Tagged: perspective

June 2, 2026 @ 3:58 pm By JD Alois  |  

Following approval in the Senate Banking Committee, everyone is waiting for the CLARITY Act (HR 3633)to advance to a full Senate vote. The legislation was approved in the House of Representatives in 2025 but stalled in the Senate for many months as behind-the-scenes negotiations saw… Read More

May 28, 2026 @ 6:46 pm By Omar Faridi  |  

AI adoption is surging in 2026 but Fintech platforms like Klarna  (NYSE:KLAR) have been known to make short-sighted business decisions. In the past year, many Fintechs including BNPL provider Klarna made the hasty decision to cut many of its staff members, while citing AI advancements… Read More

May 28, 2026 @ 5:49 pm By Omar Faridi  |  

The Apple Watch from Apple (NASDAQ:AAPL) and the tech giant’s Fintech focused products are facing significant and truly unprecedented competition as digital transformation continues to disrupt the global economy and related financial services. Once considered to be a leader in the smartwatch market, Apple is… Read More

May 27, 2026 @ 4:14 am By Omar Faridi  |  

As the S&P 500 closed the past week at yet another all-time record high, the University of Michigan‘s most recent reading of US consumer sentiment has now significantly plummeted to its lowest level in almost 70 years. And as The Wall Street Journal recently reported,… Read More

May 25, 2026 @ 7:19 pm By Omar Faridi  |  

The AI digital divide is very much a real phenomenon and not really a key digital technology trend that too many Fintech industry professionals are even talking about (as they should be). With global AI adoption surging dramatically across countries and jurisdictions, we have all… Read More

May 25, 2026 @ 2:45 pm By Omar Faridi  |  

Coinbase (NASDAQ:COIN) CEO Brian Armstrong has highlighted many of key areas where the financial system still needs a significant update. Armstrong said that tokenization of real-world assets is a high-potential segment that could transform real estate, stocks, bonds, funds by bringing them all onchain. He… Read More

May 23, 2026 @ 8:28 am By Omar Faridi  |  

Everyone in the crypto and blockchain space is talking about Bitcoin Pizza Day because some random guy many years back actually paid 10,000 BTC for a few pizzas. At the time, though, Bitcoin was trading for a few cents or below $1. Back then, nobody… Read More

May 23, 2026 @ 8:25 am By Omar Faridi  |  

US dollar or Euro pegged stablecoins and regulated digital assets platforms such as Coinbase (NASDAQ:COIN), Gemini (NASDAQ:GEMI), and Kraken (under parent firm Payward) now decisively dominate US markets. Meanwhile, more speculative altcoins and associated decentralized projects, such as Cardano (ADA), EOS, and IOTA, have basically not made much noise during this past Bitcoin… Read More

May 23, 2026 @ 8:21 am By Omar Faridi  |  

Web3 referred to an evolving set of standards aimed at improving upon web2, which is a set of protocols and standards that make up the modern Internet. These standards include HTTP, TCP/IP, and various other online protocols through which internet traffic is running. But when… Read More

May 23, 2026 @ 1:29 am By Omar Faridi  |  

US lawmakers under the more crypto- and innovation-friendly Trump Administration are making considerable progress when it comes to finally providing the blockchain and digital assets sector a mature regulatory environment that will help with responsible growth and adoption in the years ahead. In addition to… Read More

May 22, 2026 @ 12:47 pm By JD Alois  |  

The White House posted a series of Executive Orders (EO) this week, signed by President Donald Trump. A key EO was demanding that Fintechs have better access to the Federal Reserve and certain functions, such as payment accounts and real-time payments, to improve services for non-bank… Read More

May 22, 2026 @ 9:59 am By JD Alois  |  

Bolt CEO Ryan Breslow eliminated his entire Human Resources (HR) department after determining it was doing more harm than good. Bolt is an established Fintech that has grown from payments and anti-fraud services to offering banking, crypto, and more. At one point, Bolt had a… Read More

May 21, 2026 @ 2:48 pm By Omar Faridi  |  

As widely reported by now, US President Donald Trump has requested the Federal Reserve to seriously consider enabling proper fintech access to payment accounts As CI reported, Trump has now signed an executive order on Tuesday calling on US regulatory authorities as well as the… Read More

May 21, 2026 @ 9:46 am By Omar Faridi  |  

Alpaca, a US-based fintech founded by Japanese entrepreneurs, has emerged as a key player focused on digital financial infrastructure. Following a $150 million Series D round in January 2026 led by Drive Capital, the financial technology company achieved unicorn status with a $1.15 billion valuation,… Read More

May 21, 2026 @ 7:56 am By Omar Faridi  |  

Dogecoin (DOGE) price remains flat at around $0.10 (after reaching over $0.30 a few years back) despite seemingly bullish ecosystem developments such as digital bank Revolut announcing it will launch a physical debt card with support for the memecoin. Interestingly, Dogecoin began as just a… Read More

May 20, 2026 @ 9:17 pm By Omar Faridi  |  

Quantum computing is not in any way a new or recent development. Much like AI and machine learning algorithms, these technologies really began to take shape in the early 21st century (around the year 2000 to 2010 with initial groundwork dating back to the 1960s)…. Read More

May 19, 2026 @ 3:33 pm By JD Alois  |  

Last week, Poland’s lower house of parliament (Sejm) passed a government-backed bill called the Crypto-Asset Market Act. The legislation implements the European Union’s crypto laws, namely the Markets in Crypto Assets Regulation (MiCA). Under these rules, the Polish Financial Supervision Authority (KNF) is required to regulate and approve… Read More

May 18, 2026 @ 10:39 am By JD Alois  |  

Tokenization is quickly becoming commonplace, and it is vital that regulators and policymakers work in concert with both current industry participants and future firms that will eventually incorporate digital assets, including tokenized securities. The Bank of England and the UK Financial Conduct Authority issued a… Read More

May 16, 2026 @ 5:40 pm By Sherwood Neiss  |  

For the 10th anniversary of Regulation Crowdfunding, Crowdfund Capital Advisors releases the first comprehensive analysis of what a full decade of the RegCF market has produced Ten years ago today, Regulation Crowdfunding (Reg CF) went live, giving everyday Americans the legal right to invest in… Read More

May 16, 2026 @ 9:08 am By JD Alois  |  

On Thursday, the Senate Banking Committee held a markup hearing on the CLARITY Act, crypto market infrastructure legislation that was passed in the House in 2025 and sat in limbo in the Senate until this past week. The legislation aims to protect consumers while enabling… Read More