According to the results of June, the average rate of return on the European P2P market “was 10.4%, up 0.2% compared to May,” the team at Robocash noted in a blog post.
The bond market also “showed positive shifts.” the Robo.cash team revealed in their latest update.
Last month, the average return “on this low-risk asset was approximately 4.7%, +0.1% versus May.”
Robocash analysts added:
“It is likely that by the end of the year we will see even higher bond rates. However, this will not always be a real positive yield. Thus, real bond returns over the past 12 months were -3.37%.”
The deposit market, “a direct competitor for bonds and P2P lending, remained at the level of May 2023, with an actual annualized return of 5.8%.”
Robo.cash analysts also mentioned:
“Conservative investors now have ideal opportunities for opening bank deposits at very good interest rates.”
At the same time, the real yield of the instrument “for the past 12 months is -3.29%.”
The annualized yield of the cryptocurrency “for June was an impressive 37%.” Most likely, by the end of 2023, prices “for this high-risk asset will rise due to the growing popularity of such investments among the world’s leading investment funds.” The real yield of the crypto over the past 12 months “was -43.52%.”
According to the trend indicator, P2P lending is “by far the most attractive option of all possible.”
Robocash further noted:
“Against the background of current inflation, it gives the highest real yield of 1.83%. This actually meets the target needs of investors to beat inflation and preserve capital.”
In other recent updates from Robo.cash, it was noted that July turned “out to be active, which is reflected in the key monthly figures.” For now, they are still “keeping a low-key offer and waiting for updates from the business.”
Upcoming changes in the Loyalty program
Starting August 28, the terms of the Loyalty program “will change.” Under the new conditions, two loyalty categories will “remain with bonuses of 0.5% and 0.8%.” The changes will “apply to all investors of Robocash.”
As covered, Robocash Group shared key highlights “for the first six months of 2023.”
The main focus was “on the systematic preparation for the opening of new markets, as well as on maintaining the quality of loan portfolio and borrower retention.”
European P2P market continues its systematic growth
Since the beginning of the year, the P2P market “has shown moderate growth, confirming the forecasts of Robocash investors.” In a new study, Robocash covered “the main trends in the industry that emerged in the first half of the year.”