Tagged: perspective

How to Win Funding and Influence People

The heady days of a booming token sales market driven by FOMO are long gone. Firms looking to raise money on the blockchain in 2020 are faced with a far more cautious investor base, and with good reason. A high percentage of early tokens failed—… Read More

As PPP Money Runs Out, Lendio CEO Launches Petition to Add Money. Over 35,000 Have Now Signed the Request While Congress Remains Frozen on Any Additional Funding

As has been widely reported, the Paycheck Protection Program – part of the CARES Act that provided SMEs with 2 months of payroll loans that may be forgiven – has run out of money. The widely lauded plan has struggled to distribute the funds as… Read More

Competition and Markets Authority Approves Amazon’s Investment in Deliveroo as COVID-19 Harms Company’s Financial Position [u]

This is interesting because it is indicative of the economic impact of the COVID-19 pandemic. The UK Competition and Markets Authority (CMA) has provisionally approved Amazon’s (NASDAQ:AMZN) investment in Deliveroo. Before the Coronavirus, the investment was not a given as the CMA was “concerned that… Read More

Europe: 3 Largest Digital Banks Have Over 18 Million Users and Growing Larger

The three largest European digital banks have over 18 million registered users combined. That number is predicted to soar to over 23 million by the end of this year, according to a writeup by Finanso. Today, Revolut (UK) is the biggest at over 10 million… Read More

HM Treasury Expected to Announce Support for Startups Hit by COVID-19 Crisis

Startups and early-stage firms are vital to any economy that seeks to foster robust growth and wealth creation. Yet many early-stage firms are focused more on growth than earnings, and thus would not qualify for the programs bundled together by the UK government during the… Read More

Perspective: What the Proposed SEC Changes Mean for the US Crowdfunding Industry

Earlier this month, The Securities and Exchange Commission (SEC) announced a set of amendments to the exemptive framework under the Securities Act of 1933. This includes a notable update to Reg CF – increasing the funding cap from its current $1.07 million to $5 million…. Read More

Fintechs Start to Furlough Employees as the Economic Impact of COVID-19 Sinks In

Fintechs are starting to furlough employees as the economy tanks due to the COVID-19 induced decline. While not officially in recession, major economies are bracing for the worse while businesses are compelled to let employees go as business activity slows. On Monday, it was reported… Read More

How Fintech Can Help Fight the Coronavirus

It wasn’t supposed to be this way. Our biggest concern this year was going to be the Presidential election, or for some of us the Tokyo Olympics or the Warriors missing the NBA playoffs. Instead, the world’s population is experiencing an unprecedented shock that is… Read More

Seedrs Founder Comments on COVID-19 and UK Government Support

Seedrs founder and Chairman Jeff Lynn has distributed his thoughts on the ongoing impact of the COVID-19 pandemic and the UK government’s approach to aid the struggling economy – more specifically for early-stage firms. Lynn dices the issue up between the Good, the Bad and… Read More

How Fintechs Can Build Trust with SMEs in Latin America

Small businesses in emerging economies are notoriously underfinanced. Despite making up over 99.5% of the economy in Latin America, SMEs face a financing gap in the trillions of dollars. For example, up to 78% of small businesses in Argentina and 45% in Peru struggle to… Read More

UK: Why we MUST be Outraged & Why Those Banks, Who Would Steal the Bailout, Mustn’t be Allowed to Kill the Fintech Competition

Why we may not be surprised but we must be outraged! The banks are a danger to our society – and, according to the BIS (the Centralbank’s Central Bank)  an unnecessary one at that. The UK government has over the last two weeks taken unprecedented… Read More

What Will Change for Startups – and What Won’t – as Digital Natives Only Grow Younger

Do you ever step back and consider how quickly tech has changed, well, everything? Better devices spurred better internet connection and new cultural contexts. It is almost hard to remember a time when people did not always have connected computers in their back pockets. The… Read More

The Association of Online Investment Platforms Responds to SEC’s Proposed Changes to the Exempt Offering Framework

On March 4th the Securities and Exchange Commission (SEC) published a proposal to amend multiple securities exemptions. If enacted, the proposed amendments would be the largest changes to securities law since the passage of the JOBS Act, and will strengthen the small business and startup… Read More

Conjurers not Magicians – Who’ll Get The Bailout?

It is we, the crowd, who will rebuild the economy after Covid-19. We need the means to do it. The last couple of weeks has revealed who it is that runs the real economy, beyond the glass towers that loom over everything else, imposing their… Read More

An Entrepreneur’s Guide to Surviving Coronavirus

Remember all those articles about whether venture was overvalued?  With blinding speed, they now seem quaint.  Bluntly stated, most venture-backed companies are in a fight for survival.    Although certain areas of life sciences may do somewhat better, I think the impact will be widely felt. … Read More

Emails Fill the Inbox as Fintechs Assure Customers that its Business as Usual (Pretty Much)

After less than a week of COVID-19 fueled lockdown, it seems like the world has been turned upside down as a new reality has set in due to “social distancing” and “shelter in place” demands. In the US, the National Guard is not yet patrolling… Read More

Comment Period Ends on Proposal to Update the Definition of an Accredited Investor. So Who Said What?

Towards the end of 2019, the Securities and Exchange Commission (SEC) proposed an update to the definition of an accredited investor. The rule change is part of a broader “concept release” that the SEC has issued to review the exempt offering ecosystem and how this… Read More

France: GSX CEO Comments on Autorité des Marchés Financieres Proposal on Digital Securities

Recently, the French Autorité des Marchés Financiers (AMF), the leading securities regulator in France, posted a legal analysis of security tokens or digital securities. The AMF posited that while there remain certain “legal obstacles,” in their opinion national authorities can adapt to these types of… Read More

Perspective: Brexit – a Positive News Story for UK Plc

It is fair to say that Brexit dominated headlines in the final few years of the 2010s. After the UK made the historic decision to forge its own future outside of the European Union [EU], many people and businesses were naturally concerned as to what… Read More

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