Opinion

June 3, 2026 @ 10:11 am By JD Alois  |  

The United Kingdom has been slow to adopt innovations in stablecoins. While frequently lumped alongside crypto, stablecoins are better described as the future of payments and transfers: improved technology to the current tech rails that enable businesses and consumers to pay bills, purchase items, and… Read More

June 3, 2026 @ 9:02 am By JD Alois  |  

Last week, Senator Elizabeth Warren stated in an Op-Ed that she wants to tax the development of artificial intelligence (AI) and “invest in people,” warning that AI will “break society, “creating a “permanent underclass.” In brief, Warren fears the creation of billionaires who are building… Read More

June 3, 2026 @ 8:27 am By Omar Faridi  |  

Recently this week, the leading Bitcoin focused treasury company Strategy (NASDAQ:MSTR) announced the sale of a very modest 32 BTC for a meager $2.5 million. For anyone who has been paying attention, this latest Bitcoin transaction by Strategy is actually more symbolic than anything else… Read More

June 2, 2026 @ 3:58 pm By JD Alois  |  

Following approval in the Senate Banking Committee, everyone is waiting for the CLARITY Act (HR 3633)to advance to a full Senate vote. The legislation was approved in the House of Representatives in 2025 but stalled in the Senate for many months as behind-the-scenes negotiations saw… Read More

June 1, 2026 @ 10:25 am By JD Alois  |  

Bitcoin has been on a downward spiral in recent days. Last month, on May 6th, Bitcoin traded above $82,000. Today, the story is different: BTC has lost over $10,000 in value and is now trading at $71,500. One crypto analyst predicts more pain is on… Read More

May 28, 2026 @ 6:46 pm By Omar Faridi  |  

AI adoption is surging in 2026 but Fintech platforms like Klarna  (NYSE:KLAR) have been known to make short-sighted business decisions. In the past year, many Fintechs including BNPL provider Klarna made the hasty decision to cut many of its staff members, while citing AI advancements… Read More

May 28, 2026 @ 5:49 pm By Omar Faridi  |  

The Apple Watch from Apple (NASDAQ:AAPL) and the tech giant’s Fintech focused products are facing significant and truly unprecedented competition as digital transformation continues to disrupt the global economy and related financial services. Once considered to be a leader in the smartwatch market, Apple is… Read More

May 27, 2026 @ 4:14 am By Omar Faridi  |  

As the S&P 500 closed the past week at yet another all-time record high, the University of Michigan‘s most recent reading of US consumer sentiment has now significantly plummeted to its lowest level in almost 70 years. And as The Wall Street Journal recently reported,… Read More

May 26, 2026 @ 10:07 am By Nick Morgan  |  

The Man Who Helped Invent Blockchain Says Prosperity Will Come From Innovation, Not Blind Faith in Fiat Dr. W. Scott Stornetta, whose early 1990s research on digital timestamping and immutable records laid the foundation for blockchain and was cited throughout Satoshi Nakamoto’s Bitcoin white paper,… Read More

May 25, 2026 @ 7:23 pm By Omar Faridi  |  

Privacy focused cryptocurrencies such as Zcash (ZEC) and Monero (XMR) lack the fundamentals needed for greater mainstream adoption. Although large platforms like Coinbase (NASDAQ:COIN) support Zcash trading now and there are legitimate reasons why these projects could have had real use-cases, the reality is that… Read More

May 25, 2026 @ 7:19 pm By Omar Faridi  |  

The AI digital divide is very much a real phenomenon and not really a key digital technology trend that too many Fintech industry professionals are even talking about (as they should be). With global AI adoption surging dramatically across countries and jurisdictions, we have all… Read More

May 25, 2026 @ 7:18 pm By Omar Faridi  |  

Cardano founder Charles Hoskinson has been reviewing various governance models across more than 11,000 different DAOs or decentralized autonomous organizations as he seriously looks to fundamentally enhance how Cardano (AD) effectively addresses and resolves internal conflicts. According to Hoskinson, this ongoing effort meaningfully builds on… Read More

May 25, 2026 @ 2:45 pm By Omar Faridi  |  

Coinbase (NASDAQ:COIN) CEO Brian Armstrong has highlighted many of key areas where the financial system still needs a significant update. Armstrong said that tokenization of real-world assets is a high-potential segment that could transform real estate, stocks, bonds, funds by bringing them all onchain. He… Read More

May 23, 2026 @ 8:28 am By Omar Faridi  |  

Everyone in the crypto and blockchain space is talking about Bitcoin Pizza Day because some random guy many years back actually paid 10,000 BTC for a few pizzas. At the time, though, Bitcoin was trading for a few cents or below $1. Back then, nobody… Read More

May 23, 2026 @ 8:25 am By Omar Faridi  |  

US dollar or Euro pegged stablecoins and regulated digital assets platforms such as Coinbase (NASDAQ:COIN), Gemini (NASDAQ:GEMI), and Kraken (under parent firm Payward) now decisively dominate US markets. Meanwhile, more speculative altcoins and associated decentralized projects, such as Cardano (ADA), EOS, and IOTA, have basically not made much noise during this past Bitcoin… Read More

May 23, 2026 @ 8:21 am By Omar Faridi  |  

Web3 referred to an evolving set of standards aimed at improving upon web2, which is a set of protocols and standards that make up the modern Internet. These standards include HTTP, TCP/IP, and various other online protocols through which internet traffic is running. But when… Read More

May 23, 2026 @ 1:29 am By Omar Faridi  |  

US lawmakers under the more crypto- and innovation-friendly Trump Administration are making considerable progress when it comes to finally providing the blockchain and digital assets sector a mature regulatory environment that will help with responsible growth and adoption in the years ahead. In addition to… Read More

May 22, 2026 @ 12:47 pm By JD Alois  |  

The White House posted a series of Executive Orders (EO) this week, signed by President Donald Trump. A key EO was demanding that Fintechs have better access to the Federal Reserve and certain functions, such as payment accounts and real-time payments, to improve services for non-bank… Read More

May 22, 2026 @ 12:29 pm By JD Alois  |  

Kevin Warsh was sworn in as the new Federal Reserve Chairman at an interesting time for the United States. While President Donald Trump has publicly stated he wants an independent Fed Board Chairman, he has also declared his desire for lower interest rates as determined… Read More

May 22, 2026 @ 9:59 am By JD Alois  |  

Bolt CEO Ryan Breslow eliminated his entire Human Resources (HR) department after determining it was doing more harm than good. Bolt is an established Fintech that has grown from payments and anti-fraud services to offering banking, crypto, and more. At one point, Bolt had a… Read More