Tagged: uk

January 9, 2026 @ 10:42 am By JD Alois  |  

Artificial Intelligence (AI) can be lambasted as a destroyer of jobs or lauded as a supporter of productivity. The conventional wisdom tends toward the latter, but some noted prognosticators have predicted the end of work. Regardless, sentiment in the UK seems fairly positive, as the… Read More

January 9, 2026 @ 8:59 am By Omar Faridi  |  

In a bid to enable UK consumers with smarter money management, Starling Bank has revealed a surprisingly simple habit distinguishing the nation’s top savers: checking their bank balance daily. According to recent research, those who monitor their accounts every day save more frequently and maintain… Read More

January 9, 2026 @ 2:03 am By Omar Faridi  |  

The UK financial services industry is preparing for a significant shift in 2026, with leaders anticipating greater investment in national defense amid converging priorities of financial stability and national security. According to KPMG‘s latest UK Financial Services Sentiment survey, nearly two-thirds (65%) of sector leaders… Read More

January 8, 2026 @ 8:07 am By Omar Faridi  |  

The United Kingdom solidified its position as one of Europe’s leading fintech hubs in 2025, even as emerging markets intensified their pursuit of investment capital. Despite challenging conditions, British fintech firms secured $3.6 billion in funding throughout the year, surpassing the combined totals of the… Read More

January 8, 2026 @ 12:34 am By Omar Faridi  |  

UK’s banking services provider Barclays has acquired a minority stake in Ubyx, a US-based firm specializing in stablecoin settlement infrastructure. This marks Barclays’ inaugural foray into investing in a company focused on stablecoins, underscoring the bank’s ongoing plans to delve into innovative digital financial instruments… Read More

January 7, 2026 @ 1:07 am By Omar Faridi  |  

The Bank of England‘s latest Money and Credit statistics for November 2025 reveal a mixed but modestly improving picture of the UK economy, with increases in mortgage lending and consumer borrowing amid ongoing uncertainties. According to the data, net borrowing of mortgage debt by individuals… Read More

January 6, 2026 @ 9:21 am By JD Alois  |  

The Cambridge Centre for Alternative Finance (CCAF) at Cambridge Judge Business School has announced a Women Regulators Network (WRN). The goal is described as addressing gaps in women’s financial inclusion. According to a blog post, WRN  will be guided by a global Council of senior… Read More

January 6, 2026 @ 1:10 am By Omar Faridi  |  

As the new year unfolds, UK businesses are channeling their energies into technological advancements and workforce development to drive growth amid evolving market dynamics. According to the latest Lloyds Business Barometer New Year Flash, a significant portion of companies are prioritizing investments in artificial intelligence… Read More

January 5, 2026 @ 10:44 am By Omar Faridi  |  

As the new year dawns in 2026, the London Stock Exchange (LSE) is showing tentative signs of recovery after a sluggish period marked by sparse listings and economic turbulence. UK financial industry professionals are now fairly optimistic that a fresh influx of initial public offerings… Read More

January 3, 2026 @ 1:32 pm By Omar Faridi  |  

Many UK households faced a challenging festive season in 2025, with financial pressures forcing significant cutbacks. According to Vanquis Bank‘s Financial Wellbeing Index, one in five families earning less than £40,000 annually reduced their holiday spending, highlighting the ongoing struggle with escalating living expenses. Overall,… Read More

December 31, 2025 @ 9:03 am By Omar Faridi  |  

Ownera and LayerZero announced a partnership to connect their platforms to enable cross-chain solutions for institutional tokenization. The collaboration integrates LayerZero’s interoperability protocol – which “connects 160+ blockchains and has facilitated over $200 billion in value transfer since inception” – with Ownera’s Router and SuperApps… Read More

December 31, 2025 @ 8:57 am By Omar Faridi  |  

As the year 2025 finally draws to a close, UK’s ThinCats says that is an opportune moment to carefully reflect on what they claim to have achieved together, along with their customers, introducers and colleagues, and how they now continue to support the growth of… Read More

December 30, 2025 @ 11:35 am By Omar Faridi  |  

KPMG UK has recently noted that a relatively cautious consumer landscape is now expected to continue into upcoming year. KPMG’s Consumer Pulse survey measures the overall consumer confidence as the current year finally comes to an end and 2026 begins. KPMG UK Q4 2025 Consumer… Read More

December 30, 2025 @ 11:04 am By Omar Faridi  |  

Lloyds Banking Group, which serves as one of the UK’s mortgage lenders, is preparing to discontinue its invoice factoring operations by the end of 2025, marking a further retreat by major high-street banks from specialized financing for small and medium-sized enterprises (SMEs). Invoice factoring, also… Read More

December 30, 2025 @ 12:28 am By Tony Zerucha  |  

Ahead of the Christmas spending peak, the October 2025 credit card data from global analytics software leader FICO showed a decline in credit card spending in the UK compared with the previous month and the previous year. Lower spending led to average balances falling for… Read More

December 29, 2025 @ 5:28 am By Omar Faridi  |  

Smart Data Group (SDG) has recently appointed Dr. Ruth Wandhöfer as independent  Mobilisation Lead as the industry focuses on efforts to unlock the next phase of Open Banking and build the foundations for a more scalable, secure and resilient smart data economy in the United… Read More

December 28, 2025 @ 9:56 pm By Omar Faridi  |  

UK Finance has examined some key policy questions that have shaped 2025’s crypto regulatory development, while looking to next year ahead of the final Policy Statements. According to the update from UK Finance, 2025 has been a busy year of regulatory development in the UK,… Read More

December 28, 2025 @ 8:12 am By Omar Faridi  |  

The Payment Systems Regulator (PSR) has set out changes that will give businesses more information on the card payment fees they pay. This follows its market review, which found that Mastercard and Visa don’t face competition due to rising fees and a lack of clarity… Read More

December 26, 2025 @ 12:05 pm By JD Alois  |  

WiseAlpha, a fractional bond trading app, is returning to crowdfunding to raise growth capital. WiseAlpha is raising money on Crowdcube. According to the offering page, the online round is part of a wider round. So far, 202 investors have committed £185,000 on the platform. Investors… Read More

December 26, 2025 @ 9:14 am By JD Alois  |  

The Cambridge Centre for Alternative Finance (CCAF) at the Cambridge Judge Business School has celebrated its 10-year anniversary. The CCAF was launched as the only academic entity pursuing the advent of digital finance. While multiple private entities frequently published research on aspects of Fintech, including… Read More