Opinion

Editorial opinions and perspective on Fintech.

Capital Ideas: Exploring the Intersection of Bitcoin and Angel Investing: Insights from Mike Jarmuz of Lightning Ventures

“Bitcoin-related ventures have the potential to generate life-changing returns,” -Mike Jarmuz In a recent episode of the Capital Ideas podcast, co-hosts Nick Morgan and Dara Albright interviewed Mike Jarmuz, founder of Lightning Ventures and CEO of Thunder Funder. As the largest Bitcoin-focused angel investing network, Lightning Ventures… Read More

The EU Now Has a StartUp Commissioner

The European Union has a series of “Commissioners” who are responsible for crafting proposals for EU legislation while implementing the policies of the European Parliament and the EU Council. Each Commissioner is designated a portfolio of responsibilities. Last month, for the first time, the EU… Read More

UK Industry Professional Shares Insights After Bank of England Releases Money and Credit Data

KPMG has recently shared insightful comments following the Money and Credit data from the update from the Bank of England. Karim Haji, Global and UK Head of Financial Services at KPMG, shared comments on the recent Money and Credit statistical release. Karim Haji from KPMG… Read More

Mario Draghi Report Claims Innovation is Blocked, Hindered Due to Excessive Regulation in the EU

The Draghi Report Previously, CI reported that Mario Draghi, formerly the European Central Bank (ECB) president, had hammered the EU on its lack of support for innovation, declaring that Europe is falling behind. The full report, published on the ECB website, states that European “innovation is blocked at… Read More

Fintech has Outgrown Traditional Regulatory Sandboxes and New Approach Is Needed, Industry Professional Explains

Dante Disparte, Chief Strategy Officer; Head, Global Policy, Circle Internet Financial, notes that with the emergence of fast-evolving fintechs, regulators have sought ways to keep pace with their activities and technologies, “not only in the spirit of leveling the playing field, but also to keep… Read More

After Fed’s 50 Basis Point Cut, Buyout Activity in Consumer Retail and Services Vertical Is Set to Increase – Report

The consumer retail and services vertical approached a nadir through Q2 2024, according to an update from PitchBook. Looking forward, PitchBook pointed out that the buyout activity is “expected to increase following the Federal Reserve’s (the Fed’s) much anticipated 50-basis-point cut announced in Q3.” Illustrating… Read More

Consumer Financial Protection Bureau (CFPB) Director Rohit Chopra Shares Comments After Justice Department’s Lawsuit Against Visa

Rohit Chopra, the Consumer Financial Protection Bureau (CFPB) Director, issued this past week a statement on the US Justice Department’s Lawsuit Against Visa (NYSE:V). CFPB Director Rohit Chopra has highlighted key points regarding the U.S. Department of Justice’s lawsuit against Visa, the payment network conglomerate…. Read More

Digital Securities Sandbox (DSS). The UK Moves Forward with New Bank of England – FCA Sandbox : Tokenized securities can put our capital markets at the forefront of technological innovation”

The Digital Securities Sandbox (DSS) is now open for applications. Digital securities, or tokenized assets, are widely believed to be the future of the securities sector. While anticipation of the migration to digital from more analog issuance and trading of securities has been predicted for… Read More

Senator Tim Scott Introduces the Empowering Main Street in America Act, Legislation Expands Definition of an Accredited Investor, Boosts Access to Capital, More

Senator Tim Scott, the ranking Member of the Senate Banking Committee, has introduced legislation seeking to improve access to capital and assist the innovation and entrepreneurship sector of the economy. The Empowering Main Street in America Act of 2024 aims to “improve access to capital for… Read More

Tyler Adams from COZ Comments on Why It’s Important to Advocate for Fair and Supportive Crypto Policies in the US

CI recently caught up with Tyler Adams, CEO and Co-founder of COZ, a software firm in the blockchain sector providing various products to s support Web3 development. In addition to his efforts to combat counterfeiting, Tyler is part of the lobbying group Stand With Crypto,… Read More

Markets in Crypto Assets regulation (MiCA). What’s Good and What is Not So Good

Last week at the Digital Commonwealth’s Mansion House Summit Series, Tom Kiddle, co-founder of Palisade – a digital asset custody firm, spoke about his opinion on MiCA. Palisade is a regulated firm based in France. The European Union has approved MiCA, or Markets in Crypto Assets regulation. MiCA aims… Read More

US Federal Reserve to Cut Rates this Week. How Much?

Later this week, the US Federal Reserve, Federal Open Market Committee (FOMC), will reveal how much they will cut benchmark interest rates. This is the first time the Fed will cut rates since 2020. The debate on the rate cut has shifted to whether or… Read More

SEC Penalizes Flyfish Club for NFTs Deemed to be Crypto Asset Securities, Commissioners Peirce and Uyeda Slam “Crypto-Obsessed Commission”

Earlier today, the Securities and Exchange Commission (SEC) issued an Administrative Order punishing the FlyFish Club (FFC) for allegedly issuing “crypto asset securities.” The FlyFish Club is a private dining venue that offers memberships similar to country clubs. Unfortunately, FFC upset the Commission by issuing… Read More

Eurocrowd Questions Merger of FPF and France Fintech: Threat to Autonomy of Crowdfunding Sector

As previously reported, Financement Participatif France (FPF), the French crowdfunding association, and France Fintech merged in June of this year. Last month, EuroCrowd, the pan-European advocacy group for online capital formation, posted an Op-Ed questioning the impact of this move on the emerging securities crowdfunding industry. EuroCrowd has long… Read More

US Judge Says CFTC Exceeded its Statutory Authority, Regulator Has No Authority to Second-Guess Election Contracts

The Commodities Futures Trading Commission (CFTC) has no authority to second-guess election contracts, according to recent statements issued by a US Judge. The opinion on the Kalshi‘s lawsuit brought against the CFTC may have significant potential implications for an ongoing/current proposal that aims to place… Read More

Halt! eToro to Stop Trading Most Crypto in the US Following SEC Settlement: “We now have a clear regulatory framework”

eToro USA will halt nearly all crypto trading activity following an agreement with the Securities and Exchange Commission (SEC). The settlement also requires eToro to pay a $1.5 million fine. eToro has agreed to the settlement without admitting or denying the allegations. Going forward, eToro… Read More

Tristan Frizza, Founder of Zeta Markets, Shares Insights on Surge in Solana (SOL) DEX Trading Volume

We recently connected with Tristan Frizza, Founder of Zeta Markets. Notably, Solana recently hit $1.811 billion in DEX trading volume, capturing almost 10% of the market, as reported by Zeta Markets. This surge, fueled by Solana’s fast transaction speeds and low fees, has also led… Read More

Einat Steklov, Co-Founder at Kashable, Provides Insights on Lending Options and How the Firm Is Making A Major Difference in Employees’ Lives

    Many hardworking employees are finding themselves trapped in the cycle of high-interest loans, forcing them to deplete their savings or retirement funds and compromise their long-term financial security. When customers were asked by Kashable, a provider of “socially responsible” credit and financial wellness… Read More

Bringing Up the Rear: Percent of Assets UK Pension Funds Dedicate to UK Equities Sinks to 4.4%

A report by New Financial indicates that the amount of UK pension funds being allocated to UK equities has declined to 4.4% in comparison to last year, when the number was 6.1% and down by half of assets from 25 years ago. The document describes… Read More

UK Industry Professional Comments on Latest Money and Credit Data from Bank of England

KPMG has recently commented on the latest Money and Credit data from the Bank of England. Karim Haji, Global and UK Head of Financial Services at KPMG, shared key insights on the newest Money and Credit data from the Bank of England (for the month… Read More

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