBee shares its recommendations for potential changes to the pension landscape under a new government. Commitment to ‘pot for life’ Becky O’Connor, Director of Public Affairs at PensionBee, commented: “Although not directly mentioned in the Labor or Conservative manifestos,… Read More

Roberto José Catalán, Co-founder of Aligned, Explains How ZK Tech Will Onboard Significant Number of Crypto and Blockchain Users

While some say adoption will ruin crypto, diluting the core principles this industry was built on, Aligned CEO Roberto José Catalán is on a mission to improve the accessibility of financial tools that are easy to use and free from third-party restrictions. Aligned is described… Read More

Consensys Says it Fully Expected SEC to File Lawsuit Alleging MetaMask Software Failed to Register as Securities Broker

Consensys claims that it fully expected the US Securities and Exchange Commission (SEC) to follow through on its threat to claim their MetaMask software interface must register as a securities broker. Consensys further noted via social media that the SEC has been pursuing an “anti-crypto… Read More

Investor Choice Advocates Network (ICAN) Lauds Supreme Court Decision Requiring Right for a Jury Trial for Individuals and Firms Targeted by SEC Civil Suits

The Investor Choice Advocates Network (ICAN) has issued a statement pertaining to the US Supreme Court’s decision issued today regarding SEC v. Jarkesy. The Supreme Court has ruled that when the Securities and Exchange Commission seeks civil penalties against a defendant for securities fraud, the… Read More

Venu Appana from Global Fintech Finastra Shares Perspective on the Current State of BNPL and Embedded Lending Ecosystem

We recently connected with Venu Appana from global Fintech Finastra, who helped us learn more about embedded lending services. Venu talked about the various concerns about BNPL products. He also helped us gain a better understanding of the overall Fintech industry trends and the current state… Read More

Circle CEO Jeremy Allaire Explains Why He’s Bullish About the Potential of Crypto and Blockchain Tech

Jeremy Allaire, the CEO and Founder at stablecoin issuer Circle, says he’s more bullish than he has ever been about crypto. Deeper Dive into my Long Form Post/Cast on why I’m more bullish than I have ever been about crypto.https://t.co/BuQ5UoaQSg “Public blockchain infrastructure has evolved… Read More

Dan Morehead from Pantera Capital Reveals Why They’ve Invested in the Blockchain-focused TON Initiative

Dan Morehead, CEO at Pantera Capital, confirmed that Pantera recently made the largest investment in its history in the TON initiative. Dan Morehead explained via social media that TON is a Layer 1 network originally “designed by Telegram and continued by the open source community.”… Read More

Capital Ideas: Minting Accredited Investors with Series 65

In a recent episode of Capital Ideas, hosts Nick Morgan and Dara Albright interviewed Jonathan Dunsmoor, a recovering securities attorney and the Chief Development Officer of The Blue Rock Organization, a company leveraging blockchain innovation to democratize economic opportunities. Dunsmoor highlighted, for example, how blockchain… Read More

Digital Assets Could Rival and Redefine Traditional Asset Classes – Research Study

ARK Invest says it aims to deliver long-term capital appreciation by investing in the leaders, enablers, and beneficiaries of disruptive innovation. ARK has shared a detailed report that explores the potential impact of disruptive innovations, including AI and decentralized virtual currencies like Bitcoin and Ethereum…. Read More

Wholesale Central Bank Digital Currency (wCBDC) Pilot on SIX Digital Exchange to Continue Over Next Two Years

The wCBDC pilot on SIX Digital Exchange will continue over the next two years. The Swiss National Bank (SNB) announced the continuation of the Helvetia Pilot focusing on tokenized securities settlement on SIX Digital Exchange (SDX) in Swiss franc digital central bank money for financial… Read More

Crypto Bro Tyler Winklevoss Donates $1 Million in Bitcoin to Donald Trump

Tyler Winklevoss, founder of crypto platform Gemini, stated on X this week that he was supporting former President Donald Trump in his run for the White House. Winklevoss donated $1 million in Bitcoin to the Trump campaign as the “Biden Administration has openly declared war… Read More

BNPL Fintech Affirm CEO Max Levchin Shares Perspective on Competition with Fintech Klarna

Some business professionals tend to have an aggressive approach to their competition. However, Affirm (NASDAQ: AFRM) CEO Max Levchin claims that he has somewhat of a more balanced approach. In statements shared with Yahoo Finance, Levchin explains: “I think one lesson I learned over the… Read More

Growing Consensus Among Portfolio Managers and Central Bankers that Interest Rates Will Stay Higher for Longer – Report

BlackRock (Nasdaq: BLK) recently noted that there’s broad agreement among portfolio managers that a concentrated group of AI winners “will drive returns over a short-term tactical horizon.” BlackRock also mentioned in a recent market update that US stocks reached record highs and bond yields fell… Read More

House Tokenization Report  Act of 2024 Makes a Lot of Sense: Will Congress Act?

Last month, the Tokenization Report  Act of 2024 (HR 8464) was introduced into Congress. The House legislation is sponsored by Representative William Timmons, a Republican from South Carolina. The bill, as it stands today, compels multiple federal authorities to review the potential of taking traditional… Read More

Early Crowdfunding Investors in Monzo See 28X Return

The securities crowdfunding industry needs to do a better job of highlighting successes for investors as well as embracing the failures. Entrepreneurship generates enormous benefits for society, but investors backing these early-stage firms are taking on a lot of risk. Most startups fail, and some… Read More

MicroStrategy Intends to Increase Bitcoin Holdings, Announces Proposed Private Offering of $500M of Convertible Senior Notes

MicroStrategy (NASDAQ:MSTR) recently revealed its plan to sell $500 million in convertible bonds in order to finance the purchase of more Bitcoin (BTC). MicrosStrategy, which presently possesses 214,400 Bitcoin (BTC) valued at about $14.5 billion, holds more than 1% of BTC’s total circulating supply. The… Read More

Europe: High Individual Taxes Impede Innovation, Growth and Reduce Competitiveness

While it should be obvious to everyone, high individual taxes hinder investment and innovation and diminish wealth creation – which can create benefits for all. The flipside to high taxes is a central authority that provides more social services, or entitlements, to the population while… Read More

Crowdfunding OG Sherwood Neiss Responds to Article in WSJ That Hammered Reg A+

This past week, WSJ.com published an article that criticized investment crowdfunding, specifically Regulation A (Reg A+). Reg A+ is a securities exemption that enables early-stage or smaller firms to raise up to $75 million. The security exemption requires an issuer to submit documents to the… Read More

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