December 17, 2025 @ 7:11 am By Omar Faridi  |  

The Cambridge Centre for Alternative Finance (CCAF), Cambridge Judge Business School, has shared insights from Wenbin Wu, Research Associate at the CCAF. Wu noted that the need to upgrade to a post-quantum environment is “more urgent for blockchains than for almost any other digital system.”… Read More

December 17, 2025 @ 5:59 am By Omar Faridi  |  

Klarna (NYSE:KLAR), the global digital bank and flexible payments provider, announced the launch of its Agentic Product Protocol, which is described as being a new open standard that makes every product on the internet discoverable as well as more understandable by AI agents. As AI becomes… Read More

December 17, 2025 @ 5:26 am By Omar Faridi  |  

OakNorth, the digital bank for entrepreneurs, has provided a $60.7m note-on-note facility to returning customer and New York-based lending platform, S3 Capital. Established back in 2013 by Joshua Crane and Robert Schwartz after they claimed to have recognized a significant lack of institutional quality, middle… Read More

December 17, 2025 @ 3:20 am By Omar Faridi  |  

Copper, a firm enabling digital assets custody, collateral management, and prime services, is pleased to announce that they are the “first” custodians to support native mint and redeem capabilities for Ethena digital assets in their platform. Through expanding their partnership with Ethena, “a decentralized finance… Read More

December 17, 2025 @ 2:04 am By Michael Wong  |  

Outstanding debt in Indonesia’s online lending industry climbed to 92.92 trillion rupiah ($5.6 billion) in October, the Financial Services Authority (OJK) said, as growth accelerated while credit quality held broadly steady. The regulator said online-loan balances rose 23.86% from a year earlier, picking up from… Read More

December 17, 2025 @ 1:19 am By JD Alois  |  

Griffin, a banking-as-a-service platform that focuses on Fintechs and platforms, says it had a banner year, experiencing 5X growth in revenue while processing over £3 billion in payments. Griffin is a regulated bank in the UK that offers a full-stack, API driven platform for embedded… Read More

December 16, 2025 @ 6:23 pm By Omar Faridi  |  

Betterment at Work, a provider of modern, scalable 401(k) plans for growing businesses, today launched the fifth installment of its annual Retirement Readiness Report. The report reveals that nearly half (48%) of U.S. workers believe they’ll need “at least $1 million to retire comfortably—up from… Read More

December 16, 2025 @ 4:42 pm By Omar Faridi  |  

CME Group, the world’s derivatives marketplace, launched Spot-Quoted XRP and SOL futures. According to the announcement, spot-quoted XRP and SOL futures will now aim to complement the existing Spot-Quoted Bitcoin and Ether futures, and are also available to trade “across the four major U.S. equity… Read More

December 16, 2025 @ 4:17 pm By Tony Zerucha  |  

Ncontracts’ The Future of Compliance describes compliance’s transition from more of a mundane obligation into a strategic priority. However, that change, still ongoing, has been far from smooth. Compliance has become a strategic function, with 82% of respondents saying they are satisfied with board and… Read More

December 16, 2025 @ 2:58 pm By JD Alois  |  

The American Fintech Council (AFC) has issued a statement in support of the Bank-Fintech Partnership Enhancement Act (HR 6552). The legislation requires the Board of Governors of the Federal Reserve System, the Comptroller of the Currency, and the Federal Deposit Insurance Corporation to study how… Read More

December 16, 2025 @ 2:03 pm By Omar Faridi  |  

Affirm (NASDAQ: AFRM), the payment network that empowers consumers and helps merchants drive growth, and Revolve Group, Inc. (NYSE: RVLV), the fashion retailer for Millennial and Generation Z consumers, announced an expansion of their partnership that makes it easier for shoppers in Canada and the… Read More

December 16, 2025 @ 2:02 pm By Omar Faridi  |  

Anchorage Digital, home to the federally chartered crypto bank, announced it has acquired the Securitize For Advisors (SFA) business unit from its parent company, Securitize. SFA is a crypto wealth management platform for registered investment advisors (RIAs). With this acquisition, Anchorage Digital will expand its… Read More

December 16, 2025 @ 2:00 pm By Omar Faridi  |  

The Depository Trust & Clearing Corporation (DTCC), the premier post-trade market infrastructure for the global financial services industry, and CME Group, the world’s derivatives marketplace, announced progress on their efforts to “extend their existing cross-margining arrangement to end-user clients.” Specifically, the Fixed Income Clearing Corporation… Read More

December 16, 2025 @ 11:35 am By JD Alois  |  

Earlier this month, Citadel Securities issued a statement addressed to the Securities and Exchange Commission (SEC) stating that it should not grant exemptive relief regarding the definitions of an exchange or a broker-dealer for DeFi trading protocols. Citadel claimed that granting broad exemptive relief from… Read More

December 16, 2025 @ 10:41 am By JD Alois  |  

Payments provider PayPal (NASDAQ:PYPL) is pursuing a Utah-chartered industrial loan company. The company has submitted its application to the Utah Department of Financial Institutions and the Federal Deposit Insurance Corporation. An industrial bank charter is a state-issued license, primarily in Utah, allowing a financial institution… Read More

December 16, 2025 @ 10:34 am By JD Alois  |  

TrueLayer, a European payments network that offers Pay by Bank payments, is reporting that its Chief Operating Officer, Rob Kerrigan, will be joining the newly formed UK Payments Initiative (UKPI). TrueLayer joins 30 other firms in the payments sector, including all major UK retail banks…. Read More

December 16, 2025 @ 10:27 am By Omar Faridi  |  

MetaMask is pleased to announce that Bitcoin (BTC) is now being supported on the platform. According to the update, this means users are able to trade and manage BTC alongside other crypto-assets such as Ethereum, Solana, Monad, and Sei assets, all inside their MetaMask wallet…. Read More

December 16, 2025 @ 10:09 am By JD Alois  |  

The UK Financial Conduct Authority (FCA) has posted an update on Open Banking. Unlike in the US, the UK has outlined prescribed requirements for financial services firms to allow customers to control their data, specifying who may access it, while providing streamlined processes for changing… Read More

December 16, 2025 @ 10:02 am By JD Alois  |  

Cross River Bank and Highnote will offer a new stablecoin settlement as part of Visa’s stablecoin settlement pilot program. In a release, the companies stated that the collaboration will offer USDC settlement over the Solana blockchain in a production environment. Luca Cosentino, Head of Crypto… Read More

December 16, 2025 @ 9:10 am By JD Alois  |  

The Canton Network will offer USD1 stablecoin, issued by World Liberty Financial (WLFI). WLFI is majority-controlled by the Trump family. USD1 has a market cap of over $2 billion. USD1 is fully backed 1 to 1 by US Treasuries, dollar deposits, and other low-risk assets…. Read More