July 12, 2026 @ 6:50 am By Omar Faridi  |  

A new analysis from Equifax (NYSE: EFX) underscores mounting financial strain on US households, particularly those in the middle-income bracket. The company’s latest Market Pulse Index, which draws on anonymized credit, debt, income, and asset information combined with credit scoring insights, fell to 60.9 in… Read More

July 12, 2026 @ 6:07 am By Omar Faridi  |  

The United Kingdom’s financial authorities are set to implement a landmark supervisory framework starting next week, marking the first direct regulatory scrutiny of major technology and service suppliers that form the backbone of the country’s financial infrastructure. The Bank of England, Prudential Regulation Authority (PRA),… Read More

July 12, 2026 @ 1:04 am By Michael Wong  |  

A consortium led by private investment firm B Capital has agreed to acquire global investment solutions provider Russell Investments from private equity firms TA Associates and Reverence Capital Partners, as the asset manager looks to expand its technology capabilities and accelerate growth. The investor group… Read More

July 11, 2026 @ 9:48 pm By Omar Faridi  |  

Recent reports have highlighted how leading American artificial intelligence companies, including OpenAI and Google, have provided sophisticated AI technologies to overseas arms of major Chinese enterprises flagged by the U.S. Department of Defense. This development underscores ongoing challenges in Washington’s strategy to curb technological advancements… Read More

July 11, 2026 @ 3:52 pm By Omar Faridi  |  

Federal prosecutors are reportedly preparing to abandon criminal proceedings against the alleged leader of one of the largest cryptocurrency-related investment schemes in recent years. The move comes after years of legal proceedings and on the eve of a scheduled trial, marking a notable shift in… Read More

July 11, 2026 @ 3:50 pm By Omar Faridi  |  

A comprehensive bipartisan bill designed to tackle America’s persistent housing affordability challenges has officially become law without President Donald Trump‘s official signature. The legislation, known as the 21st Century ROAD to Housing Act, cleared both chambers of Congress with strong support earlier in the summer… Read More

July 11, 2026 @ 3:42 pm By Michael Wong  |  

Indian microfinance lender Arohan Financial Services Ltd has secured an investment commitment of up to $30 million to support the expansion of its loan portfolio and icnrease access to creadit for low-income borrowers, according to project document seen by Crowdfund Insider. The commitment comes from… Read More

July 11, 2026 @ 3:41 pm By Omar Faridi  |  

Digital bank Revolut has strengthened its executive team with the addition of a senior figure from one of the world’s largest financial institutions. Kuba Fast, who most recently headed JPMorgan Chase’s UK digital banking arm Chase UK, has taken on the role of CEO for… Read More

July 11, 2026 @ 3:22 pm By Omar Faridi  |  

Japanese Bitcoin treasury firm Metaplanet has launched a collaborative feasibility study with yen stablecoin issuer JPYC and blockchain infrastructure provider Progmat. The initiative, known internally as Project NOVA, aims to develop innovative digital credit instruments that leverage Bitcoin as collateral or a credit enhancement tool,… Read More

July 11, 2026 @ 10:25 am By Omar Faridi  |  

The UK government has designated four global technology companies—Amazon, Google, Microsoft, and Oracle—as critical third-party providers. This decision brings their cloud services under direct oversight by financial regulators, effective from July 13, 2026. The initiative addresses growing concerns over the financial industry’s heavy dependence on… Read More

July 11, 2026 @ 10:21 am By Omar Faridi  |  

Crypto exchange Kraken is gearing up to introduce a significantly revamped version of its mobile application, with advanced artificial intelligence capabilities taking the spotlight. The update positions autonomous AI agents as the core element of the trading experience, aiming to deliver personalized guidance and market… Read More

July 11, 2026 @ 10:18 am By Omar Faridi  |  

A recent analysis by researchers at the Cambridge Centre for Alternative Finance (CCAF) has shed new light on the physical distribution of Ethereum’s infrastructure, revealing notable geographic clustering of its validator nodes. According to the findings, approximately 31% of the network’s beacon node activity is… Read More

July 11, 2026 @ 10:17 am By Michael Wong  |  

The total value of deposits covered by Hong Kong’s Deposit Protection Scheme rose to a record HK$3.656 trillion in 2025, up from HK$3.492 trillion a year earlier, according to the Hong Kong Deposit Protection Board’s annual report. The increase followed the raising of the protection… Read More

July 11, 2026 @ 9:08 am By Omar Faridi  |  

Large US financial institutions, including Goldman Sachs (NYSE:GS) and Morgan Stanley (NYSE:MS), are updating their internal policies to restrict staff from engaging in certain types of bets on rapidly growing prediction platforms. These changes aim to mitigate potential conflicts of interest and guard against the… Read More

July 10, 2026 @ 1:13 pm By JD Alois  |  

The Securities and Exchange Commission has published its Regulatory Agenda for the coming year, marking a significant shift from the previous administration. During the Biden presidency, former SEC Chairman Gary Gensler placed much of the focus on political ambitions like ESG, such as climate disclosure…. Read More

July 10, 2026 @ 12:34 pm By Omar Faridi  |  

The Ethereum Foundation‘s Protocol Security team has shared insights from experiments using coordinated AI agents to scan critical components of the Ethereum ecosystem. These efforts demonstrate that AI tools can successfully identify genuine vulnerabilities in protocol-level code, including systems software, cryptographic implementations, and smart contracts… Read More

July 10, 2026 @ 12:32 pm By Omar Faridi  |  

Predictions markets platform Polymarket has taken formal steps to introduce margin trading under US regulatory oversight. This development could enable participants to engage in event-based contracts with reduced upfront capital requirements, potentially drawing in a broader range of institutional and experienced traders seeking more flexible… Read More

July 10, 2026 @ 10:06 am By JD Alois  |  

The CLARITY Act remains in legislative purgatory as elected officials haggle over the bill’s language. The crypto market infrastructure framework will determine the trajectory of the US market and could fuel digital asset innovation and US dominance in this sector of  Fintech. Yet an updated… Read More

July 10, 2026 @ 9:58 am By Tony Zerucha  |  

A busy week for Klarna highlights this week’s fintech raises and acquisitions. Klarna announces €900M German facility It’s Klarna’s first forward flow and warehouse financing agreement in Germany. Under the two-year agreement, Klarna has sold a portfolio of its German Fair Financing term loans and… Read More

July 10, 2026 @ 9:50 am By JD Alois  |  

Stablecoin issuer Circle (NYSE:CRCL) has shared that the Office of the Comptroller of the Currency (OCC) has granted final approval to operate the First National Digital Currency Bank. The bank is a national trust entity. Circle submitted an application to the OCC on June 30,… Read More